Aspire Federal Credit Union
Aspire Federal Credit Union is no longer doing business under that name because it has been merged or acquired. See the successor institution PenFed Credit Union.
Field of Membership Restrictions
Membership is open to anyone through membership in the American Consumer Council. Membership is also open to employees of the New Jersey Transit Corporation, National Transportation Board, and other Select Employer Groups.
See current membership details
Love The Customer Service
I've been "banking" at Aspire for almost a couple of years now and have to say that it's one of the best CUs I've been a member of. I became a member because at the time they were offering a terrific rate for the Kasasa Cash rewards checking account. But, as we all know, that didn't last, although the rate did hold for a lot longer than I expected. As for the customer service, I simply cannot complain here; they've always been courteous and followed through with any of my requests and/or questions when those would pop up from time to time.
Even though the rates dropped on both Kasasa Savings and Checking, I stayed with Aspire because of the very nice representatives I talked to on occasion.
I LOVE their edeposit feature. I just fill in a couple of things and make sure to mail them the check within seven days. No need to print or fax the check to them, although I have to admit this is also a nice way to do an edeposit. I have this with USAA, the caveat being that I don't have a working printer at this time.
My only true gripe with Aspire is that I am not able to do transfers from them to my other accounts, although USAA does have a very nice transfer feature with no limit on how many accounts I can have. At least I do have my monthly direct deposit going to my Aspire account, so that's one less worry.
A credit union that's well worth joining IMO!
Aspire FCU--Great Rewards Checking Rate, BETTER Customer Service!
I have been a member since last summer. Great CU! When I lost my wallet last year, they replaced my ATM/Debit card,(no fee!) AND waived the debit card requirement for that month because I was without the card. Shared Branching is GREAT! I go to my old CU, (DCU) and am treated like I was still their depositer! Deposits get credited quick,( I check online after leaving the DCU), at first I used the ATM fee refund, but now, I just use DCU's ATM, and that is free. ATM fee refunds are unlimited, if the fee is over $5, they want you to fax them a copy of the reciept, but other than that you get back the fees. The nearest branch to me is in New Hampshire, but I never use it. It's so quick and easy to use Shared Branching, and there are so MANY Shared Branches. Who needs BOA, or Chase!...LOL Whoever dreamed up Shared Branching is a GENIUS! Why would any CU NOT be a member? I pity the people who bank at the big TBTF banks, because they want alot of branches to go to. Get an RCA at a CU Service Center CU, get PAID to bank AND have alot of Branches to choose from!!
Awful Service
I have been a members for over 10 years, but used the service little or as little as I could. Had trouble with all aspects of banking including monthly account fees for god knows what. Difficulty closing account. The bank has a C rating for a reason. Forewarned is forearmed. Check this out before you pull the trigger--> https://www.aspirefcu.org/wp-content/uploads/2018/02/February-2018-Fee-Schedule.pdf
One Branch?!
Wow this bank sucks. One branch all the way in New Jersey. None of their "shared bank locations" do anything aside from withdrawls. Straight garbage!
We do not have health information for Aspire Federal Credit Union, because it is no longer an operational credit union.