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Athol Credit Union

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CURRENT TOP RATE

60 Month CD w/ Direct Reward

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.16%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.25%	1-year CD	14 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Statement Savings 1.00% - Ally Bank Online Savings Account

View all Athol Credit Union rates »

Overview / Commentary

www.atholcreditunion.com

978-249-3527

513 Main St
Athol, MA 01331-1825

Athol Credit Union is headquartered in Athol and is the 56^th largest credit union in the state of Massachusetts. It is also the 1,591^st largest credit union in the nation. It was established in 1930 and as of June of 2016, it had grown to 16 employees and 6,519 members at 1 location. Athol Credit Union has a C+ health rating.

Field of Membership Restrictions

Athol CU is open to anyone who resides, works, or is a registered student in any of the site listed towns from the following counties; Worcester, Franklin, and Hampshire, a full and complete list can be viewed on the 'about-us' page under the 'field-of-membership' heading.
See current membership details

Related Posts

View all posts from:

2011
2010

9/13 - Top Savings Account and CD Rates at Quabbin Online Credit Union in MA - Local Only

9/7 - 3.30% 5-Year Rates at Athol Credit Union in MA - Local Only

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Health

C+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athol Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	66819
Year Chartered	1930
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	2.09%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$98.8MM$89.7MM
Loans	Q2 2016vs Q2 2015	$60.9MM$59.8MM
Deposits	Q2 2016vs Q2 2015	$60.4MM$61.7MM
Equity Capital	Q2 2016vs Q2 2015	$8.5MM$8.3MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$465.00K$457.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$959.00K$1.7MM
Real Estate Owned	Q2 2016vs Q2 2015	$314.00K$43.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Athol Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$25	-	Passbook Savings w/ Direct Reward
0.15%	$25	-	Statement Savings w/ Direct Reward
0.05%	$25	-	Passbook Savings
0.05%	$25	-	Statement Savings

Athol Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$50k^*	-	Money Market Account w/ Direct Reward
OTHER TIERS: 0.15% → $25 - $1k \| 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k
0.30%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.05% → $25 - $1k \| 0.10% → $1k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k

Athol Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$25k^*	-	Super Now Checking w/ Direct Reward
OTHER TIERS: 0.15% → $500 - $1k \| 0.20% → $1k - $10k \| 0.30% → $10k - $25k
0.30%^*	$25k^*	-	Super Now Checking
OTHER TIERS: 0.05% → $500 - $1k \| 0.10% → $1k - $10k \| 0.20% → $10k - $25k

Athol Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.41%	$500	-	60 Month CD w/ Direct Reward
1.31%	$500	-	48 Month CD w/ Direct Reward
1.16%	$500	-	60 Month CD
1.05%	$500	-	48 Month CD
1.01%	$500	-	18 Month CD w/ Direct Reward
1.00%	$500	-	36 Month CD w/ Direct Reward
0.76%	$500	-	18 Month CD
0.75%	$500	-	36 Month CD
0.60%	$500	-	30 Month CD w/ Direct Reward
0.50%	$500	-	12 Month CD w/ Direct Reward
0.50%	$500	-	14 Month CD w/ Direct Reward
0.45%	$500	-	9 Month CD w/ Direct Reward
0.40%	$500	-	6 Month CD w/ Direct Reward
0.35%	$500	-	30 Month CD
0.35%	$35k	-	07-31 Day Jumbo CD w/ Direct Reward
0.35%	$35k	-	45-90 Day Jumbo CD w/ Direct Reward
0.25%	$500	-	12 Month CD
0.25%	$500	-	14 Month CD
0.20%	$500	-	9 Month CD
0.15%	$500	-	6 Month CD
0.10%	$35k	-	07-31 Day Jumbo CD
0.10%	$35k	-	45-90 Day Jumbo CD

Athol Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.41%	$500	-	60 Month IRA w/ Direct Reward
1.31%	$500	-	48 Month IRA w/ Direct Reward
1.16%	$500	-	60 Month IRA
1.05%	$500	-	48 Month IRA
1.01%	$500	-	18 Month IRA w/ Direct Reward
1.00%	$500	-	36 Month IRA w/ Direct Reward
0.76%	$500	-	18 Month IRA
0.75%	$500	-	36 Month IRA
0.60%	$500	-	30 Month IRA w/ Direct Reward
0.50%	$500	-	12 Month IRA w/ Direct Reward
0.50%	$500	-	14 Month IRA w/ Direct Reward
0.45%	$500	-	9 Month IRA w/ Direct Reward
0.40%	$500	-	6 Month IRA w/ Direct Reward
0.35%	$500	-	30 Month IRA
0.25%	$500	-	12 Month IRA
0.25%	$500	-	14 Month IRA
0.20%	$500	-	9 Month IRA
0.15%	$500	-	6 Month IRA

Locations

Athol Credit Union Locations
Branch Office	513 Main St	Athol, MA 01331-1825