Arizona Financial Credit Union


Overview / Commentary
602-683-1000
333 N 44th St
Phoenix, AZ 85008

Arizona Financial Credit Union is headquartered in Phoenix and is the 2nd largest credit union in the state of Arizona. It is also the 132nd largest credit union in the nation. It was established in 1936 and as of March of 2024, it had grown to 655 employees and 167,076 members at 21 locations. Arizona Financial Credit Union's savings rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details

AZFCU Best Credit Union Around

Posted by: |

Working with AZFCU is a pleasure. After using the "banking" mill, AZFCU has made both my business and personal banking so much easier. Linda Beck is a great representative for them and always gets it done. Please open some locations in the Prescott area soon!

Happy Customer

Posted by: |

It is a pleasure to bank here!!! No hassles Christina is an awesome asset to your organization!!!!

Auto Loan

Posted by: |

I recently used Arizona Federal Credit Union for an auto loan. The process was seamless, and took only about 45 minutes. The rates were better than the big banks, and comparable to other credit unions. The customer service was very good, I felt welcomed and valued. The employee that I worked with took time to answer all of my questions, and explain the process thoroughly. I was not rushed and felt completely comfortable. Overall I would definitely recommend AZ federal credit union to any one that is need of banking services.

Lawsuit Incoming

If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]

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Health
B+

Health Grade Components

Overall
NCUA #68730
Year Chartered1936
Employees655
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.12%
Annual Interest Income$38.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$3.47B$3.23B
LoansQ1 2024vs Q1 2023$1.82B$1.76B
DepositsQ1 2024vs Q1 2023$2.9B$2.91B
Equity CapitalQ1 2024vs Q1 2023$307.1MM$271.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$22.2MM$21.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.5MM$1.4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arizona Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arizona Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$2m*-Business High-Yield Savings
OTHER TIERS: 3.75% $10k - $500k | 3.85% $500k - $1m | 4.05% $1m - $2m
4.25%*$2m*-High-Yield Savings
OTHER TIERS: 3.75% $10k - $500k | 3.85% $500k - $1m | 4.05% $1m - $2m
0.20%$25-Basic Savings
0.20%$25-Business Basic Savings
0.20%$25-Youth Savings
0.20%$25-Teen Savings

Arizona Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*-Money Market
OTHER TIERS: 0.50% $1k - $25k | 1.00% $25k - $50k | 1.75% $50k - $250k | 2.50% $250k+ | 2.75% $500k - $1m
3.00%*$1m*-Business Money Market
OTHER TIERS: 0.50% $1k - $25k | 1.00% $25k - $50k | 1.75% $50k - $250k | 2.50% $250k - $500k | 2.75% $500k - $1m

Arizona Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-IOLTA
0.15%*$25k*-Checking Plus Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k
0.15%*$50k*-Business Platinum Checking
OTHER TIERS: 0.10% $1.5k - $50k
0.15%*$25k*-Teen Checking Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k
0.15%*$25k*-Young Adult Checking Account
OTHER TIERS: 0.06% $25 - $1k | 0.10% $1k - $10k | 0.12% $10k - $25k

Arizona Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$1m*-11 Month Share Certificate Special
OTHER TIERS: 4.75% $1k - $500k | 4.90% $500k - $1m
5.00%*$1m*-Business 11 Month Share Certificate Special
OTHER TIERS: 4.75% $1k - $500k | 4.90% $500k - $1m
4.75%*$1m*-9 Month Share Certificate Special
OTHER TIERS: 4.55% $1k - $500k | 4.65% $500k - $1m
4.75%*$1m*-Business 9 Month Share Certificate Special
OTHER TIERS: 4.55% $1k - $500k | 4.65% $500k - $1m
4.50%$1k-6 Month Share Certificate
4.50%$1k-Business 6 Month Share Certificate
4.50%$1k-6 Month Youth Share Certificate
4.25%$1k-12 Month Share Certificate
4.25%$1k-Business 12 Month Share Certificate
4.25%$1k-12 Month Youth Share Certificate
4.00%$1k-18 Month Share Certificate
4.00%$1k-Business 18 Month Share Certificate
4.00%$1k-18 Month Youth Share Certificate
3.75%$1k-24 Month Share Certificate
3.75%$1k-Business 24 Month Share Certificate
3.75%$1k-24 Month Youth Share Certificate
3.25%$1k-36 Month Share Certificate
3.25%$1k-48 Month Share Certificate
3.25%$1k-60 Month Share Certificate
3.25%$1k-Business 36 Month Share Certificate
3.25%$1k-Business 48 Month Share Certificate
3.25%$1k-Business 60 Month Share Certificate
3.25%$1k-36 Month Youth Share Certificate
3.25%$1k-48 Month Youth Share Certificate
3.25%$1k-60 Month Youth Share Certificate

Arizona Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month IRA
4.25%$1k-12 Month IRA
4.00%$1k-18 Month IRA
3.75%$1k-24 Month IRA
3.25%$1k-60 Month IRA
3.25%$1k-36 Month IRA
3.25%$1k-48 Month IRA
Locations

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