Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 8th largest credit union in the state of Kentucky. It is also the 912th largest credit union in the nation. It was established in 1942 and as of September of 2021, it had grown to 66 employees and 38,197 members at 4 locations. Ashland Credit Union has an A+ health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
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Reviews (1)

One Of The Best Banks In Ashland

Posted by: |

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.68%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$334.3MM$299.9MM
LoansQ3 2021vs Q3 2020$263.3MM$228.0MM
DepositsQ3 2021vs Q3 2020$283.0MM$261.9MM
Equity CapitalQ3 2021vs Q3 2020$39.0MM$35.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.4MM$1.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$723.00K$1.2MM
Real Estate OwnedQ3 2021vs Q3 2020$79.00K$103.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

1.50%-$3kVacation Club Account
1.50%-$3k2021 Christmas Club
0.50%$50-Health Savings Account
0.50%$5-IRA Share Account
0.50%*$100k*-Premium Savings
OTHER TIERS: 0.30% $500 - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.30%--CD Builder Club
0.25%$25-Regular Share Account
0.25%--Visa Builder Club
0.25%--Business Shares

Ashland Credit Union Checking Account Rates

0.35%*$100k*-Checking Account
OTHER TIERS: 0.10% $500 - $50k | 0.25% $50k - $100k

Ashland Credit Union CD Rates

1.50%$35k-60 Month Jumbo Share Certificate
1.50%$35k-60 Month Rate Bump Jumbo Share Certificate
1.50%$35k-Business 60 Month Jumbo Share Certificate
1.40%$500-60 Month Share Certificate
1.40%$5k-60 Month Rate Bump Share Certificate
1.40%$2.5k-Business 60 Month Share Certificate
1.30%$35k-48 Month Jumbo Share Certificate
1.30%$35k-48 Month Rate Bump Jumbo share Certificate
1.30%$35k-Business 48 Month Jumbo Share Certificate
1.20%$500-48 Month Share Certificate
1.20%$5k-48 Month Rate Bump Share Certificate
1.20%$2.5k-Business 48 Month Share Certificate
1.15%$35k-36 Month Jumbo Share Certificate
1.15%$35k-36 Month Rate Bump Jumbo Share Certificate
1.15%$35k-Business 36 Month Jumbo Share Certificate
1.05%$500-36 Month Share Certificate
1.05%$5k-36 Month Rate Bump Share Certificate
1.05%$2.5k-Business 36 Month Share Certificate
0.80%$35k-24 Month Jumbo Share Certificate
0.80%$35k-Business 24 Month Jumbo Share Certificate
0.70%$500-24 Month Share Certificate
0.70%$35k-18 Month Jumbo Share Certificate
0.70%$35k-Business 18 Month Jumbo Share Certificate
0.70%$2.5k-Business 24 Month Share Certificate
0.60%$500-18 Month Share Certificate
0.60%$2.5k-Business 18 Month Share Certificate
0.55%$35k-12 Month Jumbo Share Certificate
0.55%$35k-Business 12 Month Jumbo Share Certificate
0.50%$35k-9 Month Jumbo Share Certificate
0.50%$35k-Business 9 Month Jumbo Share Certificate
0.45%$500-12 Month Share Certificate
0.45%$35k-6 Month Jumbo Share Certificate
0.45%$35k-Business 6 Month Jumbo Share Certificate
0.45%$2.5k-Business 12 Month Share Certificate
0.40%$500-9 Month Share Certificate
0.40%$2.5k-Business 9 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$2.5k-Business 6 Month Share Certificate

Ashland Credit Union IRA Rates

1.60%$35k-60 Month Jumbo Certificate
1.50%$1k-60 Month IRA
1.40%$35k-48 Month Jumbo Certificate
1.30%$1k-48 Month IRA
1.25%$35k-36 Month Jumbo Certificate
1.15%$1k-36 Month IRA
0.90%$35k-24 Month Jumbo Certificate
0.80%$1k-24 Month IRA
0.65%$35k-12 Month Jumbo Certificate
0.55%$1k-12 Month IRA

Ashland Credit Union Locations
Branch Office1300 Central AveAshland, KY 41101-7550
Branch Office5475 Rings Rd Atrium II North Tower, 5th FloorDublin, OH 43017-7537
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509

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