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Arkansas Best Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.abfcu.org
479-649-2060
3501 Old Greenwood Road, Suite 1
Fort Smith, AR 72903

Arkansas Best Federal Credit Union is headquartered in Fort Smith and is the 5th largest credit union in the state of Arkansas. It is also the 1,513th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 29 employees and 11,820 members at 1 location. Arkansas Best Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arkansas Best Federal Credit Union is open to employees of the credit union's select employer group.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #13737
Year Chartered1960
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD4.7%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$147.6MM$147.4MM
LoansQ1 2025vs Q1 2024$59.2MM$60.9MM
DepositsQ1 2025vs Q1 2024$126MM$126.8MM
Equity CapitalQ1 2025vs Q1 2024$21.3MM$20.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$360K$603K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arkansas Best Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arkansas Best Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$10k-Special Shares
0.35%$0-Regular Shares
0.35%$0-Vacation Club Shares
0.35%$0-Christmas Club Shares

Arkansas Best Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Checking Account

Arkansas Best Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$20k*-6 Month Share Certificate
OTHER TIERS: 3.81% → $1k - $10k | 3.82% → $500 - $20k
4.07%*$20k*-12 Month Share Certificate
OTHER TIERS: 3.81% → $1k - $10k | 3.82% → $500 - $20k
4.07%*$20k*-3 Month Share Certificate
OTHER TIERS: 3.81% → $500 - $10k | 3.82% → $10k - $20k
3.20%*$20k*-24 Month Share Certificate
OTHER TIERS: 2.94% → $500 - $20k
2.53%*$20k*-36 Month Share Certificate
OTHER TIERS: 2.27% → $500 - $20k
2.53%*$20k*-48 Month Share Certificate
OTHER TIERS: 2.27% → $500 - $20k
2.53%*$20k*-60 Month Share Certificate
OTHER TIERS: 2.27% → $500 - $20k

Arkansas Best Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$20k*-6 Month IRA Certificate
OTHER TIERS: 3.81% → $1k - $10k | 3.82% → $500 - $20k
4.07%*$20k*-12 Month IRA Certificate
OTHER TIERS: 3.81% → $1k - $10k | 3.82% → $500 - $20k
4.07%*$20k*-3 Month IRA Certificate
OTHER TIERS: 3.81% → $500 - $10k | 3.82% → $10k - $20k
3.20%*$20k*-24 Month IRA Certificate
OTHER TIERS: 2.94% → $500 - $20k
2.53%*$20k*-36 Month IRA Certificate
OTHER TIERS: 2.27% → $500 - $20k
2.53%*$20k*-48 Month IRA Certificate
OTHER TIERS: 2.27% → $500 - $20k
2.53%*$20k*-60 Month IRA Certificate
OTHER TIERS: 2.27% → $500 - $20k
1.00%$0-IRA Shares
Locations


Arkansas Best Federal Credit Union Locations
Branch Office3501 Old Greenwood RdFort Smith, AR 72903

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