Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 8th largest credit union in the state of Kentucky. It is also the 880th largest credit union in the nation. It was established in 1942 and as of March of 2020, it had grown to 56 employees and 36,151 members at 4 locations. Ashland Credit Union's savings rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, attend school or worship in the Kentucky communities of FIVCO Area Development Area or the Bluegrass Area Development District, as well as these counties in the state of Minnesota; Washington, Dakota, Ramsey, or Hennepin. Membership eligibility also extends to include anyone who works for the site listed CU-affiliated companies found on the 'eligibility-requirements' page, as well as the family members of current CU members.
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Reviews (1)

One Of The Best Banks In Ashland

Posted by: |

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.13%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$282.1MM$260.0MM
LoansQ1 2020vs Q1 2019$217.3MM$202.6MM
DepositsQ1 2020vs Q1 2019$245.3MM$228.1MM
Equity CapitalQ1 2020vs Q1 2019$34.6MM$31.1MM
Loan Loss AllowanceQ1 2020vs Q1 2019$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.9MM$1.4MM
Real Estate OwnedQ1 2020vs Q1 2019$103.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Ashland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

2.50%-$3k2020 Christmas Club
1.50%-$3kVacation Club Account
1.00%$50-Health Savings Account
1.00%$5-IRA Share Account
0.65%*$100k*-Premium Savings
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.30%--CD Builder Club
0.25%$25-Regular Share Account

Ashland Credit Union Checking Account Rates

0.50%*$100k*-Checking Account
OTHER TIERS: 0.10% $500 - $50k | 0.25% $50k - $100k

Ashland Credit Union CD Rates

1.40%$35k-60 Month Jumbo Share Certificate
1.30%$500-60 Month Share Certificate
1.20%$35k-48 Month Jumbo Share Certificate
1.10%$500-48 Month Share Certificate
1.10%$35k-36 Month Jumbo Share Certificate
1.05%$35k-24 Month Jumbo Share Certificate
1.00%$500-36 Month Share Certificate
0.95%$500-24 Month Share Certificate
0.90%$35k-18 Month Jumbo Share Certificate
0.90%$35k-60 Month Rate Bump Jumbo Share Certificate
0.80%$500-18 Month Share Certificate
0.80%$35k-12 Month Jumbo Share Certificate
0.80%$5k-60 Month Rate Bump Share Certificate
0.70%$500-12 Month Share Certificate
0.70%$35k-9 Month Jumbo Share Certificate
0.70%$35k-48 Month Rate Bump Jumbo share Certificate
0.65%$35k-6 Month Jumbo Share Certificate
0.60%$500-9 Month Share Certificate
0.60%$5k-48 Month Rate Bump Share Certificate
0.60%$35k-36 Month Rate Bump Jumbo Share Certificate
0.55%$500-6 Month Share Certificate
0.50%$5k-36 Month Rate Bump Share Certificate

Ashland Credit Union IRA Rates

1.55%$35k-60 Month Jumbo Certificate
1.45%$1k-60 Month IRA
1.35%$35k-48 Month Jumbo Certificate
1.25%$1k-48 Month IRA
1.25%$35k-36 Month Jumbo Certificate
1.20%$35k-24 Month Jumbo Certificate
1.15%$1k-36 Month IRA
1.10%$1k-24 Month IRA
0.95%$35k-12 Month Jumbo Certificate
0.85%$1k-12 Month IRA

Ashland Credit Union Locations
Branch Office1300 CENTRAL AVEASHLAND, KY 41101-7550
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office100 Valvoline WayLexington, KY 40509

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