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Arkansas Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.afcu.org
501-982-1000
17500 Cantrell
Little Rock, AR 72223

Arkansas Federal Credit Union is headquartered in Little Rock and is the largest credit union in the state of Arkansas. It is also the 169th largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 431 employees and 161,017 members at 23 locations. Arkansas Federal Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Arkansas Federal Credit Union is open to all Arkansas residents through membership in the American Consumer Council. Membership is also open employees/members of nearly 700 Select Employees Groups, including many local, state, and federal government agencies.
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #10920
Year Chartered1956
Employees431
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.99%
Annual Interest Income$141.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.71B$2.42B
LoansQ4 2024vs Q4 2023$2.29B$2.06B
DepositsQ4 2024vs Q4 2023$2.12B$1.91B
Equity CapitalQ4 2024vs Q4 2023$241.7MM$214.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$23.4MM$15.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$22.9MM$11.8MM
Real Estate OwnedQ4 2024vs Q4 2023$118K$167K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.39%
Our Rating
3.1  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/15/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arkansas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arkansas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-IRA Savings
OTHER TIERS: 0.01% → $25 - $1k | 0.85% → $1k - $5k | 0.95% → $5k - $10k | 1.10% → $10k - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k
0.20%$0-Health Savings Account
0.01%$0-Share Savings
0.01%$0-Personal Savings
0.01%$0-Business Share Savings

Arkansas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$500k*-Business Money Market
OTHER TIERS: 0.50% → $0 - $50k | 0.55% → $50k - $100k | 0.70% → $100k - $250k | 0.75% → $250k - $500k
0.75%*$50k*-Money Market
OTHER TIERS: 0.01% → $0 - $1k | 0.50% → $1k - $25k | 0.60% → $25k - $50k
0.01%$1k-Member Freedom Money Fund

Arkansas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$10kElite Checking
OTHER TIERS: 0.05% → $10k+
4.00%*$0$10kPremium Checking
OTHER TIERS: 0.05% → $10k+
2.50%*$250k*-Business Premier Checking
OTHER TIERS: 1.00% → $0 - $10k | 1.25% → $10k - $50k | 1.75% → $50k - $100k | 2.00% → $100k - $250k

Arkansas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1mBusiness 6 Month Share Certificate Special
4.50%$1k$1m6 Month Share Certificate Special
4.50%$1k$1m13 Month Share Certificate Special
4.50%$1k$1mBusiness 13 Month Share Certificate Special
3.25%$1k-24 Month Rate Boost CD
3.25%$1k-Business 24 Month Rate Boost CD
1.20%*$250k*$1m12 - 23 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m24 - 35 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m36 - 47 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m48 - 59 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m60 - 71 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m72 - 83 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m84 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 12 - 23 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 24 - 35 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 36 - 47 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 48 - 59 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 60 - 71 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 72 - 83 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 84 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
0.70%*$250k*$1m3 - 5 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1m6 - 11 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1mBusiness 3 - 5 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1mBusiness 6 - 11 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k

Arkansas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1m6 Month IRA Special
4.50%$1k$1m13 Month IRA Special
1.20%*$250k*$1m12 - 23 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m24 - 35 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m36 - 47 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m48 - 59 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m60 - 71 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m72 - 83 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m84 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
0.70%*$250k*$1m3 - 5 Month IRA
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1m6 - 11 Month IRA
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
Locations

Availability

Little Rock Area

Interactive local rates map


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