Atlanta Postal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 1.25% | 2-year CD | 24 Month CD 1.75% - Synchrony Bank 24 Month CD |
| 0.70% | Savings | Share Accounts |
Atlanta Postal Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 110th largest credit union in the nation. It was established in 1925 and as of June of 2017, it had grown to 228 employees and 112,748 members at 13 locations. Atlanta Postal Credit Union's savings rates are 35% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) residents of Bibb County in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
See current membership details
Related Posts
4/8 - Top CD Rates at Atlanta Postal Credit Union in Georgia - Local Only
1/8 - 2.10% 6-Month CD and other Competitive CD Rates at Atlanta Postal Credit Union - Local Only
9/20 - 3.00% 12-Month CD and other High CD Rates at Atlanta Postal Credit Union - Local Only
1/20 - 4.00% 12-Month CD & 4.10% 24-Month CD at Atlanta Postal Credit Union
2/2/08 - 5.00% 60-Month / 4.90% 12-Month CD at a Georgia CU (Atlanta Postal).
4/6/07 - 5.70% 12-Month / 5.74% 48-Month CD at Georgia CU (Atlanta Postal)
2/22/07 - 5.75% 12-Month / 5.80% 36-Month CD at Georgia CU (Atlanta Postal)
A Place That Makes You Feel Like Family
The Atlanta Postal Credit Union APCU The little bank that makes you feel special. The Atlanta postal Credit Union APCU is a blessed relief after transferring from one of those large - big box banks. Although I am not one of their large deposit holders, they make me feel like I am a special customer each and every time I come into one of their branch offices.
Since this is a small financial institution, everyone knows me and each and every one of my family members which has an account with them. If something is not quite right in my account or transaction, they alert me ASAP. The Atlanta postal Credit Union APCU has restored my faith in financial institutions.
The Atlanta postal Credit Union APCU has ALL of the perks and high tech goodies that the mega banks have for their customers. I was delighted that they have an easy to use smartphone app which lets me do my banking from the palm of my hand. They also have a wonderful check scan option on their app where I can deposit a check in my account without the hassle and expense of making a trip to their office to deposit the check. They do not place unnecessary holds on my funds and if I ever have the need to borrow money I can get funds in a pinch. I have been an The Atlanta postal Credit Union APCU customer now for over 20 years, and I do not intend to leave.
Atlanta Postal Credit Union
I have been a member of this credit union since I was 18 yrs old. Although the bring and mortar is located in the Atlanta area, doing business them over the phone has been a breeze. I have had a multitude of loans from this credit union including numerous personal loans and car loans. I also have a credit card with them because it offers one of the most competitive fixed rates at 9.9%. I am extremely happy being a member of this credit union and highly recommend it to anyone in search of a great credit union!
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67389 |
| Year Chartered | 1925 |
| Employees | 228 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 2.68% |
| Annual Interest Income | $31.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $2.13B$2.06B |
| Loans | Q2 2017vs Q2 2016 | $1.40B$1.19B |
| Deposits | Q2 2017vs Q2 2016 | $1.86B$1.80B |
| Equity Capital | Q2 2017vs Q2 2016 | $246.2MM$246.6MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $7.5MM$7.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $4.8MM$4.8MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $314.00K$788.00K |
Always verify rates and promotions with the bank or credit union. We are not Atlanta Postal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Atlanta Postal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | - | - | IRA Savings Account | |
| 0.80% | - | - | Education Club Account | |
| 0.70% | $50 | - | Share Accounts | |
| 0.70% | - | - | Holiday Club Accounts | |
| 0.70% | - | - | Vacation Club Accounts | |
| 0.70% | $50 | - | Secondary Accounts | |
| 0.70% | - | - | Youth Share Account |
Atlanta Postal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Platinum Advantage Checking | |
| 0.40% | - | - | Regular Checking | |
| 0.40% | - | - | Youth Checking Account |
Atlanta Postal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 60 Month CD | |
| 1.75% | $500 | - | 48 Month CD | |
| 1.50% | $500 | - | 36 Month CD | |
| 1.30% | $500 | - | 30 Month CD | |
| 1.25% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.65% | $500 | - | 6 Month CD | |
| 0.50% | $500 | - | 91 Day CD |
Atlanta Postal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $2k | - | 60 Month IRA | |
| 1.75% | $2k | - | 48 Month IRA | |
| 1.50% | $2k | - | 36 Month IRA | |
| 1.30% | $2k | - | 30 Month IRA | |
| 1.25% | $2k | - | 24 Month IRA | |
| 1.00% | $2k | - | 12 Month IRA |
