Aspire Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.75% | 18-month CD | 15 Month Certificate 1.30% - Ally Bank High Yield 18-Month CD |
| 1.51% | Reward Checking | Kasasa Cash 1.76% - National Average |
| 0.51% | Reward Savings | Kasasa Saver 0.77% - National Average |
Aspire Federal Credit Union was originally founded with a mission to serve employees of the Civil Aeronautics Administration (Federal Aviation Administration). The credit union has since expanded its field of membership into a community of tens of thousands of members.
Aspire FCU offers its members depository products and services as well as loans. Its depository side includes Kasasa Checking and Savings accounts, Money Market accounts and Certificates of Deposit.
Aspire Federal Credit Union online banking gives members access to their accounts via Internet and mobile for tasks like transfers of funds and bill pay.
Aspire FCU began in 1948 as FAA Eastern Region Federal Credit Union before changing to its current name. Its members are generally located in the Northeast, close to the credit union’s headquarters in Clark, New Jersey.
Field of Membership Restrictions
Membership is open to anyone through an American Consumer Council membership. Membership is also open to employees of the select employer group and through immediate family.
See current membership details
Related Posts
Aspire FCU--Great Rewards Checking Rate, BETTER Customer Service!
I have been a member since last summer. Great CU! When I lost my wallet last year, they replaced my ATM/Debit card,(no fee!) AND waived the debit card requirement for that month because I was without the card. Shared Branching is GREAT! I go to my old CU, (DCU) and am treated like I was still their depositer! Deposits get credited quick,( I check online after leaving the DCU), at first I used the ATM fee refund, but now, I just use DCU's ATM, and that is free. ATM fee refunds are unlimited, if the fee is over $5, they want you to fax them a copy of the reciept, but other than that you get back the fees. The nearest branch to me is in New Hampshire, but I never use it. It's so quick and easy to use Shared Branching, and there are so MANY Shared Branches. Who needs BOA, or Chase!...LOL Whoever dreamed up Shared Branching is a GENIUS! Why would any CU NOT be a member? I pity the people who bank at the big TBTF banks, because they want alot of branches to go to. Get an RCA at a CU Service Center CU, get PAID to bank AND have alot of Branches to choose from!!
Love The Customer Service
I've been "banking" at Aspire for almost a couple of years now and have to say that it's one of the best CUs I've been a member of. I became a member because at the time they were offering a terrific rate for the Kasasa Cash rewards checking account. But, as we all know, that didn't last, although the rate did hold for a lot longer than I expected. As for the customer service, I simply cannot complain here; they've always been courteous and followed through with any of my requests and/or questions when those would pop up from time to time.
Even though the rates dropped on both Kasasa Savings and Checking, I stayed with Aspire because of the very nice representatives I talked to on occasion.
I LOVE their edeposit feature. I just fill in a couple of things and make sure to mail them the check within seven days. No need to print or fax the check to them, although I have to admit this is also a nice way to do an edeposit. I have this with USAA, the caveat being that I don't have a working printer at this time.
My only true gripe with Aspire is that I am not able to do transfers from them to my other accounts, although USAA does have a very nice transfer feature with no limit on how many accounts I can have. At least I do have my monthly direct deposit going to my Aspire account, so that's one less worry.
A credit union that's well worth joining IMO!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5800 |
| Year Chartered | 1948 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.13% |
| Return on Equity - YTD | -12.64% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $184.3MM$183.1MM |
| Loans | Q2 2016vs Q2 2015 | $145.2MM$151.1MM |
| Deposits | Q2 2016vs Q2 2015 | $166.4MM$157.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $16.7MM$18.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $3.5MM$1.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $5.5MM$4.5MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $464.00K$635.00K |
Always verify rates and promotions with the bank or credit union. We are not Aspire Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Aspire Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.51%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.10%* | $25k* | - | Member Savings | ||
| OTHER TIERS: 0.01% → $500 - $5k | 0.05% → $5k - $25k | |||||
| 0.10%* | $25k* | - | Kids Count | ||
| OTHER TIERS: 0.01% → Up to $5k | 0.05% → $5k - $25k | |||||
| 0.10%* | $25k* | - | Vacation Club | ||
| OTHER TIERS: 0.01% → $500 - $5k | 0.05% → $5k - $25k | |||||
| 0.05% | - | - | Holiday Club | ||
Aspire Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80% | $50k | - | Premier Advantage Money Market | ||
| 0.25%* | $20k* | - | Traditional Money Market Account | ||
| OTHER TIERS: 0.05% → $2k - $20k | |||||
Aspire Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Aspire Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 60 Month Certificate | |
| 1.39% | $500 | - | 36 Month Certificate | |
| 1.25% | $500 | - | 24 Month Certificate | |
| 1.25% | $500 | - | 48 Month Certificate | |
| 1.05% | $500 | - | 12 Month Certificate | |
| 0.75% | $500 | - | 18 Month Certificate | |
| 0.75% | $1k | - | 15 Month Certificate | |
| 0.60% | $500 | - | 6 Month Certificate | |
| 0.20% | $500 | - | 3 Month Certificate |
| Aspire Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 67 Walnut Ave 1st Floor | Clark, NJ 07066 |