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Athol Credit Union


Overview / Commentary
www.atholcreditunion.com
978-249-3527
513 Main St
Athol, MA 01331

Athol Credit Union is headquartered in Athol and is the 61st largest credit union in the state of Massachusetts. It is also the 1,918th largest credit union in the nation. It was established in 1930 and as of December of 2023, it had grown to 20 employees and 6,712 members at 1 location. Athol Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Athol Credit Union is open to anyone who lives, works, or attends school in the Massachusetts counties of Franklin, Hampshire, or Worcester. Immediate family members of a current Athol Credit Union are also eligible to join.
See current membership details

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Health
B+

Data as of Q4 2023

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athol Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66819
Year Chartered1930
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.97%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$90.3MM$84.9MM
LoansQ4 2023vs Q4 2022$78.4MM$73.2MM
DepositsQ4 2023vs Q4 2022$72.5MM$73.9MM
Equity CapitalQ4 2023vs Q4 2022$8.2MM$8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$232K$338K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$316K$584K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Athol Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Athol Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Statement Savings

Athol Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$50k*-Money Market Account
OTHER TIERS: 0.75% → $25 - $1k | 0.80% → $1k - $10k | 0.90% → $10k - $25k | 1.00% → $25k - $50k

Athol Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$25kUmbrella Checking
OTHER TIERS: 0.25% → $25k+

Athol Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month CD
4.25%$500-9 Month CD
4.00%$500-14 Month CD Special - New Money
3.75%$500-18 Month CD
2.27%$500-30 Month CD
2.02%$500-36 Month CD
2.02%$500-48 Month CD
2.02%$500-60 Month CD
2.00%$500-12 Month CD
1.00%$500-4 Month CD
0.10%$35k-07-31 Day Jumbo CD
0.10%$35k-45-90 Day Jumbo CD

Athol Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month IRA
4.25%$500-9 Month IRA
4.00%$500-14 Month IRA Special - New Money
3.75%$500-18 Month IRA
2.27%$500-30 Month IRA
2.02%$500-36 Month IRA
2.02%$500-48 Month IRA
2.02%$500-60 Month IRA
2.00%$500-12 Month IRA
1.00%$500-4 Month IRA
Locations


Athol Credit Union Locations
Branch Office513 Main StAthol, MA 01331-1825

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