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Ashland Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ashlandcu.org
606-329-5489
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 843rd largest credit union in the nation. It was established in 1942 and as of December of 2024, it had grown to 85 employees and 44,555 members at 5 locations. Ashland Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #61792
Year Chartered1942
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.37%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$404.1MM$376.4MM
LoansQ4 2024vs Q4 2023$292.7MM$288.7MM
DepositsQ4 2024vs Q4 2023$349MM$319.9MM
Equity CapitalQ4 2024vs Q4 2023$43.1MM$42.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.5MM$2.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.9MM$2.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$3kVacation Club Account
4.00%$5k-2024 Christmas Club
4.00%$5k-2025 Christmas Club
2.25%*$100k*-Premium Savings
OTHER TIERS: 1.50% → $500 - $10k | 1.75% → $10k - $50k | 2.00% → $50k - $100k
2.00%$50-Health Savings Account
2.00%*$100k*-Business Shares
OTHER TIERS: 0.50% → $0+ | 1.75% → $10k - $100k
1.50%$0-CD Builder Club
0.50%$25-Regular Share Account
0.50%$0-Visa Builder Club

Ashland Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Checking Account
OTHER TIERS: 0.10% → $500 - $10k | 0.20% → $10k - $50k | 0.40% → $50k - $100k

Ashland Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$35k-18 Month Jumbo Share Certificate
3.85%$35k-24 Month Jumbo Share Certificate
3.85%$35k-Business 18 Month Jumbo Share Certificate
3.85%$35k-Business 24 Month Jumbo Share Certificate
3.80%$35k-6 Month Jumbo Share Certificate
3.80%$35k-9 Month Jumbo Share Certificate
3.80%$35k-12 Month Jumbo Share Certificate
3.80%$35k-Business 6 Month Jumbo Share Certificate
3.80%$35k-Business 9 Month Jumbo Share Certificate
3.80%$35k-Business 12 Month Jumbo Share Certificate
3.70%$35k-36 Month Jumbo Share Certificate
3.70%$35k-48 Month Jumbo Share Certificate
3.70%$35k-60 Month Jumbo Share Certificate
3.70%$35k-Business 36 Month Jumbo Share Certificate
3.70%$35k-Business 48 Month Jumbo Share Certificate
3.70%$35k-Business 60 Month Jumbo Share Certificate
3.60%$500-18 Month Share Certificate
3.60%$500-24 Month Share Certificate
3.60%$2.5k-Business 18 Month Share Certificate
3.60%$2.5k-Business 24 Month Share Certificate
3.55%$500-6 Month Share Certificate
3.55%$500-9 Month Share Certificate
3.55%$500-12 Month Share Certificate
3.55%$2.5k-Business 6 Month Share Certificate
3.55%$2.5k-Business 9 Month Share Certificate
3.55%$2.5k-Business 12 Month Share Certificate
3.45%$500-36 Month Share Certificate
3.45%$500-48 Month Share Certificate
3.45%$500-60 Month Share Certificate
3.45%$35k-36 Month Rate Bump Jumbo Share Certificate
3.45%$35k-48 Month Rate Bump Jumbo share Certificate
3.45%$35k-60 Month Rate Bump Jumbo Share Certificate
3.45%$2.5k-Business 36 Month Share Certificate
3.45%$2.5k-Business 48 Month Share Certificate
3.45%$2.5k-Business 60 Month Share Certificate
3.20%$5k-36 Month Rate Bump Share Certificate
3.20%$5k-48 Month Rate Bump Share Certificate
3.20%$5k-60 Month Rate Bump Share Certificate

Ashland Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$35k-24 Month Jumbo IRA
3.85%$35k-24 Month Jumbo Roth IRA
3.80%$35k-12 Month Jumbo IRA
3.80%$35k-12 Month Jumbo Roth IRA
3.70%$35k-36 Month Jumbo IRA
3.70%$35k-48 Month Jumbo IRA
3.70%$35k-60 Month Jumbo IRA
3.70%$35k-36 Month Jumbo Roth IRA
3.70%$35k-48 Month Jumbo Roth IRA
3.70%$35k-60 Month Jumbo Roth IRA
3.60%$1k-24 Month IRA
3.60%$1k-24 Month Roth IRA
3.55%$1k-12 Month IRA
3.55%$1k-12 Month Roth IRA
3.45%$1k-36 Month IRA
3.45%$1k-48 Month IRA
3.45%$1k-60 Month IRA
3.45%$1k-36 Month Roth IRA
3.45%$1k-48 Month Roth IRA
3.45%$1k-60 Month Roth IRA
2.00%$5-IRA Share Account
Locations


Ashland Credit Union Locations
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office10700 US Route 60ASHLAND, KY 41102
Branch Office1200 Diederich BlvdRussell, KY 41169
Corporate Office305 MARTIN LUTHER KING JR BLVDASHLAND, KY 41101

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