Overview / Commentary
Atkins Savings Bank & Trust is headquartered in Atkins and is the 207th largest bank in the state of Iowa. It is also the 4,197th largest bank in the nation. It was established in 1915 and as of March of 2019, it had grown to 8 employees at 1 location. Atkins Savings Bank & Trust's CD rates are 3X the national average, and it has a B health rating.
Reviews (1)
Only Locals Need Apply
Posted by: joelgarfield | May 12, 2016
this bank -- like many others on this listing -- will open accounts only for "local" customers. don't waste your time unless you live in their area.
Health
B
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Atkins Savings Bank & Trust has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9096 |
| Year Established | 1915 |
| Employees | 8 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.6% |
| Return on Equity - YTD | 12.76% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $94.4MM$88.7MM |
| Loans | Q1 2019vs Q1 2018 | $63.9MM$59.3MM |
| Deposits | Q1 2019vs Q1 2018 | $80.4MM$77.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $12.2MM$10.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $928.00K$894.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.8MM$943.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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Atkins Savings Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | Variable Rate IRA | |
| 0.50% | $25 | - | Passbook Savings |
Atkins Savings Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1.5k | - | Money Market Account |
Atkins Savings Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $800 | - | NOW Account |
Atkins Savings Bank & Trust CD Rates
Locations
| Atkins Savings Bank & Trust Locations | ||
|---|---|---|
| Atkins Savings Bank & Trust | 97 Main Avenue | Atkins, IA 52206 |