Overview / Commentary
Ark Valley Credit Union is headquartered in Arkansas City and is the 26th largest credit union in the state of Kansas. It is also the 2,354th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 12 employees and 9,907 members at 3 locations. Ark Valley Credit Union has a B+ health rating.
Field of Membership Restrictions
Ark Valley Credit Union is open to those who live or work in the Kansas counties of Butler, Cowley, Chatauqua, Sumner, or Elk. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ark Valley Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62894 |
| Year Chartered | 1955 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 9.11% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $55MM$55.6MM |
| Loans | Q4 2024vs Q4 2023 | $34.5MM$35.3MM |
| Deposits | Q4 2024vs Q4 2023 | $47MM$48.4MM |
| Equity Capital | Q4 2024vs Q4 2023 | $7.6MM$6.9MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $108K$152K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $128K$97K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |