Overview / Commentary
UP Arkansas Federal Credit Union is headquartered in North Little Rock and is the 20th largest credit union in the state of Arkansas. It is also the 3,025th largest credit union in the nation. It was established in 1971 and as of December of 2019, it had grown to 10 employees and 3,532 members at 2 locations. UP Arkansas Federal Credit Union's money market rates are 59% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership to UP Federal Credit Union is open to residents of the state of Arkansas.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. UP Arkansas Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24422 |
| Year Chartered | 1971 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 2.07% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $26.6MM$26.7MM |
| Loans | Q4 2019vs Q4 2018 | $18.6MM$20.0MM |
| Deposits | Q4 2019vs Q4 2018 | $21.9MM$22.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $4.6MM$4.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $94.00K$112.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $254.00K$90.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $12.00K$10.00K |