Ashton State Bank (IA)

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

ashtonstatebank.com

712-724-6326

317 Third Street
Ashton, IA 51232

Ashton State Bank (IA) is headquartered in ASHTON and is the 217^th largest bank in the state of Iowa. It is also the 4,201^st largest bank in the nation. It was established in 1884 and as of March of 2025, it had grown to 6 employees at 1 location. Ashton State Bank (IA)'s CD rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ashton State Bank (IA) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	11343
Year Established	1884
Employees	6
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	11.6%
Annual Interest Income	$691K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$55.3MM$54.3MM
Loans	Q1 2025vs Q1 2024	$37.1MM$35.3MM
Deposits	Q1 2025vs Q1 2024	$46.2MM$43.9MM
Equity Capital	Q1 2025vs Q1 2024	$5.5MM$5.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$416K$407K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ashton State Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$100k^*	-	Hi Fi Passbook Account
OTHER TIERS: 0.30% → $0 - $2.5k \| 0.40% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $100k
0.35%	$0	-	Passbook Account

Ashton State Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$2.5k^*	-	Super NOW Account
OTHER TIERS: 0.10% → $0 - $2.5k
0.30%^*	$5k^*	-	NOW Account
OTHER TIERS: 0.05% → $0 - $600 \| 0.10% → $600 - $2.5k \| 0.20% → $2.5k - $5k

Ashton State Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.22%	$1k	-	6 Month Quarterly CD
4.19%	$1k	-	6 Month Semi-Annual CD
3.70%	$1k	-	18 Month Quarterly CD
3.69%	$1k	-	18 Month Semi-Annual CD
3.24%	$1k	-	60 Month Quarterly CD
3.23%	$1k	-	60 Month Semi-Annual CD
3.03%	$1k	-	48 Month Quarterly CD
3.02%	$1k	-	48 Month Semi-Annual CD
2.83%	$1k	-	36 Month Quarterly CD
2.82%	$1k	-	36 Month Semi-Annual CD
2.63%	$1k	-	24 Month Quarterly CD
2.62%	$1k	-	24 Month Semi-Annual CD
2.27%	$1k	-	12 Month Quarterly CD
2.26%	$1k	-	12 Month Semi-Annual CD
1.86%	$1k	-	3 Month Quarterly CD

Ashton State Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.22%	$1k	-	6 Month Quarterly IRA
4.19%	$1k	-	6 Month Semi-Annual IRA
3.70%	$1k	-	18 Month Quarterly IRA
3.69%	$1k	-	18 Month Semi-Annual IRA
3.24%	$1k	-	60 Month Quarterly IRA
3.23%	$1k	-	60 Month Semi-Annual IRA
3.03%	$1k	-	48 Month Quarterly IRA
3.02%	$1k	-	48 Month Semi-Annual IRA
2.83%	$1k	-	36 Month Quarterly IRA
2.82%	$1k	-	36 Month Semi-Annual IRA
2.63%	$1k	-	24 Month Quarterly IRA
2.62%	$1k	-	24 Month Semi-Annual IRA
2.27%	$0	-	IRA Passbook Account
2.27%	$1k	-	12 Month Quarterly IRA
2.26%	$1k	-	12 Month Semi-Annual IRA
1.86%	$1k	-	3 Month Quarterly IRA

Locations

Ashton State Bank (IA) Locations
Ashton State Bank	317 3rd St	Ashton, IA 51232

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