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Overview / Commentary
1500 Spring Garden St
Philadelphia, PA 19130

Ardent Credit Union is headquartered in Phila and is the 13th largest credit union in the state of Pennsylvania. It is also the 425th largest credit union in the nation. It was established in 1977 and as of December of 2016, it had grown to 94 employees and 31,220 members at 8 locations. Ardent Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Immediate family of existing members are also eligible.
See current membership details

Related Posts

Ardent CU (PA) Has Limited-Time 30-Month Flex CD - 10/31/2016

Ardent CU (PA) has a limited-time 2.00% APY on its 30-month Flex CD. Min deposit $100/max deposit $500k (new money), with additional deposits allowed.

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Reviews (1)

A credit union that values its customers

Posted by: Julia14 | Oct 12, 2014

Sb1 is a fantastic credit union that provides a wide range of services for its customers. It has helped me learn how to be a financially independent young adult and enables me to continually manage my finances successfully, providing excellent rates on CDs and mutual funds as well as competitive mortgage rates. They're also great for low-interest loans and wire transfers, and their customer service can't be beat. I've enjoyed interacting with their marketing team on a more regular basis now that they've popped up on Facebook and post insightful articles that keep me up-to-date on the world of finance.


Health Grade Components

NCUA #22637
Year Chartered1977
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.36%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$631.4MM$607.8MM
LoansQ4 2016vs Q4 2015$404.5MM$361.6MM
DepositsQ4 2016vs Q4 2015$536.7MM$512.5MM
Equity CapitalQ4 2016vs Q4 2015$65.6MM$66.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.4MM$2.8MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.3MM$3.2MM
Real Estate OwnedQ4 2016vs Q4 2015$869.00K$1.1MM

Rates for Ardent Credit Union are currently being reviewed.


Ardent Credit Union Locations
Branch Office4613 S Broad StPhiladelphia, PA 19112-1202
Branch Office400 Egypt Rd Norriston,Pa 19403Norristown, PA 19403-3406
Branch Office1001 Adams AveNorristown, PA 19403-2401
Branch Office1201 S Collegeville RdCollegeville, PA 19426-2998
Branch Office3900 Woodland AvePhila, PA 19104
Branch Office2520 Renaissance BlvdKing of Prussia, PA 19406-2676
Branch Office1500 Spring Garden StPhila, PA 19130
Branch Office1250 S Collegeville RdCollegeville, PA 19426-2990