Arizona Financial Credit Union is headquartered in Phoenix and is the 2nd largest credit union in the state of Arizona. It is also the 130th largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 623 employees and 162,725 members at 21 locations. Arizona Financial Credit Union's savings rates are 8X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details
A Great Partner
I've been a member of AZFCU for several years, through the tough times and good. The interest rates they offer are low right now, but historically they have been very competitive in the Phoenix market. I believe the rates are currently low to help them recapitalize after the last few years. They've always been a great partner and willing to work with me. I highly recommend them.
Auto Loan
I recently used Arizona Federal Credit Union for an auto loan. The process was seamless, and took only about 45 minutes. The rates were better than the big banks, and comparable to other credit unions. The customer service was very good, I felt welcomed and valued. The employee that I worked with took time to answer all of my questions, and explain the process thoroughly. I was not rushed and felt completely comfortable. Overall I would definitely recommend AZ federal credit union to any one that is need of banking services.
Lawsuit Incoming
If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]
Arizona Federal Credit Union Are A Bunch Of Frauds
Not only does this credit union have the worst customer service I have ever experienced. But they’re completely racist. If you’re white or not, Hispanic, they treat you like crap. They do not follow through with disputed claims. They’ll randomly shut your debit card off for no reason. Horrible, horrible horrible credit union. Do not join. They claim that they’re denying a mobile deposit, and then they steal your money. They should be shut down and charged with crimes.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68730 |
| Year Chartered | 1936 |
| Employees | 623 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 13.93% |
| Annual Interest Income | $65.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023 | $3.36B |
| Loans | Q2 2023 | $1.79B |
| Deposits | Q2 2023 | $2.84B |
| Equity Capital | Q2 2023 | $271.8MM |
| Loan Loss Allowance | Q2 2023 | $0 |
| Unbacked Noncurrent Loans | Q2 2023 | $2.4MM |
| Real Estate Owned | Q2 2023 | $0 |
