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Ashton State Bank (IA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
ashtonstatebank.com
712-724-6326
317 Third Street
Ashton, IA 51232

Ashton State Bank (IA) is headquartered in ASHTON and is the 217th largest bank in the state of Iowa. It is also the 4,201st largest bank in the nation. It was established in 1884 and as of March of 2025, it had grown to 6 employees at 1 location. Ashton State Bank (IA)'s CD rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ashton State Bank (IA) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #11343
Year Established1884
Employees6
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD11.6%
Annual Interest Income$691K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$55.3MM$54.3MM
LoansQ1 2025vs Q1 2024$37.1MM$35.3MM
DepositsQ1 2025vs Q1 2024$46.2MM$43.9MM
Equity CapitalQ1 2025vs Q1 2024$5.5MM$5.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$416K$407K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashton State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Hi Fi Passbook Account
OTHER TIERS: 0.30% → $0 - $2.5k | 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $100k
0.35%$0-Passbook Account

Ashton State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$2.5k*-Super NOW Account
OTHER TIERS: 0.10% → $0 - $2.5k
0.30%*$5k*-NOW Account
OTHER TIERS: 0.05% → $0 - $600 | 0.10% → $600 - $2.5k | 0.20% → $2.5k - $5k

Ashton State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.22%$1k-6 Month Quarterly CD
4.19%$1k-6 Month Semi-Annual CD
3.70%$1k-18 Month Quarterly CD
3.69%$1k-18 Month Semi-Annual CD
3.24%$1k-60 Month Quarterly CD
3.23%$1k-60 Month Semi-Annual CD
3.03%$1k-48 Month Quarterly CD
3.02%$1k-48 Month Semi-Annual CD
2.83%$1k-36 Month Quarterly CD
2.82%$1k-36 Month Semi-Annual CD
2.63%$1k-24 Month Quarterly CD
2.62%$1k-24 Month Semi-Annual CD
2.27%$1k-12 Month Quarterly CD
2.26%$1k-12 Month Semi-Annual CD
1.86%$1k-3 Month Quarterly CD

Ashton State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.22%$1k-6 Month Quarterly IRA
4.19%$1k-6 Month Semi-Annual IRA
3.70%$1k-18 Month Quarterly IRA
3.69%$1k-18 Month Semi-Annual IRA
3.24%$1k-60 Month Quarterly IRA
3.23%$1k-60 Month Semi-Annual IRA
3.03%$1k-48 Month Quarterly IRA
3.02%$1k-48 Month Semi-Annual IRA
2.83%$1k-36 Month Quarterly IRA
2.82%$1k-36 Month Semi-Annual IRA
2.63%$1k-24 Month Quarterly IRA
2.62%$1k-24 Month Semi-Annual IRA
2.27%$0-IRA Passbook Account
2.27%$1k-12 Month Quarterly IRA
2.26%$1k-12 Month Semi-Annual IRA
1.86%$1k-3 Month Quarterly IRA
Locations


Ashton State Bank (IA) Locations
Ashton State Bank317 3rd StAshton, IA 51232

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