ASE Credit Union (AL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.15% | 1-year CD | 2.65% - Discover Bank 12 Month CD |
| 0.30% | Savings | 2.20% - Barclays Online Savings Account |
| 2.75% | 4-year CD | 2.80% - Discover Bank 4 Year CD |
ASE Credit Union (AL) is headquartered in Montgomery and is the 18th largest credit union in the state of Alabama. It is also the 821st largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 109 employees and 41,689 members at 10 locations. ASE Credit Union (AL)'s CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to everyone.
See current membership details
Great local banking
I love this credit union. It's a small, local one in my area of Alabama. The people there are super-friendly and helpful. While they don't always have all the things that the big banks offer, they make up for it with small-town charm. They have good rates and a decent checking account.
Why I love my ASE Credit Union
I opened an account with Alabama Credit Union, ASE in Wetumpka, Alabama, back in 2004. Having moved from a large city in another state I enjoyed the 'hometown' feel of this branch. The customer service was great. I found it much easier to communicate and do business with a community institution. It was easier to go in and speak with someone and develop a personal relationship with the staff as opposed to calling or the dreaded automated system. When I needed to take out a loan, I was no stranger. I was addressed by my first name and the bank manager himself helped me through the process. The fees are much more reasonable than a regular bank and the interest rate was a tad higher. They offered good choices on what type of banking I needed, including free checking, and checks. They even helped me formulate a financial plan of sorts to accomplish my goals. I have since moved and really miss the people at that particular branch.
A couple of months ago, I wanted to open an account with Guardian Credit Union in the city I currently reside. People I work with said they were good. I cannot believe that I went into the branch twice and they were so busy I was never waited on. They are VERY understaffed. All in all I prefer to do business with a credit union.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64598 |
| Year Chartered | 1954 |
| Employees | 109 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 8.01% |
| Annual Interest Income | $13.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $294.5MM$259.7MM |
| Loans | Q4 2018vs Q4 2017 | $199.4MM$176.8MM |
| Deposits | Q4 2018vs Q4 2017 | $261.0MM$229.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $31.3MM$28.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.5MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.1MM$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $39.00K$239.00K |
Always verify rates and promotions with the bank or credit union. We are not ASE Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.
ASE Credit Union (AL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | Super Saver | |
| 0.30% | - | - | Regular Shares | |
| 0.25% | - | - | Christmas Club Account | |
| 0.25% | - | - | Vacation Club Account |
ASE Credit Union (AL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | - | - | 4 Year CD | |
| 2.50% | - | - | 3 Year CD | |
| 2.15% | - | - | 1 Year CD |
| Clanton Branches | ||
|---|---|---|
| Branch Office | 1400 Woodfin Ln Ste D | Clanton, AL 35045-8746 |
| Greenville Branches | ||
|---|---|---|
| Branch Office | 631 Willow Ln Ste N | Greenville, AL 36037 |
| Millbrook Branches | ||
|---|---|---|
| Branch Office | 74 Dudley Dr | Millbrook, AL 36054 |
| Montgomery Branches | ||
|---|---|---|
| Branch Office | 1000 Interstate Park Dr | Montgomery, AL 36109 |
| Branch Office | 800 Washington Ave | Montgomery, AL 36104 |
| Branch Office | 9190 Eastchase Pkwy | Montgomery, AL 36117 |
| Corporate Office | 4217 Lomac St | Montgomery, AL 36106 |
| Prattville Branches | ||
|---|---|---|
| Branch Office | 2132 Cobbs Ford Rd | Prattville, AL 36066-7700 |
| Selma Branches | ||
|---|---|---|
| Branch Office | 1102 Singleton Dr | Selma, AL 36703 |
| Wetumpka Branches | ||
|---|---|---|
| Branch Office | 825 Wilson St | Wetumpka, AL 36092 |