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Overview / Commentary
3999 E Arapahoe Rd
Centennial, CO 80122-2076

Arapahoe Credit Union is headquartered in Centennial and is the 25th largest credit union in the state of Colorado. It is also the 1,389th largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 33 employees and 9,396 members at 2 locations. Arapahoe Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arapahoe Credit Union is open to residents of the state of Colorado through membership in Consumers United Association ($5 membership fee). Membership is also open to those who live, attend school, play or work in Arapahoe County.
See current membership details

Reviews (3)

Excellent Place To Bank

Posted by: Johnny99 | Feb 1, 2017

I have been using this bank for 3 years and I am highly satisfied! The staff here are really great! they are always very polite and always want to help with you what ever you need. They always make sure everything is going right! My dog always wants to go along to the bank because the people love her and they always give her treats!

ACU Has Been Great

Posted by: conor16 | Jan 24, 2018

This place has been fantastic. I actually can transfer money externally, you just have to confirm you account to activate this feature online. I have no complaints about them, and they are always friendly and thorough. I trust them with my money. :)
What really stands out about this branch is the outstanding customer service. Not only are guests promptly greeted with a smile but the employees here engage their customers in conversation. It's a very nice personal touch. The tellers and service staff are efficient on everything down to notary services.
I always get great service when I go in, and the interest rate I got for my car loan was the best rate I could find after researching several options. I do hope they open more locations at some point.
I highly recommend this branch for banking.

Worst Credit Union Experience Ever!

Worst credit union experience ever. They put a lengthy hold on a cash deposit, flagged it as a check and then blamed PSCU for the hold when I went into the Hampden St. branch and asked to speak to the manager. My cash was safer in my own pocket.


Health Grade Components

NCUA #64110
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.97%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$124.6MM$121.9MM
LoansQ4 2017vs Q4 2016$77.5MM$80.4MM
DepositsQ4 2017vs Q4 2016$113.2MM$111.1MM
Equity CapitalQ4 2017vs Q4 2016$10.9MM$10.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$447.00K$671.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$65.00K$248.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arapahoe Credit Union Savings Account Rates

0.10%$25-Base IRA Savings
0.10%$25-Holiday Club
0.07%--Base Savings

Arapahoe Credit Union Money Market Rates

0.50%*$75k*-Money Market Account
OTHER TIERS: 0.35% $1k - $20k | 0.40% $20k - $50k | 0.45% $50k - $75k

Arapahoe Credit Union Checking Account Rates

0.10%$500-Interest Checking

Arapahoe Credit Union CD Rates

2.45%$100-60 Month Certificate
2.15%$100-48 - 59 Month Certificate
1.85%$100-36 - 47 Month Certificate
1.70%$100-30 - 35 Month Certificate
1.60%$100-24 - 29 Month Certificate
1.40%$100-18 - 23 Month Certificate
1.20%$100-12 - 17 Month Certificate
1.00%$100-6 - 11 Month Certificate
0.90%$100-3 - 5 Month Certificate

Arapahoe Credit Union IRA Rates

2.45%$100-60 Month IRA Certificate
2.15%$100-48 - 59 Month IRA Certificate
1.85%$100-36 - 47 Month IRA Certificate
1.70%$100-30 - 35 Month IRA Certificate
1.60%$100-24 - 29 Month IRA Certificate
1.40%$100-18 - 23 Month IRA Certificate
1.20%$100-12 - 17 Month IRA Certificate
1.00%$100-6 - 11 Month IRA Certificate
0.90%$100-3 - 5 Month IRA Certificate

Arapahoe Credit Union Locations
Branch Office3999 E Arapahoe RdCentennial, CO 80122-2076
Branch Office303 E Hampden AveEnglewood, CO 80113-2621