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Overview / Commentary
513 Main St
Athol, MA 01331-1825

Athol Credit Union is headquartered in Athol and is the 56th largest credit union in the state of Massachusetts. It is also the 1,592nd largest credit union in the nation. It was established in 1930 and as of September of 2016, it had grown to 16 employees and 6,454 members at 1 location. Athol Credit Union has a B health rating.

Field of Membership Restrictions

Athol CU is open to anyone who resides, works, or is a registered student in any of the site listed towns from the following counties; Worcester, Franklin, and Hampshire, a full and complete list can be viewed on the 'about-us' page under the 'field-of-membership' heading.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Athol Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66819
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.23%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$99.5MM$88.0MM
LoansQ3 2016vs Q3 2015$60.4MM$60.4MM
DepositsQ3 2016vs Q3 2015$60.2MM$59.3MM
Equity CapitalQ3 2016vs Q3 2015$8.5MM$8.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$484.00K$409.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$802.00K$1.5MM
Real Estate OwnedQ3 2016vs Q3 2015$358.00K$116.00K

Rates for Athol Credit Union are currently being reviewed.


Athol Credit Union Locations
Branch Office513 Main StAthol, MA 01331-1825