Atkins Savings Bank & Trust
REVIEWS
Based on 1 review
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.26% APY
60 Month Adjust-A-Rate CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.26% | 5-year CD | 60 Month Adjust-A-Rate CD 1.85% - Synchrony Bank 60 Month CD |
| 0.75% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.50% | Savings | Passbook Savings 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
Atkins Savings Bank & Trust is headquartered in Atkins and is the 224th largest bank in the state of Iowa. It is also the 4,800th largest bank in the nation. It was established in 1915 and as of June of 2016, it had grown to 9 employees at 1 location. Atkins Savings Bank & Trust has a B+ health rating.
Reviews (1)
Only Locals Need Apply
Posted by: joelgarfield | May 12, 2016
this bank -- like many others on this listing -- will open accounts only for "local" customers. don't waste your time unless you live in their area.
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Atkins Savings Bank & Trust has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9096 |
| Year Established | 1915 |
| Employees | 9 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.6% |
| Return on Equity - YTD | 12.91% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $80.9MM$80.5MM |
| Loans | Q2 2016vs Q2 2015 | $50.5MM$46.4MM |
| Deposits | Q2 2016vs Q2 2015 | $69.7MM$71.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $10.5MM$8.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $660.00K$563.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $56.00K$296.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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Atkins Savings Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.26% | $1k | - | Variable Rate IRA | |
| 0.50% | $25 | - | Passbook Savings |
Atkins Savings Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1,500 | - | Money Market Account |
Atkins Savings Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $800 | - | NOW Account |
Atkins Savings Bank & Trust CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.26% | $1k | - | 60 Month Adjust-A-Rate CD | |
| 1.76% | $1k | - | 36 Month Adjust-A-Rate CD | |
| 1.51% | $1k | - | 24 Month Adjust-A-Rate CD | |
| 1.00% | $1k | - | 18 Month Adjust-A-Rate CD | |
| 0.75% | $1k | - | 12 Month CD | |
| 0.50% | $1k | - | 7-179 Day CD | |
| 0.50% | $1k | - | 6 Month CD |
Locations
| Atkins Savings Bank & Trust Locations | ||
|---|---|---|
| Atkins Savings Bank & Trust | 97 Main Avenue | Atkins, IA 52206 |