Overview / Commentary
Athens Area Credit Union is headquartered in ATHENS and is the 75th largest credit union in the state of Wisconsin. It is also the 2,809th largest credit union in the nation. It was established in 1959 and as of March of 2019, it had grown to 8 employees and 2,957 members at 1 location. Athens Area Credit Union has a B+ health rating.
Field of Membership Restrictions
Athens Area CU is open to anyone that resides in the Athens Ohio area and the employees of the Athens CO-OP.
See current membership details
Health
B+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athens Area Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67243 |
| Year Chartered | 1959 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 5.2% |
| Annual Interest Income | $202.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $32.4MM$32.1MM |
| Loans | Q1 2019vs Q1 2018 | $9.7MM$8.5MM |
| Deposits | Q1 2019vs Q1 2018 | $27.7MM$27.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $4.2MM$4.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $42.00K$43.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $52.00K$48.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Athens Area Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5 | - | Membership Share Savings |
Athens Area Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Share Draft Checking Accounts |
Athens Area Credit Union CD Rates
Athens Area Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 48 Month IRA | |
| 0.90% | - | - | 36 Month IRA | |
| 0.55% | - | - | 12 Month IRA | |
| 0.30% | - | - | 24 Month IRA |
Locations
| Athens Area Credit Union Locations | ||
|---|---|---|
| Branch Office | 112 ALFRED ST PO BOX 98 | ATHENS, WI 54411 |