Athens Area Credit Union
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.00% APY
48 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.55% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
| 1.00% | 4-year CD | 2.80% - Discover Bank 4 Year CD |
Overview / Commentary
Athens Area Credit Union is headquartered in ATHENS and is the 77th largest credit union in the state of Wisconsin. It is also the 2,798th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 8 employees and 2,968 members at 1 location. Athens Area Credit Union has a B+ health rating.
Field of Membership Restrictions
Athens Area CU is open to anyone that resides in the Athens Ohio area and the employees of the Athens CO-OP.
See current membership details
Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athens Area Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67243 |
| Year Chartered | 1959 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 5.58% |
| Annual Interest Income | $762.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $32.2MM$32.1MM |
| Loans | Q4 2018vs Q4 2017 | $9.3MM$8.6MM |
| Deposits | Q4 2018vs Q4 2017 | $27.8MM$28.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.2MM$3.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $42.00K$38.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $64.00K$1,000 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not Athens Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Athens Area Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5 | - | Membership Share Savings |
Athens Area Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Share Draft Checking Accounts |
Athens Area Credit Union CD Rates
Athens Area Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 48 Month IRA | |
| 0.90% | - | - | 36 Month IRA | |
| 0.55% | - | - | 12 Month IRA | |
| 0.30% | - | - | 24 Month IRA |
Locations
| Athens Area Credit Union Locations | ||
|---|---|---|
| Branch Office | 112 ALFRED ST PO BOX 98 | ATHENS, WI 54411 |