Arizona Financial Credit Union


Overview / Commentary
602-683-1000
333 N 44th St
Phoenix, AZ 85008

Arizona Financial Credit Union is headquartered in Phoenix and is the 3rd largest credit union in the state of Arizona. It is also the 135th largest credit union in the nation. It was established in 1936 and as of September of 2023, it had grown to 636 employees and 163,607 members at 21 locations. Arizona Financial Credit Union's savings rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details

Happy Customer

Posted by: |

It is a pleasure to bank here!!! No hassles Christina is an awesome asset to your organization!!!!

Auto Loan

Posted by: |

I recently used Arizona Federal Credit Union for an auto loan. The process was seamless, and took only about 45 minutes. The rates were better than the big banks, and comparable to other credit unions. The customer service was very good, I felt welcomed and valued. The employee that I worked with took time to answer all of my questions, and explain the process thoroughly. I was not rushed and felt completely comfortable. Overall I would definitely recommend AZ federal credit union to any one that is need of banking services.

Lawsuit Incoming

If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]

Arizona Federal Credit Union Are A Bunch Of Frauds

Not only does this credit union have the worst customer service I have ever experienced. But they’re completely racist. If you’re white or not, Hispanic, they treat you like crap. They do not follow through with disputed claims. They’ll randomly shut your debit card off for no reason. Horrible, horrible horrible credit union. Do not join. They claim that they’re denying a mobile deposit, and then they steal your money. They should be shut down and charged with crimes.

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Health

Health Grade Components

Overall
NCUA #68730
Year Chartered1936
Employees636
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD12.72%
Annual Interest Income$101.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$3.29B$2.79B
LoansQ3 2023vs Q3 2022$1.85B$1.39B
DepositsQ3 2023vs Q3 2022$2.76B$2.51B
Equity CapitalQ3 2023vs Q3 2022$266.2MM$229.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$22.6MM$29.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$4.6MM$986K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arizona Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arizona Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$2m*-Business High-Yield Savings
OTHER TIERS: 4.15% $10k - $500k | 4.35% $500k - $1m | 4.55% $1m - $2m
4.75%*$2m*-High-Yield Savings
OTHER TIERS: 4.15% $10k - $500k | 4.35% $500k - $1m | 4.55% $1m - $2m
4.15%$25-Business Basic Savings
0.35%$25-Basic Savings
0.35%$25-Youth Savings
0.35%$25-Teen Savings

Arizona Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$1m*-Money Market
OTHER TIERS: 1.00% $1k - $25k | 1.50% $25k - $50k | 2.25% $50k - $250k | 3.25% $250k+ | 3.50% $500k - $1m
3.75%*$1m*-Business Money Market
OTHER TIERS: 1.00% $1k - $25k | 1.50% $25k - $50k | 2.25% $50k - $250k | 3.25% $250k - $500k | 3.50% $500k - $1m

Arizona Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-IOLTA
0.20%*$25k*-Checking Plus Account
OTHER TIERS: 0.11% $25 - $1k | 0.15% $1k - $10k | 0.17% $10k - $25k
0.20%*$50k*-Business Platinum Checking
OTHER TIERS: 0.15% $1.5k - $50k
0.20%*$25k*-Teen Checking Account
OTHER TIERS: 0.11% $25 - $1k | 0.15% $1k - $10k | 0.17% $10k - $25k
0.20%*$25k*-Young Adult Checking Account
OTHER TIERS: 0.11% $25 - $1k | 0.15% $1k - $10k | 0.17% $10k - $25k

Arizona Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%*$1m*-11 Month Share Certificate Special
OTHER TIERS: 5.00% $1k - $500k | 5.15% $500k - $1m
5.30%*$1m*-Business 11 Month Share Certificate Special
OTHER TIERS: 5.00% $1k - $500k | 5.15% $500k - $1m
5.00%*$1m*-9 Month Share Certificate Special
OTHER TIERS: 4.80% $1k - $500k | 4.90% $500k - $1m
5.00%*$1m*-Business 9 Month Share Certificate Special
OTHER TIERS: 4.80% $1k - $500k | 4.90% $500k - $1m
4.75%$1k-6 Month Share Certificate
4.75%$1k-Business 6 Month Share Certificate
4.75%$1k-6 Month Youth Share Certificate
4.50%$1k-12 Month Share Certificate
4.50%$1k-Business 12 Month Share Certificate
4.50%$1k-12 Month Youth Share Certificate
4.25%$1k-18 Month Share Certificate
4.25%$1k-Business 18 Month Share Certificate
4.25%$1k-18 Month Youth Share Certificate
4.00%$1k-24 Month Share Certificate
4.00%$1k-Business 24 Month Share Certificate
4.00%$1k-24 Month Youth Share Certificate
3.50%$1k-36 Month Share Certificate
3.50%$1k-48 Month Share Certificate
3.50%$1k-60 Month Share Certificate
3.50%$1k-Business 36 Month Share Certificate
3.50%$1k-Business 48 Month Share Certificate
3.50%$1k-Business 60 Month Share Certificate
3.50%$1k-36 Month Youth Share Certificate
3.50%$1k-48 Month Youth Share Certificate
3.50%$1k-60 Month Youth Share Certificate

Arizona Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-6 Month IRA
4.50%$1k-12 Month IRA
4.25%$1k-18 Month IRA
4.00%$1k-24 Month IRA
3.50%$1k-60 Month IRA
3.50%$1k-36 Month IRA
3.50%$1k-48 Month IRA
Locations

Availability



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