Arizona Central Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.azcentralcu.org

602-264-6421

2020 N Central Ave Ste 100
Phoenix, AZ 85004

Arizona Central Credit Union is headquartered in Phoenix and is the 11^th largest credit union in the state of Arizona. It is also the 590^th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 164 employees and 48,446 members at 10 locations. Arizona Central Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Arizona Central Credit Union is open to all U.S. citizens and resident aliens.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62881
Year Chartered	1939
Employees	164
Primary Regulator

Profit Margin
Return on Assets - YTD	0.03%
Return on Equity - YTD	0.41%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$725MM$759.5MM
Loans	Q1 2025vs Q1 2024	$576.1MM$604.7MM
Deposits	Q1 2025vs Q1 2024	$640.7MM$639.3MM
Equity Capital	Q1 2025vs Q1 2024	$52MM$51.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.5MM$5.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.4MM$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arizona Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$5	-	Member Share Account
0.10%	$5	-	Business Member Share
0.05%	$0	-	You-Name-It Savings Account
0.05%	$1	-	Health Savings Checking

Arizona Central Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.12%^*	$100k^*	-	Money Market
OTHER TIERS: 1.00% → $1 - $10k \| 1.11% → $10k - $50k \| 1.61% → $50k - $100k
2.12%^*	$100k^*	-	NextGEN Money Market
OTHER TIERS: 1.00% → $1 - $10k \| 1.11% → $10k - $50k \| 1.61% → $50k - $100k
1.00%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.65% → $1 - $50k \| 0.75% → $50k - $100k
0.65%^*	$100k^*	-	Money Market Checking
OTHER TIERS: 0.20% → $1 - $10k \| 0.35% → $10k - $50k \| 0.45% → $50k - $100k

Arizona Central Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2.5k	-	Business Classic Checking

Arizona Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.92%	$100k	-	12 Month Jumbo CD
3.82%	$1k	-	12 Month CD
3.66%	$100k	-	24 Month Jumbo CD
3.56%	$1k	-	24 Month CD
3.35%	$100k	-	36 Month Jumbo CD
3.25%	$1k	-	36 Month CD
3.15%	$100k	-	48 Month Jumbo CD
3.15%	$100k	-	60 Month Jumbo CD
3.14%	$100k	-	6 Month Jumbo CD
3.04%	$1k	-	6 Month CD
3.04%	$1k	-	48 Month CD
3.04%	$1k	-	60 Month CD
3.04%	$500	-	6 Month NextGEN CD

Arizona Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.92%	$100k	-	12 Month Jumbo IRA
3.82%	$1k	-	12 Month IRA
3.66%	$100k	-	24 Month Jumbo IRA
3.56%	$1k	-	24 Month IRA
3.35%	$100k	-	36 Month Jumbo IRA
3.25%	$1k	-	36 Month IRA
3.15%	$100k	-	48 Month Jumbo IRA
3.15%	$100k	-	60 Month Jumbo IRA
3.04%	$1k	-	48 Month IRA
3.04%	$1k	-	60 Month IRA
0.05%	$1	-	IRA Share Account

Locations

Cities: CHANDLER, FLAGSTAFF, GLENDALE, Phoenix, PHOENIX, SHOW LOW, Tempe, TUCSON

CHANDLER Branches
Branch Office	1805 W Chandler Blvd	CHANDLER, AZ 85224

FLAGSTAFF Branches
Branch Office	2521 N West St	FLAGSTAFF, AZ 86004
Branch Office	1948 S Woodlands Village Blvd	FLAGSTAFF, AZ 86001

GLENDALE Branches
Branch Office	5552 W GLENDALE AVE	GLENDALE, AZ 85301
Branch Office	6901 W Bell Rd	GLENDALE, AZ 85308

Phoenix Branches
Branch Office	2020 N Central Ave Ste 200	Phoenix, AZ 85004

PHOENIX Branches
Branch Office	2020 N CENTRAL AVE STE 100	PHOENIX, AZ 85004

SHOW LOW Branches
Branch Office	4451 S WHITE MOUNTAIN RD	SHOW LOW, AZ 85901-7711

Tempe Branches
Branch Office	4455 S Rural Rd	Tempe, AZ 85282

TUCSON Branches
Branch Office	2150 W INA RD	TUCSON, AZ 85741

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