Advertising Disclosure
  1. Home
  2. Banks
  3. Aspire Credit Union

Aspire Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
aspire.creditunion
701-837-5353
1430 S Broadway
Minot, ND 58702

Aspire Credit Union is headquartered in MINOT and is the 10th largest credit union in the state of North Dakota. It is also the 1,372nd largest credit union in the nation. It was established in 1937 and as of December of 2024, it had grown to 23 employees and 6,347 members at 1 location. Aspire Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Aspire Credit Union is open to those who live, work, worship, or attend school in the North Dakota counties of Bottineau, McHenry, McLean, Mountrail, Renville, or Ward. Immediate family and household members of existing credit union members are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #1888
Year Chartered1937
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD8%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$172.6MM$166.3MM
LoansQ4 2024vs Q4 2023$145.3MM$145MM
DepositsQ4 2024vs Q4 2023$148.3MM$143.9MM
Equity CapitalQ4 2024vs Q4 2023$24.4MM$22.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$907K$923K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$408K$37K
Real Estate OwnedQ4 2024vs Q4 2023$0$135K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Aspire Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aspire Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$150k*-Bonus Share Savings Accounts
OTHER TIERS: 0.10% → $500 - $25k | 0.20% → $25k - $150k
0.10%$0-Regular Shares
0.10%$0-Christmas Club

Aspire Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Dividend Bearing Share Drafts

Aspire Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-12 Month CD
4.10%$100-12 Month Grow with Me CD
3.75%$500-6 Month CD
3.75%$500-24 Month CD
3.75%$100-24 Month Grow with Me CD
3.50%$500-60 Month CD w/ Bump Option
3.25%$500-36 Month CD w/ Bump Option
3.25%$500-48 Month CD w/ Bump Option

Aspire Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-12 Month IRA
3.75%$500-6 Month IRA
3.75%$500-24 Month IRA
3.50%$500-60 Month IRA w/ Bump Option
3.25%$500-36 Month IRA w/ Bump Option
3.25%$500-48 Month IRA w/ Bump Option
0.50%$0-IRA/ ESA Daily Savings
Locations


Aspire Credit Union Locations
Branch Office1430 S BROADWAYMINOT, ND 58701-5933

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.