Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 8th largest credit union in the state of Kentucky. It is also the 903rd largest credit union in the nation. It was established in 1942 and as of December of 2018, it had grown to 55 employees and 34,195 members at 4 locations. Ashland Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, attend school or worship in the Kentucky communities of FIVCO Area Development Area or the Bluegrass Area Development District, as well as these counties in the state of Minnesota; Washington, Dakota, Ramsey, or Hennepin. Membership eligibility also extends to include anyone who works for the site listed CU-affiliated companies found on the 'eligibility-requirements' page, as well as the family members of current CU members.
See current membership details

Reviews (1)

One Of The Best Banks In Ashland

Posted by: NordVPN | May 23, 2019

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD9.35%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$252.3MM$226.7MM
LoansQ4 2018vs Q4 2017$196.0MM$167.1MM
DepositsQ4 2018vs Q4 2017$219.8MM$195.4MM
Equity CapitalQ4 2018vs Q4 2017$30.4MM$27.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.1MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$0$135.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ashland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

3.50%-$3k2019 Christmas Club
2.50%-$3kVacation Club Account
1.50%$50-Health Savings Account
1.50%$5-IRA Share Account
1.35%*$100k*-Premium Savings
OTHER TIERS: 0.90% $500 - $10k | 1.05% $10k - $50k | 1.20% $50k - $100k
0.90%--CD Builder Club
0.55%$25-Regular Share Account

Ashland Credit Union Checking Account Rates

0.75%*$100k*-Checking Account
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $50k | 0.50% $50k - $100k

Ashland Credit Union CD Rates

2.85%$35k-48 Month Jumbo Share Certificate
2.70%$35k-60 Month Jumbo Share Certificate
2.65%$35k-36 Month Jumbo Share Certificate
2.60%$500-48 Month Share Certificate
2.60%$35k-24 Month Jumbo Share Certificate
2.45%$500-60 Month Share Certificate
2.40%$500-36 Month Share Certificate
2.40%$35k-12 Month Jumbo Share Certificate
2.40%$35k-18 Month Jumbo Share Certificate
2.35%$500-24 Month Share Certificate
2.35%$35k-48 Month Rate Bump Jumbo share Certificate
2.20%$35k-60 Month Rate Bump Jumbo Share Certificate
2.15%$500-12 Month Share Certificate
2.15%$500-18 Month Share Certificate
2.15%$35k-36 Month Rate Bump Jumbo Share Certificate
2.10%$5k-48 Month Rate Bump Share Certificate
1.95%$5k-60 Month Rate Bump Share Certificate
1.90%$5k-36 Month Rate Bump Share Certificate
1.85%$35k-9 Month Jumbo Share Certificate
1.65%$35k-6 Month Jumbo Share Certificate
1.60%$500-9 Month Share Certificate
1.40%$500-6 Month Share Certificate

Ashland Credit Union IRA Rates

2.85%$35k-48 Month Jumbo Certificate
2.70%$35k-60 Month Jumbo Certificate
2.65%$35k-36 Month Jumbo Certificate
2.60%$1k-48 Month IRA
2.60%$35k-24 Month Jumbo Certificate
2.45%$1k-60 Month IRA
2.40%$1k-36 Month IRA
2.40%$35k-12 Month Jumbo Certificate
2.35%$1k-24 Month IRA
2.15%$1k-12 Month IRA

Ashland Credit Union Locations
Branch Office1300 CENTRAL AVEASHLAND, KY 41101-7550
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.