Athol Credit Union

Overview / Commentary
513 Main St
Athol, MA 01331

Athol Credit Union is headquartered in Athol and is the 63rd largest credit union in the state of Massachusetts. It is also the 2,017th largest credit union in the nation. It was established in 1930 and as of September of 2022, it had grown to 19 employees and 6,889 members at 1 location. Athol Credit Union has a B+ health rating.

Field of Membership Restrictions

Athol Credit Union is open to anyone who lives, works, or attends school in the Massachusetts counties of Franklin, Hampshire, or Worcester. Immediate family members of a current Athol Credit Union are also eligible to join.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athol Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66819
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.92%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$84.6MM$75.4MM
LoansQ3 2022vs Q3 2021$71.9MM$67.1MM
DepositsQ3 2022vs Q3 2021$75.8MM$65.7MM
Equity CapitalQ3 2022vs Q3 2021$7.9MM$7.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$343.00K$353.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$633.00K$43.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Athol Credit Union are currently being reviewed.


Athol Credit Union Locations
Branch Office513 Main StAthol, MA 01331-1825

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