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Arkansas Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.afcu.org
501-982-1000
17500 Cantrell
Little Rock, AR 72223

Arkansas Federal Credit Union is headquartered in Little Rock and is the largest credit union in the state of Arkansas. It is also the 171st largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 442 employees and 164,570 members at 23 locations. Arkansas Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arkansas Federal Credit Union is open to all Arkansas residents through membership in the American Consumer Council. Membership is also open employees/members of nearly 700 Select Employees Groups, including many local, state, and federal government agencies.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #10920
Year Chartered1956
Employees442
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD10.25%
Annual Interest Income$39MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.79B$2.45B
LoansQ1 2025vs Q1 2024$2.34B$2.08B
DepositsQ1 2025vs Q1 2024$2.22B$1.98B
Equity CapitalQ1 2025vs Q1 2024$248MM$217.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$26.8MM$17.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$22.1MM$9.7MM
Real Estate OwnedQ1 2025vs Q1 2024$20K$167K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arkansas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Health Savings Account
0.01%$0-Share Savings
0.01%$0-Personal Savings
0.01%$0-Business Share Savings

Arkansas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$500k*-Business Money Market
OTHER TIERS: 0.50% → $0 - $50k | 0.55% → $50k - $100k | 0.70% → $100k - $250k | 0.75% → $250k - $500k
0.75%*$50k*-Money Market
OTHER TIERS: 0.01% → $0 - $1k | 0.50% → $1k - $25k | 0.60% → $25k - $50k
0.01%$1k-Member Freedom Money Fund

Arkansas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$10kElite Checking
OTHER TIERS: 0.05% → $10k+
4.00%*$0$10kPremium Checking
OTHER TIERS: 0.05% → $10k+
2.50%*$250k*-Business Premier Checking
OTHER TIERS: 1.00% → $0 - $10k | 1.25% → $10k - $50k | 1.75% → $50k - $100k | 2.00% → $100k - $250k

Arkansas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1mBusiness 6 Month Share Certificate Special
4.50%$1k$1m6 Month Share Certificate Special
4.50%$1k$1m13 Month Share Certificate Special
4.50%$1k$1mBusiness 13 Month Share Certificate Special
3.25%$1k-24 Month Rate Boost CD
3.25%$1k-Business 24 Month Rate Boost CD
1.20%*$250k*$1m12 - 23 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m24 - 35 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m36 - 47 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m48 - 59 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m60 - 71 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m72 - 83 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m84 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 12 - 23 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 24 - 35 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 36 - 47 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 48 - 59 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 60 - 71 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 72 - 83 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1mBusiness 84 Month Certificate
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
0.70%*$250k*$1m3 - 5 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1m6 - 11 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1mBusiness 3 - 5 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1mBusiness 6 - 11 Month Certificate
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k

Arkansas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k$1m6 Month IRA Special
4.50%$1k$1m13 Month IRA Special
1.25%*$100k*-IRA Savings
OTHER TIERS: 0.01% → $25 - $1k | 0.85% → $1k - $5k | 0.95% → $5k - $10k | 1.10% → $10k - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k
1.20%*$250k*$1m12 - 23 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m24 - 35 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m36 - 47 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m48 - 59 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m60 - 71 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m72 - 83 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
1.20%*$250k*$1m84 Month IRA
OTHER TIERS: 1.00% → $1k - $100k | 1.10% → $100k - $250k
0.70%*$250k*$1m3 - 5 Month IRA
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
0.70%*$250k*$1m6 - 11 Month IRA
OTHER TIERS: 0.50% → $1k - $100k | 0.60% → $100k - $250k
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