Overview / Commentary
Aspire Credit Union is headquartered in MINOT and is the 10th largest credit union in the state of North Dakota. It is also the 1,383rd largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 24 employees and 6,367 members at 1 location. Aspire Credit Union has an A health rating.
Field of Membership Restrictions
Aspire Credit Union is open to those who live, work, worship, or attend school in the North Dakota counties of Bottineau, McHenry, McLean, Mountrail, Renville, or Ward. Immediate family and household members of existing credit union members are also eligible to join.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1888 |
| Year Chartered | 1937 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 7.73% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $173.5MM$168.6MM |
| Loans | Q1 2025vs Q1 2024 | $146MM$143.1MM |
| Deposits | Q1 2025vs Q1 2024 | $149.2MM$145.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $25MM$22.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $900K$914K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $471K$481K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |