Arizona Financial Credit Union is headquartered in Phoenix and is the 3rd largest credit union in the state of Arizona. It is also the 142nd largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 664 employees and 170,199 members at 20 locations. Arizona Financial Credit Union's savings rates are 7X the national average, and it has an A health rating.
Arizona Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Arizona counties of Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma. Family and household members are also eligible. Individuals who have made a donation of at least $15 to Local First Arizona are eligible to join.
See current membership details
Working with AZFCU is a pleasure. After using the "banking" mill, AZFCU has made both my business and personal banking so much easier. Linda Beck is a great representative for them and always gets it done. Please open some locations in the Prescott area soon!
It is a pleasure to bank here!!! No hassles Christina is an awesome asset to your organization!!!!
If you have also been charged fees and lost real money due to AFCU shady, unregulated and fraudulent activities due to another “system maintenance” excuse please contact me directly
[email protected]
Not only does this credit union have the worst customer service I have ever experienced. But they’re completely racist. If you’re white or not, Hispanic, they treat you like crap. They do not follow through with disputed claims. They’ll randomly shut your debit card off for no reason. Horrible, horrible horrible credit union. Do not join. They claim that they’re denying a mobile deposit, and then they steal your money. They should be shut down and charged with crimes.
Most frustrating credit union I have worked with. Verification of your own account on help line is ridiculous. I have had to call at least 5x with my new account because they can't "find it" or I can't log in, but in order to verify it's my account, they want the last transactions. How do I know if I can't log in? People at help desk seem to be new ..which is detrimental to customer service. Had many issues with direct payments. Returned utility bill "account closed". Such a hassle to do anything on a regular checking account. Can't imagine a loan!!!
Overall | |
---|---|
NCUA # | 68730 |
Year Chartered | 1936 |
Employees | 664 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.89% |
Return on Equity - YTD | 8.5% |
Annual Interest Income | $117.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $3.36B$3.29B |
Loans | Q3 2024vs Q3 2023 | $1.86B$1.85B |
Deposits | Q3 2024vs Q3 2023 | $2.97B$2.76B |
Equity Capital | Q3 2024vs Q3 2023 | $346.8MM$266.2MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $21.8MM$22.6MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $5.1MM$4.6MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Arizona Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.00% | $1k | - | 6 Month IRA | |
3.75% | $1k | - | 12 Month IRA | |
3.50% | $1k | - | 18 Month IRA | |
3.25% | $1k | - | 24 Month IRA | |
2.75% | $1k | - | 60 Month IRA | |
2.75% | $1k | - | 36 Month IRA | |
2.75% | $1k | - | 48 Month IRA |