Arizona Financial Credit Union


Overview / Commentary
602-683-1000
333 N 44th St
Phoenix, AZ 85008

Arizona Financial Credit Union is headquartered in Phoenix and is the 3rd largest credit union in the state of Arizona. It is also the 142nd largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 664 employees and 170,199 members at 20 locations. Arizona Financial Credit Union's savings rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details

Reviews (5)

AZFCU Best Credit Union Around

Posted by: |

Working with AZFCU is a pleasure. After using the "banking" mill, AZFCU has made both my business and personal banking so much easier. Linda Beck is a great representative for them and always gets it done. Please open some locations in the Prescott area soon!

Happy Customer

Posted by: |

It is a pleasure to bank here!!! No hassles Christina is an awesome asset to your organization!!!!

Lawsuit Incoming

If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]

Arizona Federal Credit Union Are A Bunch Of Frauds

Not only does this credit union have the worst customer service I have ever experienced. But they’re completely racist. If you’re white or not, Hispanic, they treat you like crap. They do not follow through with disputed claims. They’ll randomly shut your debit card off for no reason. Horrible, horrible horrible credit union. Do not join. They claim that they’re denying a mobile deposit, and then they steal your money. They should be shut down and charged with crimes.

Need To Get Better Trained Help Line Staff

Posted by: |

Most frustrating credit union I have worked with. Verification of your own account on help line is ridiculous. I have had to call at least 5x with my new account because they can't "find it" or I can't log in, but in order to verify it's my account, they want the last transactions. How do I know if I can't log in? People at help desk seem to be new ..which is detrimental to customer service. Had many issues with direct payments. Returned utility bill "account closed". Such a hassle to do anything on a regular checking account. Can't imagine a loan!!!



Health

Health Grade Components

Overall
NCUA #68730
Year Chartered1936
Employees664
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.5%
Annual Interest Income$117.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$3.36B$3.29B
LoansQ3 2024vs Q3 2023$1.86B$1.85B
DepositsQ3 2024vs Q3 2023$2.97B$2.76B
Equity CapitalQ3 2024vs Q3 2023$346.8MM$266.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$21.8MM$22.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$5.1MM$4.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arizona Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arizona Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$2m*-Business High-Yield Savings
OTHER TIERS: 3.25% $10k - $500k | 3.35% $500k - $1m | 3.55% $1m - $2m
3.75%*$2m*-High-Yield Savings
OTHER TIERS: 3.25% $10k - $500k | 3.35% $500k - $1m | 3.55% $1m - $2m
0.20%$25-Basic Savings
0.20%$25-Business Basic Savings
0.20%$25-Youth Savings
0.20%$25-Teen Savings

Arizona Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$1m*-Money Market
OTHER TIERS: 0.50% $1k - $25k | 1.00% $25k - $50k | 1.50% $50k - $250k | 2.25% $250k - $500k | 2.50% $500k - $1m
2.75%*$1m*-Business Money Market
OTHER TIERS: 0.50% $1k - $25k | 1.00% $25k - $50k | 1.50% $50k - $250k | 2.25% $250k - $500k | 2.50% $500k - $1m
2.75%*$1m*-IRA Money Market
OTHER TIERS: 0.50% $1k - $25k | 1.00% $25k - $50k | 1.50% $50k - $250k | 2.25% $250k - $500k | 2.50% $500k - $1m

Arizona Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-IOLTA
0.15%*$25k*-Premier Checking Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k
0.15%*$50k*-Business Platinum Checking
OTHER TIERS: 0.10% $1.5k - $50k
0.15%*$25k*-Teen Checking Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k
0.15%*$25k*-Young Adult Checking Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k

Arizona Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*$1m*-11 Month Share Certificate Special
OTHER TIERS: 4.25% $1k - $500k | 4.40% $500k - $1m
4.50%*$1m*-Business 11 Month Share Certificate Special
OTHER TIERS: 4.25% $1k - $500k | 4.40% $500k - $1m
4.25%*$1m*-9 Month Share Certificate Special
OTHER TIERS: 4.05% $1k - $500k | 4.15% $500k - $1m
4.25%*$1m*-Business 9 Month Share Certificate Special
OTHER TIERS: 4.05% $1k - $500k | 4.15% $500k - $1m
4.00%$1k-6 Month Share Certificate
4.00%$1k-Business 6 Month Share Certificate
4.00%$1k-6 Month Youth Share Certificate
3.75%$1k-12 Month Share Certificate
3.75%$1k-Business 12 Month Share Certificate
3.75%$1k-12 Month Youth Share Certificate
3.50%$1k-18 Month Share Certificate
3.50%$1k-Business 18 Month Share Certificate
3.50%$1k-18 Month Youth Share Certificate
3.25%$1k-24 Month Share Certificate
3.25%$1k-Business 24 Month Share Certificate
3.25%$1k-24 Month Youth Share Certificate
2.75%$1k-36 Month Share Certificate
2.75%$1k-48 Month Share Certificate
2.75%$1k-60 Month Share Certificate
2.75%$1k-Business 36 Month Share Certificate
2.75%$1k-Business 48 Month Share Certificate
2.75%$1k-Business 60 Month Share Certificate
2.75%$1k-36 Month Youth Share Certificate
2.75%$1k-48 Month Youth Share Certificate
2.75%$1k-60 Month Youth Share Certificate

Arizona Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month IRA
3.75%$1k-12 Month IRA
3.50%$1k-18 Month IRA
3.25%$1k-24 Month IRA
2.75%$1k-60 Month IRA
2.75%$1k-36 Month IRA
2.75%$1k-48 Month IRA
Locations

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