Arkansas Federal Credit Union


Overview / Commentary
501-982-1000
17500 Cantrell
Little Rock, AR 72223

Arkansas Federal Credit Union is headquartered in Little Rock and is the largest credit union in the state of Arkansas. It is also the 178th largest credit union in the nation. It was established in 1956 and as of September of 2024, it had grown to 423 employees and 161,865 members at 23 locations. Arkansas Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arkansas Federal Credit Union is open to all Arkansas residents through membership in the American Consumer Council. Membership is also open employees/members of nearly 700 Select Employees Groups, including many local, state, and federal government agencies.
See current membership details

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Health

Health Grade Components

Overall
NCUA #10920
Year Chartered1956
Employees423
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.59%
Annual Interest Income$103.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$2.59B$2.31B
LoansQ3 2024vs Q3 2023$2.25B$2B
DepositsQ3 2024vs Q3 2023$2.03B$1.85B
Equity CapitalQ3 2024vs Q3 2023$229.7MM$209.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$22.5MM$14.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$13.2MM$10.5MM
Real Estate OwnedQ3 2024vs Q3 2023$254K$167K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arkansas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arkansas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-IRA Savings
OTHER TIERS: 0.01% $25 - $1k | 0.85% $1k - $5k | 0.95% $5k - $10k | 1.10% $10k - $25k | 1.15% $25k - $50k | 1.20% $50k - $100k
0.20%$0-Health Savings Account
0.01%$0-Share Savings
0.01%$0-Personal Savings
0.01%$0-Business Share Savings

Arkansas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market
OTHER TIERS: 0.01% $0 - $1k | 0.50% $1k - $25k | 0.75% $25k - $50k
0.80%*$500k*-Business Money Market
OTHER TIERS: 0.50% $0 - $50k | 0.55% $50k - $100k | 0.70% $100k - $250k | 0.75% $250k - $500k
0.01%$1k-Member Freedom Money Fund

Arkansas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$10kElite Checking
OTHER TIERS: 0.05% $10k+
4.00%*$0$10kPremium Checking
OTHER TIERS: 0.05% $10k+
2.50%*$250k*-Business Premier Checking
OTHER TIERS: 1.00% $0 - $10k | 1.25% $10k - $50k | 1.75% $50k - $100k | 2.00% $100k - $250k

Arkansas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1mBusiness 6 Month Share Certificate Special
4.50%$1k$1m6 Month Share Certificate Special
4.50%$1k$1m13 Month Share Certificate Special
4.50%$1k$1mBusiness 13 Month Share Certificate Special
3.25%$1k-24 Month Rate Boost CD
3.25%$1k-Business 24 Month Rate Boost CD
1.20%*$250k*$1m12 - 23 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m24 - 35 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m36 - 47 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m48 - 59 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m60 - 71 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m72 - 83 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m84 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 12 - 23 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 24 - 35 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 36 - 47 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 48 - 59 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 60 - 71 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 72 - 83 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1mBusiness 84 Month Certificate
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
0.70%*$250k*$1m3 - 5 Month Certificate
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k
0.70%*$250k*$1m6 - 11 Month Certificate
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k
0.70%*$250k*$1mBusiness 3 - 5 Month Certificate
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k
0.70%*$250k*$1mBusiness 6 - 11 Month Certificate
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k

Arkansas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1m6 Month IRA Special
4.50%$1k$1m13 Month IRA Special
1.20%*$250k*$1m12 - 23 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m24 - 35 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m36 - 47 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m48 - 59 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m60 - 71 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m72 - 83 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
1.20%*$250k*$1m84 Month IRA
OTHER TIERS: 1.00% $1k - $100k | 1.10% $100k - $250k
0.70%*$250k*$1m3 - 5 Month IRA
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k
0.70%*$250k*$1m6 - 11 Month IRA
OTHER TIERS: 0.50% $1k - $100k | 0.60% $100k - $250k
Locations

Availability



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