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Ascentra Credit Union


Overview / Commentary
www.ascentra.org
563-355-0152
2019 Grant St
Bettendorf, IA 52722

Ascentra Credit Union is headquartered in Bettendorf and is the 11th largest credit union in the state of Iowa. It is also the 700th largest credit union in the nation. It was established in 1950 and as of June of 2023, it had grown to 154 employees and 42,616 members at 9 locations. Ascentra Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Ascentra Credit Union is open to those who live or work in Cedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, and Washington Counties in Iowa or in Carroll, Henry, Jo Daviess, Knox, Mercer, Peoria, Rock Island, and Whiteside Counties in Illinois.
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Reviews (1)

Ignorance

Posted by: |

Ascentra Credit Union think they are your parents. They tell you what you can or cannot buy with your own hard earned cash. I got behind on my car payment do to illness, and this bank locked down all my accounts. I can't get into my checking to get gas money or groceries. Because these employees don't care. There's one woman in there that told me she was going to have my car put into repossession. I have 2 jobs how am I suppose to get to work, and she stated she didn't care. I've ask for refinancing on my car, and they said the rates are to high right now and refused me my right to refinance my vehicle. Tell me do u want a bank like this controlling your money. You make your money you should be able to spend it how ever you choose. It's not for a group of people in a bank to choose what right or wrong for you. That group is something else. Please look around before you decide on this bank.

1


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #63268
Year Chartered1950
Employees154
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$531.8MM$530.2MM
LoansQ2 2023vs Q2 2022$392.0MM$336.6MM
DepositsQ2 2023vs Q2 2022$462.0MM$462.0MM
Equity CapitalQ2 2023vs Q2 2022$49.8MM$47.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$5.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.7MM$1.8MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ascentra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ascentra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-IRA Saver Account
0.30%$100-Health Savings Account
0.30%--First-Time Home Buyers Savings Account
0.05%$100-Base Share Savings
0.05%$1-All Purpose Savings
0.05%$1-Christmas Club
0.05%$1-Vacation Club
0.05%$1-Escrow Account
0.05%$100-Business Base Share Account
0.05%$1-Business Escrow Account

Ascentra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Investor's Choice
OTHER TIERS: 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k | 0.35% → $75k - $100k
0.45%*$100k*-Business Investor's Choice
OTHER TIERS: 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k | 0.35% → $75k - $100k
0.35%*$100k*-Money Market
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $75k | 0.30% → $75k - $100k
0.35%*$100k*-Business Money Market
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $75k | 0.30% → $75k - $100k

Ascentra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-A Plus Checking
0.05%$1k-Economy Checking
0.05%$1k-Simply Business Checking
0.05%$2k-Simply Non Profit Checking

Ascentra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$500-13 Month CD
4.90%$250-13 Month Youth CD
3.75%$500-19 Month CD
3.75%$250-19 Month Youth CD
3.50%$500-30 Month CD
3.50%$250-30 Month Youth CD
1.50%$500-60 Month CD
1.50%$250-60 Month Youth CD
1.20%$250-48 Month Youth CD
1.00%$500-36 Month CD
1.00%$500-48 Month CD
1.00%$250-36 Month Youth CD
0.75%$500-24 Month CD
0.75%$250-24 Month Youth CD
0.65%$500-18 Month CD
0.65%$250-18 Month Youth CD
0.55%$500-12 Month CD
0.55%$250-12 Month Youth CD
0.40%$500-6 Month CD
0.40%$250-6 Month Youth CD
0.20%$500-91 Day CD
0.20%$250-91 Day Youth CD

Ascentra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$500-13 Month IRA
3.75%$500-19 Month IRA
3.50%$500-30 Month IRA
1.50%$500-60 Month IRA
1.20%$500-48 Month IRA
1.00%$500-36 Month IRA
0.75%$500-24 Month IRA
0.65%$500-18 Month IRA
0.55%$500-12 Month IRA
Locations


Ascentra Credit Union Locations
Branch Office1702 N 2nd StClinton, IA 52732
Branch Office2339 53rd AveBettendorf, IA 52722
Branch Office1515 W 53rd StDavenport, IA 52806-2444
Branch Office3005 7th StMoline, IL 61265-5925
Branch Office1710 W 3rd StDavenport, IA 52802-1810
Branch Office2419 Park AveMuscatine, IA 52761-5636
Branch Office1116 S 14th StClinton, IA 52732
Branch Office2019 Grant StBettendorf, IA 52722
Branch Office1800 Brady StDavenport, IA 52803-4706

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