Arizona Financial Credit Union is headquartered in Phoenix and is the 3rd largest credit union in the state of Arizona. It is also the 136th largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 647 employees and 165,361 members at 21 locations. Arizona Financial Credit Union's savings rates are 8X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details
AZFCU Best Credit Union Around
Working with AZFCU is a pleasure. After using the "banking" mill, AZFCU has made both my business and personal banking so much easier. Linda Beck is a great representative for them and always gets it done. Please open some locations in the Prescott area soon!
Happy Customer
It is a pleasure to bank here!!! No hassles Christina is an awesome asset to your organization!!!!
Auto Loan
I recently used Arizona Federal Credit Union for an auto loan. The process was seamless, and took only about 45 minutes. The rates were better than the big banks, and comparable to other credit unions. The customer service was very good, I felt welcomed and valued. The employee that I worked with took time to answer all of my questions, and explain the process thoroughly. I was not rushed and felt completely comfortable. Overall I would definitely recommend AZ federal credit union to any one that is need of banking services.
Lawsuit Incoming
If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68730 |
| Year Chartered | 1936 |
| Employees | 647 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 12% |
| Annual Interest Income | $138.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $3.31B$3.17B |
| Loans | Q4 2023vs Q4 2022 | $1.84B$1.71B |
| Deposits | Q4 2023vs Q4 2022 | $2.75B$2.88B |
| Equity Capital | Q4 2023vs Q4 2022 | $302.5MM$242.2MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $22.1MM$30.7MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $4.8MM$1.8MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
