Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 864th largest credit union in the nation. It was established in 1942 and as of March of 2024, it had grown to 79 employees and 42,930 members at 5 locations. Ashland Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
See current membership details

Reviews (1)

One Of The Best Banks In Ashland

Posted by: |

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.63%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$391.4MM$366.5MM
LoansQ1 2024vs Q1 2023$289.3MM$284.5MM
DepositsQ1 2024vs Q1 2023$335.2MM$310.8MM
Equity CapitalQ1 2024vs Q1 2023$42.2MM$40.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.3MM$2.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2MM$1.7MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

5.00%$5k-2024 Christmas Club
4.00%$0$3kVacation Club Account
2.25%*$100k*-Premium Savings
OTHER TIERS: 1.50% $500 - $10k | 1.75% $10k - $50k | 2.00% $50k - $100k
2.00%$50-Health Savings Account
2.00%$5-IRA Share Account
2.00%*$100k*-Business Shares
OTHER TIERS: 0.50% $0+ | 1.75% $10k - $100k
1.50%$0-CD Builder Club
0.50%$25-Regular Share Account
0.50%$0-Visa Builder Club

Ashland Credit Union Checking Account Rates

0.50%*$100k*-Checking Account
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $50k | 0.40% $50k - $100k

Ashland Credit Union CD Rates

4.85%$35k-6 Month Jumbo Share Certificate
4.85%$35k-9 Month Jumbo Share Certificate
4.85%$35k-12 Month Jumbo Share Certificate
4.85%$35k-Business 6 Month Jumbo Share Certificate
4.85%$35k-Business 9 Month Jumbo Share Certificate
4.85%$35k-Business 12 Month Jumbo Share Certificate
4.60%$500-6 Month Share Certificate
4.60%$500-9 Month Share Certificate
4.60%$500-12 Month Share Certificate
4.60%$35k-18 Month Jumbo Share Certificate
4.60%$2.5k-Business 6 Month Share Certificate
4.60%$2.5k-Business 9 Month Share Certificate
4.60%$2.5k-Business 12 Month Share Certificate
4.60%$35k-Business 18 Month Jumbo Share Certificate
4.35%$500-18 Month Share Certificate
4.35%$35k-24 Month Jumbo Share Certificate
4.35%$2.5k-Business 18 Month Share Certificate
4.35%$35k-Business 24 Month Jumbo Share Certificate
4.10%$500-24 Month Share Certificate
4.10%$2.5k-Business 24 Month Share Certificate
4.00%$35k-36 Month Jumbo Share Certificate
4.00%$35k-48 Month Jumbo Share Certificate
4.00%$35k-60 Month Jumbo Share Certificate
4.00%$35k-Business 36 Month Jumbo Share Certificate
4.00%$35k-Business 48 Month Jumbo Share Certificate
4.00%$35k-Business 60 Month Jumbo Share Certificate
3.75%$500-36 Month Share Certificate
3.75%$500-48 Month Share Certificate
3.75%$500-60 Month Share Certificate
3.75%$35k-36 Month Rate Bump Jumbo Share Certificate
3.75%$35k-48 Month Rate Bump Jumbo share Certificate
3.75%$35k-60 Month Rate Bump Jumbo Share Certificate
3.75%$2.5k-Business 36 Month Share Certificate
3.75%$2.5k-Business 48 Month Share Certificate
3.75%$2.5k-Business 60 Month Share Certificate
3.50%$5k-36 Month Rate Bump Share Certificate
3.50%$5k-48 Month Rate Bump Share Certificate
3.50%$5k-60 Month Rate Bump Share Certificate

Ashland Credit Union IRA Rates

4.85%$35k-12 Month Jumbo IRA
4.85%$35k-12 Month Jumbo Roth IRA
4.60%$1k-12 Month IRA
4.60%$1k-12 Month Roth IRA
4.35%$35k-24 Month Jumbo IRA
4.35%$35k-24 Month Jumbo Roth IRA
4.10%$1k-24 Month IRA
4.10%$1k-24 Month Roth IRA
4.00%$35k-36 Month Jumbo IRA
4.00%$35k-48 Month Jumbo IRA
4.00%$35k-60 Month Jumbo IRA
4.00%$35k-36 Month Jumbo Roth IRA
4.00%$35k-48 Month Jumbo Roth IRA
4.00%$35k-60 Month Jumbo Roth IRA
3.75%$1k-36 Month IRA
3.75%$1k-48 Month IRA
3.75%$1k-60 Month IRA
3.75%$1k-36 Month Roth IRA
3.75%$1k-48 Month Roth IRA
3.75%$1k-60 Month Roth IRA

Ashland Credit Union Locations
Branch Office1300 Central AveAshland, KY 41101-7550
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office10700 US Route 60ASHLAND, KY 41102
Branch Office1200 Diederich BlvdRussell, KY 41169

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