Arapahoe Credit Union

Overview / Commentary
3999 E Arapahoe Rd
Centennial, CO 80122

Arapahoe Credit Union is headquartered in Littleton and is the 25th largest credit union in the state of Colorado. It is also the 1,369th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 38 employees and 12,994 members at 3 locations. Arapahoe Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Arapahoe Credit Union is open to residents of the state of Colorado through membership in Consumers United Association ($5 membership fee). Membership is also open to those who live, work, or attend school in the Colorado counties of Arapahoe, Douglas, or Jefferson.
See current membership details

Reviews (4)

Great Credit Union

Posted by: |

I love banking at ACU. They always have the best promotions and everyone there is professional and super nice. I love that their credit cards have a low fixed rate and no extra fees like most credit card companies.

Excellent Place To Bank

Posted by: |

I have been using this bank for 3 years and I am highly satisfied! The staff here are really great! they are always very polite and always want to help with you what ever you need. They always make sure everything is going right! My dog always wants to go along to the bank because the people love her and they always give her treats!

ACU Has Been Great

Posted by: |

This place has been fantastic. I actually can transfer money externally, you just have to confirm you account to activate this feature online. I have no complaints about them, and they are always friendly and thorough. I trust them with my money. :)
What really stands out about this branch is the outstanding customer service. Not only are guests promptly greeted with a smile but the employees here engage their customers in conversation. It's a very nice personal touch. The tellers and service staff are efficient on everything down to notary services.
I always get great service when I go in, and the interest rate I got for my car loan was the best rate I could find after researching several options. I do hope they open more locations at some point.
I highly recommend this branch for banking.

Worst Credit Union Experience Ever!

Worst credit union experience ever. They put a lengthy hold on a cash deposit, flagged it as a check and then blamed PSCU for the hold when I went into the Hampden St. branch and asked to speak to the manager. My cash was safer in my own pocket.


Health Grade Components

NCUA #64110
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.87%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$172.2MM$166.5MM
LoansQ2 2023vs Q2 2022$147.5MM$142.7MM
DepositsQ2 2023vs Q2 2022$158.7MM$149.7MM
Equity CapitalQ2 2023vs Q2 2022$12.8MM$13.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$792.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.6MM$1.3MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Arapahoe Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arapahoe Credit Union Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.10% $10k+
0.05%$5-Base Savings
0.05%$25-Base IRA Savings
0.05%$25-Holiday Club

Arapahoe Credit Union Money Market Rates

0.50%$1k-Money Market Account

Arapahoe Credit Union Checking Account Rates

1.50%*-$10kKasasa Cash Checking
OTHER TIERS: 0.10% $10k+
0.10%$500-Interest Checking

Arapahoe Credit Union CD Rates

4.50%$100-60 Month Certificate
4.45%$100-48 Month Certificate
4.45%$100-54 Month Certificate
4.40%$100-24 Month Certificate
4.40%$100-30 Month Certificate
4.40%$100-36 Month Certificate
4.40%$100-42 Month Certificate
4.35%$100-12 Month Certificate
4.35%$100-18 Month Certificate
4.35%$100-15 Month Certificate
4.35%$100-21 Month Certificate
4.30%$100-3 Month Certificate
4.30%$100-6 Month Certificate
4.30%$100-9 Month Certificate

Arapahoe Credit Union IRA Rates

4.50%$100-60 Month IRA Certificate
4.45%$100-48 Month IRA Certificate
4.45%$100-54 Month IRA Certificate
4.40%$100-24 Month IRA Certificate
4.40%$100-30 Month IRA Certificate
4.40%$100-36 Month IRA Certificate
4.40%$100-42 Month IRA Certificate
4.35%$100-12 Month IRA Certificate
4.35%$100-18 Month IRA Certificate
4.35%$100-15 Month IRA Certificate
4.35%$100-21 Month IRA Certificate
4.30%$100-3 Month IRA Certificate
4.30%$100-6 Month IRA Certificate
4.30%$100-9 Month IRA Certificate

Arapahoe Credit Union Locations
Branch Office3999 E Arapahoe RdCentennial, CO 80122-2076
Branch Office303 E Hampden AveEnglewood, CO 80113-2621
Corporate Office7201 S BroadwayLittleton, CO 80122

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