Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 880th largest credit union in the nation. It was established in 1942 and as of September of 2023, it had grown to 78 employees and 41,856 members at 4 locations. Ashland Credit Union has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
See current membership details

Reviews (1)

One Of The Best Banks In Ashland

Posted by: |

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.5%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$370.8MM$348.6MM
LoansQ3 2023vs Q3 2022$288.4MM$277MM
DepositsQ3 2023vs Q3 2022$316MM$293.8MM
Equity CapitalQ3 2023vs Q3 2022$40.8MM$38.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.3MM$1.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.6MM$1.3MM
Real Estate OwnedQ3 2023vs Q3 2022$0$79K

Rates for Ashland Credit Union are currently being reviewed.


Ashland Credit Union Locations
Branch Office1300 Central AveAshland, KY 41101-7550
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office10700 US Route 60ASHLAND, KY 41102

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