Arrha Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

arrhacu.com

413-732-9812

145 Industry Ave
Springfield, MA 01104

Arrha Credit Union is headquartered in Springfield and is the 51^st largest credit union in the state of Massachusetts. It is also the 1,477^th largest credit union in the nation. It was established in 1929 and as of March of 2025, it had grown to 26 employees and 6,372 members at 3 locations. Arrha Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Arrha Credit Union is open to those who live or work in Franklin, Hampden or Hampshire counties in Massachusetts, and Hartford or Tolland counties in Connecticut.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61189
Year Chartered	1929
Employees	26
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.2%
Return on Equity - YTD	-2.42%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$154.7MM$140.9MM
Loans	Q1 2025vs Q1 2024	$113.2MM$103.5MM
Deposits	Q1 2025vs Q1 2024	$128.1MM$117.1MM
Equity Capital	Q1 2025vs Q1 2024	$12.5MM$12.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$323K$294K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$210K$30K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arrha Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$25	-	Coverdell Education Savings Account
0.03%	$25	-	Savings Account
0.03%	$0	-	Club Account

Arrha Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$100k^*	-	Money Market Share Account
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k \| 0.30% → $50k - $100k

Arrha Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Interest Checking Account

Arrha Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	9 Month Share Certificate
4.00%	$1k	-	15 Month Share Certificate
3.75%	$1k	-	24 Month Share Certificate
3.50%	$1k	-	36 Months Share Certificate
3.25%	$1k	-	60 Months Share Certificate
3.25%	$1k	-	18 Month Share Certificate
3.15%	$1k	-	48 Months Share Certificate
2.50%	$1k	-	12 Months Share Certificate
0.50%	$1k	-	6 Month Share Certificate
0.05%	$1k	-	3 Month Share Certificate

Arrha Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$10k^*	-	IRA Savings Account
OTHER TIERS: 0.05% → $25 - $10k

Locations

Arrha Credit Union Locations
Branch Office	145 Industry Ave	Springfield, MA 01104-3222
Branch Office	63 Park Ave	West Springfield, MA 01089-3303
Branch Office	231 Hazard Ave	Enfield, CT 06082-4647

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