Atkins Savings Bank & Trust
REVIEWS
Based on 1 review
HEALTH RATING
B+
View health report
CURRENT TOP RATE
3.02% APY
60 Month Adjust-A-Rate CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.02% | 5-year CD | |
| 2.36% | 1-year CD | |
| 0.50% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
Atkins Savings Bank & Trust is headquartered in Atkins and is the 206th largest bank in the state of Iowa. It is also the 4,227th largest bank in the nation. It was established in 1915 and as of December of 2018, it had grown to 8 employees at 1 location. Atkins Savings Bank & Trust's CD rates are 3X the national average, and it has a B+ health rating.
Reviews (1)
Only Locals Need Apply
Posted by: joelgarfield | May 12, 2016
this bank -- like many others on this listing -- will open accounts only for "local" customers. don't waste your time unless you live in their area.
Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Atkins Savings Bank & Trust has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9096 |
| Year Established | 1915 |
| Employees | 8 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.29% |
| Return on Equity - YTD | 10.59% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $93.7MM$91.1MM |
| Loans | Q4 2018vs Q4 2017 | $60.2MM$55.9MM |
| Deposits | Q4 2018vs Q4 2017 | $81.8MM$79.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.3MM$11.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $895.00K$636.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.1MM$773.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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Atkins Savings Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | Variable Rate IRA | |
| 0.50% | $25 | - | Passbook Savings |
Atkins Savings Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1.5k | - | Money Market Account |
Atkins Savings Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $800 | - | NOW Account |
Atkins Savings Bank & Trust CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.02% | $1k | - | 60 Month Adjust-A-Rate CD | |
| 2.87% | $1k | - | 36 Month Adjust-A-Rate CD | |
| 2.77% | $1k | - | 24 Month Adjust-A-Rate CD | |
| 2.52% | $1k | - | 18 Month Adjust-A-Rate CD | |
| 2.36% | $1k | - | 12 Month CD | |
| 2.01% | $1k | - | 6 Month CD | |
| 0.50% | $1k | - | 7-179 Day CD |
Locations
| Atkins Savings Bank & Trust Locations | ||
|---|---|---|
| Atkins Savings Bank & Trust | 97 Main Avenue | Atkins, IA 52206 |