Athol Savings Bank

Overview / Commentary
388 Main Street
Athol, MA 01331

Athol Savings Bank is headquartered in ATHOL and is the 70th largest bank in the state of Massachusetts. It is also the 1,483rd largest bank in the nation. It was established in 1867 and as of December of 2023, it had grown to 80 employees at 5 locations. Athol Savings Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

Just A Number

Posted by: |

We have been with this instatution for over 15 years and have noticed that it has turned from a home town bank to another bank where you are now just a number!!  For such a small bank it's not worth sticking around.  We are looking for a new bank.  Thanks.


Health Grade Components

FDIC Certificate #90146
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.19%
Annual Interest Income$21.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$623.9MM$582.8MM
LoansQ4 2023vs Q4 2022$400.7MM$370.5MM
DepositsQ4 2023vs Q4 2022$500.9MM$495.9MM
Equity CapitalQ4 2023vs Q4 2022$61.2MM$53.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.1MM$5.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$606K$4.4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Athol Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Athol Savings Bank Savings Account Rates

0.10%*$5k*-Business Statement Savings
OTHER TIERS: 0.05% $10 - $5k
0.01%$10-Passbook Savings
0.01%$10-Holiday Club Account
0.01%$10-IRA Statement Savings
0.01%$10-Business Passbook Savings
0.01%$10-Transactional Statement Savings

Athol Savings Bank Money Market Rates

4.25%*$1m*-Xtreme Business Money Market
OTHER TIERS: 0.50% Up to $250k | 1.00% $250k - $500k | 2.50% $500k - $1m
1.50%*$100k*-Solutions Money Market
OTHER TIERS: 0.75% $10 - $100k
1.00%*$50k*-Xtreme Money Market
OTHER TIERS: 0.05% $10 - $2.5k | 0.50% $2.5k - $50k
0.10%*$2.5k*-Business Money Market
OTHER TIERS: 0.05% $10 - $2.5k

Athol Savings Bank Checking Account Rates

0.05%*$2.5k*-Premium Interest Checking
OTHER TIERS: 0.01% $10 - $2.5k
0.02%$10-Direct Free Interest Checking
0.02%$10-Fabulous 50 Free Interest Checking
0.01%$10-Business Interest Checking
0.01%$10-18/65 Checking

Athol Savings Bank CD Rates

5.05%$10-10 Month CD Special
1.00%$10-9 Month CD
1.00%$10-15 Month CD
1.00%$10-13 Month CD
0.50%$10-18 Month CD
0.50%$10-2 Year CD
0.50%$10-3 Year CD
0.50%$10-5 Year CD
0.50%$10-6 Month Save$um CD
0.40%$10-1 Year CD
0.25%$10-6 Month CD
0.15%$10-3 Month CD

Athol Savings Bank IRA Rates

5.05%$10-10 Month IRA Special
1.00%$10-9 Month IRA
1.00%$10-15 Month IRA
1.00%$10-13 Month IRA
0.50%$10-18 Month IRA
0.50%$10-2 Year IRA
0.50%$10-3 Year IRA
0.50%$10-5 Year IRA
0.40%$10-1 Year IRA
0.25%$10-6 Month IRA

Athol Savings Bank Locations
Winchendon Branch112 Central StreetWinchendon, MA 01475
Gardner Branch196 Timpany BoulevardGardner, MA 01440
Athol Savings Bank388 Main StAthol, MA 01331
Ashburnham Branch52 Main StreetAshburnham, MA 01430
Barre Branch560 Summer StreetBarre, MA 01005

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