ASE Credit Union (AL) is headquartered in Montgomery and is the 17th largest credit union in the state of Alabama. It is also the 814th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 116 employees and 44,590 members at 10 locations. ASE Credit Union (AL)'s savings rates are 5X the national average, and it has a B health rating.
Membership in ASE Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Autauga, Bullock, Butler, Chilton, Crenshaw, Dallas, Elmore, Lowndes, Macon, Montgomery, or Pike. Employees and retirees of the State of Alabama also qualify for membership, as do employees of ARSEA, ASEA, or Troy University (Montgomery).
See current membership details
I love this credit union. It's a small, local one in my area of Alabama. The people there are super-friendly and helpful. While they don't always have all the things that the big banks offer, they make up for it with small-town charm. They have good rates and a decent checking account.
I opened an account with Alabama Credit Union, ASE in Wetumpka, Alabama, back in 2004. Having moved from a large city in another state I enjoyed the 'hometown' feel of this branch. The customer service was great. I found it much easier to communicate and do business with a community institution. It was easier to go in and speak with someone and develop a personal relationship with the staff as opposed to calling or the dreaded automated system. When I needed to take out a loan, I was no stranger. I was addressed by my first name and the bank manager himself helped me through the process. The fees are much more reasonable than a regular bank and the interest rate was a tad higher. They offered good choices on what type of banking I needed, including free checking, and checks. They even helped me formulate a financial plan of sorts to accomplish my goals. I have since moved and really miss the people at that particular branch.
A couple of months ago, I wanted to open an account with Guardian Credit Union in the city I currently reside. People I work with said they were good. I cannot believe that I went into the branch twice and they were so busy I was never waited on. They are VERY understaffed. All in all I prefer to do business with a credit union.
Overall | |
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NCUA # | 64598 |
Year Chartered | 1954 |
Employees | 116 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.38% |
Return on Equity - YTD | 15.99% |
Annual Interest Income | $9.6MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $416.6MM$433.2MM |
Loans | Q2 2023vs Q2 2022 | $263.8MM$245.3MM |
Deposits | Q2 2023vs Q2 2022 | $378.1MM$398.8MM |
Equity Capital | Q2 2023vs Q2 2022 | $36.1MM$32.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$2.9MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $583.00K$368.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not ASE Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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2.78% | $500 | - | 4 Year IRA Certificate | |
2.52% | $500 | - | 3 Year IRA Certificate | |
2.02% | $500 | - | 2 Year IRA Certificate |
Clanton Branches | ||
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Branch Office | 1400 Woodfin Ln Ste D | Clanton, AL 35045-8746 |
Greenville Branches | ||
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Branch Office | 631 Willow Ln Ste N | Greenville, AL 36037 |
Millbrook Branches | ||
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Branch Office | 74 Dudley Dr | Millbrook, AL 36054 |
Montgomery Branches | ||
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Branch Office | 1000 Interstate Park Dr | Montgomery, AL 36109 |
Branch Office | 800 Washington Ave | Montgomery, AL 36104 |
Branch Office | 9190 Eastchase Pkwy | Montgomery, AL 36117 |
Corporate Office | 4217 Lomac St | Montgomery, AL 36106 |
Prattville Branches | ||
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Branch Office | 2132 Cobbs Ford Rd | Prattville, AL 36066-7700 |
Selma Branches | ||
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Branch Office | 1102 Singleton Dr | Selma, AL 36703 |
Wetumpka Branches | ||
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Branch Office | 825 Wilson St | Wetumpka, AL 36092 |