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Atlanta Postal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.apcu.com
404-768-4126
3900 Crown Road
Atlanta, GA 30380

Atlanta Postal Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 207th largest credit union in the nation. It was established in 1925 and as of March of 2025, it had grown to 305 employees and 109,702 members at 12 locations. Atlanta Postal Credit Union's savings rates are 13X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) individuals who live or work in Bibb, Bryan, Chatham, Clayton, DeKalb, Effingham, Floyd, Fulton, Gwinnett, Henry, Jasper, Muscogee, Newton, Rockdale, or Walton Counties in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
See current membership details

Reviews (2)

APCU General Fax Number Not Working

Posted by: |

August 11, 2022
Please be aware APCU general Fax number 404-669-2750 does not work...at this time.

Per my phone conversations today. APCU was aware their general Fax number has been a problem for some weeks. Members have been reporting problems.

1

The Worst

Posted by: |

The worst I've ever dealt with hands down. My cards been hacked over 4 times over the years. I cannot get any response from my tickets or messages. They have charged over 140.00 in fees. I'm closing my account and I will not recommend this place..All mail carriers warned me about getting an account here. Now I know why.

6


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67389
Year Chartered1925
Employees305
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.43%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.41B$2.44B
LoansQ1 2025vs Q1 2024$1.76B$1.59B
DepositsQ1 2025vs Q1 2024$2.06B$2.13B
Equity CapitalQ1 2025vs Q1 2024$301.8MM$282.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.8MM$11.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$10MM$11.1MM
Real Estate OwnedQ1 2025vs Q1 2024$240K$122K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlanta Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.00%*$0$1kRound Up Savings
OTHER TIERS: 0.10% → $1k+
4.00%*$0$100kKasasa Saver with Kasasa Cash Back Checking
OTHER TIERS: 0.25% → $100k+
4.00%*$0$100kKasasa Saver with Kasasa Cash Checking
OTHER TIERS: 0.25% → $100k+
0.10%$50-Share Accounts
0.10%$1-Holiday Club Account
0.10%$1-Vacation Club Account
0.10%$50-Secondary Accounts
0.10%$1-Education Club Account
0.10%$50-Business Secondary Savings

Atlanta Postal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$1m*-Business Money Market Account
OTHER TIERS: 2.00% → $2.5k - $25k | 2.50% → $25k - $50k | 2.75% → $50k - $100k | 3.25% → $100k+
4.00%*$500k*-Money Market Savings Account
OTHER TIERS: 1.90% → $2.5k - $25k | 2.15% → $25k - $50k | 2.90% → $50k - $100k | 3.41% → $100k - $500k

Atlanta Postal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.25% → $25k+
1.00%*$1m*-Business Advantage Checking Plus
OTHER TIERS: 0.25% → $5k - $50k | 0.50% → $50k - $250k | 0.75% → $250k - $1m
0.30%*$2.5k*-Youth Checking Account
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k
0.30%*$2.5k*-Member Benefits Checking
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k
0.30%*$2.5k*-Member Advantage Checking
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k

Atlanta Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$100k-12 Month Jumbo Certificate
3.60%$500-12 Month Certificate
3.45%$100k-24 Month Jumbo Certificate
3.40%$100k-6 Month Jumbo Certificate
3.35%$500-24 Month Certificate
3.30%$500-6 Month Certificate
3.25%$100k-36 Month Jumbo Certificate
3.25%$100k-48 Month Jumbo Certificate
3.25%$100k-60 Month Jumbo Certificate
3.15%$500-36 Month Certificate
3.15%$500-48 Month Certificate
3.15%$500-60 Month Certificate
2.75%$100k-91 Day Jumbo Certificate
2.65%$500-91 Day Certificate

Atlanta Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$100k-12 Month Jumbo IRA
3.60%$2k-12 Month IRA
3.45%$100k-24 Month Jumbo IRA
3.35%$2k-24 Month IRA
3.25%$100k-36 Month Jumbo IRA
3.25%$100k-48 Month Jumbo IRA
3.25%$100k-60 Month Jumbo IRA
3.15%$2k-36 Month IRA
3.15%$2k-48 Month IRA
3.15%$2k-60 Month IRA
0.45%$1-IRA Savings Account
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