Overview / Commentary
Artesian City Federal Credit Union is headquartered in Albany and is the 58th largest credit union in the state of Georgia. It is also the 3,437th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 7 employees and 2,733 members at 2 locations. Artesian City Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Lee, Worth, or Dougherty Counties in Georgia.
See current membership details
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Artesian City Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6859 |
| Year Chartered | 1950 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 2.98% |
| Annual Interest Income | $735.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $18.4MM$16.8MM |
| Loans | Q4 2018vs Q4 2017 | $11.9MM$7.9MM |
| Deposits | Q4 2018vs Q4 2017 | $14.6MM$13.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.8MM$3.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $71.00K$69.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $260.00K$112.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $68.00K$0 |
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Artesian City Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Regular Share Account | |
| 0.25% | - | - | Christmas Club Account |
Artesian City Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $300 | - | Regular Share Draft Account |
Artesian City Federal Credit Union CD Rates
Locations
| Artesian City Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1110 Centennial Ave | Albany, GA 31707-5158 |
| Branch Office | 100 Flint Ave | Albany, GA 31701-2559 |