Athol Credit Union

Overview / Commentary
513 Main St
Athol, MA 01331-1825

Athol Credit Union is headquartered in Athol and is the 65th largest credit union in the state of Massachusetts. It is also the 2,061st largest credit union in the nation. It was established in 1930 and as of December of 2021, it had grown to 23 employees and 6,831 members at 1 location. Athol Credit Union has an A health rating.

Field of Membership Restrictions

Athol Credit Union is open to anyone who lives, works, or attends school in the Massachusetts counties of Franklin, Hampshire, or Worcester. Immediate family members of a current Athol Credit Union are also eligible to join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athol Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66819
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.52%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$79.4MM$78.9MM
LoansQ4 2021vs Q4 2020$68.8MM$65.8MM
DepositsQ4 2021vs Q4 2020$69.9MM$63.5MM
Equity CapitalQ4 2021vs Q4 2020$7.6MM$7.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$347.00K$357.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$260.00K$26.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$85.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Athol Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Athol Credit Union Savings Account Rates

0.05%$5-Statement Savings

Athol Credit Union Money Market Rates

0.30%*$1k*-Money Market Account
OTHER TIERS: 0.20% $25 - $1k

Athol Credit Union Checking Account Rates

1.75%*-$25kUmbrella Checking
OTHER TIERS: 0.25% $25k+

Athol Credit Union CD Rates

0.80%$500-60 Month CD
0.75%$500-48 Month CD
0.70%$500-36 Month CD
0.65%$500-30 Month CD
0.60%$500-18 Month CD
0.50%$500-14 Month CD
0.40%$500-12 Month CD
0.40%$500-4 Month CD Special - New Money
0.30%$500-9 Month CD
0.20%$500-6 Month CD
0.10%$35k-07-31 Day Jumbo CD
0.10%$35k-45-90 Day Jumbo CD

Athol Credit Union IRA Rates

0.80%$500-60 Month IRA
0.75%$500-48 Month IRA
0.70%$500-36 Month IRA
0.65%$500-30 Month IRA
0.60%$500-18 Month IRA
0.50%$500-14 Month IRA
0.40%$500-12 Month IRA
0.40%$500-4 Month IRA Special - New Money
0.30%$500-9 Month IRA
0.20%$500-6 Month IRA

Athol Credit Union Locations
Branch Office513 Main StAthol, MA 01331-1825

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.