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Ashland Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Overview / Commentary
www.ashlandcu.org
606-329-5489
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 844th largest credit union in the nation. It was established in 1942 and as of September of 2024, it had grown to 84 employees and 44,095 members at 5 locations. Ashland Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
See current membership details

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #61792
Year Chartered1942
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.28%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$402.7MM$370.8MM
LoansQ3 2024vs Q3 2023$293.9MM$288.4MM
DepositsQ3 2024vs Q3 2023$346.7MM$316MM
Equity CapitalQ3 2024vs Q3 2023$43.8MM$40.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.4MM$2.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.3MM$1.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ashland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$3kVacation Club Account
4.00%$5k-2024 Christmas Club
4.00%$5k-2025 Christmas Club
2.25%*$100k*-Premium Savings
OTHER TIERS: 1.50% → $500 - $10k | 1.75% → $10k - $50k | 2.00% → $50k - $100k
2.00%$50-Health Savings Account
2.00%$5-IRA Share Account
2.00%*$100k*-Business Shares
OTHER TIERS: 0.50% → $0+ | 1.75% → $10k - $100k
1.50%$0-CD Builder Club
0.50%$25-Regular Share Account
0.50%$0-Visa Builder Club

Ashland Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Checking Account
OTHER TIERS: 0.10% → $500 - $10k | 0.20% → $10k - $50k | 0.40% → $50k - $100k

Ashland Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$35k-6 Month Jumbo Share Certificate
4.05%$35k-Business 6 Month Jumbo Share Certificate
4.00%$35k-18 Month Jumbo Share Certificate
4.00%$35k-Business 18 Month Jumbo Share Certificate
3.95%$35k-9 Month Jumbo Share Certificate
3.95%$35k-12 Month Jumbo Share Certificate
3.95%$35k-Business 9 Month Jumbo Share Certificate
3.95%$35k-Business 12 Month Jumbo Share Certificate
3.85%$35k-24 Month Jumbo Share Certificate
3.85%$35k-Business 24 Month Jumbo Share Certificate
3.80%$500-6 Month Share Certificate
3.80%$2.5k-Business 6 Month Share Certificate
3.75%$500-18 Month Share Certificate
3.75%$2.5k-Business 18 Month Share Certificate
3.70%$500-9 Month Share Certificate
3.70%$500-12 Month Share Certificate
3.70%$35k-36 Month Jumbo Share Certificate
3.70%$35k-48 Month Jumbo Share Certificate
3.70%$35k-60 Month Jumbo Share Certificate
3.70%$2.5k-Business 9 Month Share Certificate
3.70%$2.5k-Business 12 Month Share Certificate
3.70%$35k-Business 36 Month Jumbo Share Certificate
3.70%$35k-Business 48 Month Jumbo Share Certificate
3.70%$35k-Business 60 Month Jumbo Share Certificate
3.60%$500-24 Month Share Certificate
3.60%$2.5k-Business 24 Month Share Certificate
3.45%$500-36 Month Share Certificate
3.45%$500-48 Month Share Certificate
3.45%$500-60 Month Share Certificate
3.45%$35k-36 Month Rate Bump Jumbo Share Certificate
3.45%$35k-48 Month Rate Bump Jumbo share Certificate
3.45%$35k-60 Month Rate Bump Jumbo Share Certificate
3.45%$2.5k-Business 36 Month Share Certificate
3.45%$2.5k-Business 48 Month Share Certificate
3.45%$2.5k-Business 60 Month Share Certificate
3.20%$5k-36 Month Rate Bump Share Certificate
3.20%$5k-48 Month Rate Bump Share Certificate
3.20%$5k-60 Month Rate Bump Share Certificate

Ashland Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$35k-12 Month Jumbo IRA
3.95%$35k-12 Month Jumbo Roth IRA
3.85%$35k-24 Month Jumbo IRA
3.85%$35k-24 Month Jumbo Roth IRA
3.70%$1k-12 Month IRA
3.70%$35k-36 Month Jumbo IRA
3.70%$35k-48 Month Jumbo IRA
3.70%$35k-60 Month Jumbo IRA
3.70%$1k-12 Month Roth IRA
3.70%$35k-36 Month Jumbo Roth IRA
3.70%$35k-48 Month Jumbo Roth IRA
3.70%$35k-60 Month Jumbo Roth IRA
3.60%$1k-24 Month IRA
3.60%$1k-24 Month Roth IRA
3.45%$1k-36 Month IRA
3.45%$1k-48 Month IRA
3.45%$1k-60 Month IRA
3.45%$1k-36 Month Roth IRA
3.45%$1k-48 Month Roth IRA
3.45%$1k-60 Month Roth IRA
Locations


Ashland Credit Union Locations
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office10700 US Route 60ASHLAND, KY 41102
Branch Office1200 Diederich BlvdRussell, KY 41169
Corporate Office305 MARTIN LUTHER KING JR BLVDASHLAND, KY 41101

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