Ashland Credit Union

Overview / Commentary
1300 Central Ave
Ashland, KY 41101

Ashland Credit Union is headquartered in ASHLAND and is the 9th largest credit union in the state of Kentucky. It is also the 883rd largest credit union in the nation. It was established in 1942 and as of June of 2023, it had grown to 78 employees and 41,336 members at 4 locations. Ashland Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members.
See current membership details

Reviews (1)

One Of The Best Banks In Ashland

Posted by: |

I would like to say Ashland CU is one of hte best credit unions in the area. The mobile app is a little bit buggy but works great!


Health Grade Components

NCUA #61792
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.28%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$369.5MM$346.8MM
LoansQ2 2023vs Q2 2022$288.1MM$275.3MM
DepositsQ2 2023vs Q2 2022$314.6MM$291.5MM
Equity CapitalQ2 2023vs Q2 2022$40.6MM$39.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.8MM$1.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ashland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashland Credit Union Savings Account Rates

4.00%-$3kVacation Club Account
4.00%$5k-2024 Christmas Club
3.00%$5k-2023 Christmas Club
2.25%*$100k*-Premium Savings
OTHER TIERS: 1.50% $500 - $10k | 1.75% $10k - $50k | 2.00% $50k - $100k
2.00%$50-Health Savings Account
2.00%$5-IRA Share Account
2.00%*$100k*-Business Shares
OTHER TIERS: 0.50% Any amount | 1.75% $10k - $100k
1.50%--CD Builder Club
0.50%$25-Regular Share Account
0.50%--Visa Builder Club

Ashland Credit Union Checking Account Rates

0.50%*$100k*-Checking Account
OTHER TIERS: 0.10% $500 - $10k | 0.20% $10k - $50k | 0.40% $50k - $100k

Ashland Credit Union CD Rates

5.25%$35k-6 Month Jumbo Share Certificate
5.25%$35k-9 Month Jumbo Share Certificate
5.25%$35k-12 Month Jumbo Share Certificate
5.25%$35k-Business 6 Month Jumbo Share Certificate
5.25%$35k-Business 9 Month Jumbo Share Certificate
5.25%$35k-Business 12 Month Jumbo Share Certificate
5.00%$500-6 Month Share Certificate
5.00%$500-9 Month Share Certificate
5.00%$500-12 Month Share Certificate
5.00%$35k-18 Month Jumbo Share Certificate
5.00%$2.5k-Business 6 Month Share Certificate
5.00%$2.5k-Business 9 Month Share Certificate
5.00%$2.5k-Business 12 Month Share Certificate
5.00%$35k-Business 18 Month Jumbo Share Certificate
4.75%$500-18 Month Share Certificate
4.75%$35k-24 Month Jumbo Share Certificate
4.75%$2.5k-Business 18 Month Share Certificate
4.75%$35k-Business 24 Month Jumbo Share Certificate
4.50%$500-24 Month Share Certificate
4.50%$2.5k-Business 24 Month Share Certificate
4.00%$35k-36 Month Jumbo Share Certificate
4.00%$35k-48 Month Jumbo Share Certificate
4.00%$35k-60 Month Jumbo Share Certificate
4.00%$35k-Business 36 Month Jumbo Share Certificate
4.00%$35k-Business 48 Month Jumbo Share Certificate
4.00%$35k-Business 60 Month Jumbo Share Certificate
3.75%$500-36 Month Share Certificate
3.75%$500-48 Month Share Certificate
3.75%$500-60 Month Share Certificate
3.75%$35k-36 Month Rate Bump Jumbo Share Certificate
3.75%$35k-48 Month Rate Bump Jumbo share Certificate
3.75%$35k-60 Month Rate Bump Jumbo Share Certificate
3.75%$2.5k-Business 36 Month Share Certificate
3.75%$2.5k-Business 48 Month Share Certificate
3.75%$2.5k-Business 60 Month Share Certificate
3.50%$5k-36 Month Rate Bump Share Certificate
3.50%$5k-48 Month Rate Bump Share Certificate
3.50%$5k-60 Month Rate Bump Share Certificate

Ashland Credit Union IRA Rates

5.25%$35k-12 Month Jumbo IRA
5.25%$35k-12 Month Jumbo Roth IRA
5.00%$1k-12 Month IRA
5.00%$1k-12 Month Roth IRA
4.75%$35k-24 Month Jumbo IRA
4.75%$35k-24 Month Jumbo Roth IRA
4.50%$1k-24 Month IRA
4.50%$1k-24 Month Roth IRA
4.00%$35k-36 Month Jumbo IRA
4.00%$35k-48 Month Jumbo IRA
4.00%$35k-60 Month Jumbo IRA
4.00%$35k-36 Month Jumbo Roth IRA
4.00%$35k-48 Month Jumbo Roth IRA
4.00%$35k-60 Month Jumbo Roth IRA
3.75%$1k-36 Month IRA
3.75%$1k-48 Month IRA
3.75%$1k-60 Month IRA
3.75%$1k-36 Month Roth IRA
3.75%$1k-48 Month Roth IRA
3.75%$1k-60 Month Roth IRA

Ashland Credit Union Locations
Branch Office100 Valvoline WayLexington, KY 40509
Branch Office1300 Central AveAshland, KY 41101-7550
Branch Office8711 E Point Douglas Rd S Ste 101Cottage Grove, MN 55016-5031
Branch Office10700 US Route 60ASHLAND, KY 41102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.