Atlanta Postal Credit Union

Overview / Commentary
3900 Crown Road
Atlanta, GA 30380

Atlanta Postal Credit Union is headquartered in Atlanta and is the 5th largest credit union in the state of Georgia. It is also the 193rd largest credit union in the nation. It was established in 1925 and as of March of 2024, it had grown to 308 employees and 105,508 members at 12 locations. Atlanta Postal Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) individuals who live or work in Bibb, Bryan, Chatham, Clayton, DeKalb, Effingham, Floyd, Fulton, Gwinnett, Henry, Jasper, Muscogee, Newton, Rockdale, or Walton Counties in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
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Reviews (2)

APCU General Fax Number Not Working

Posted by: |

August 11, 2022
Please be aware APCU general Fax number 404-669-2750 does not this time.

Per my phone conversations today. APCU was aware their general Fax number has been a problem for some weeks. Members have been reporting problems.

The Worst

Posted by: |

The worst I've ever dealt with hands down. My cards been hacked over 4 times over the years. I cannot get any response from my tickets or messages. They have charged over 140.00 in fees. I'm closing my account and I will not recommend this place..All mail carriers warned me about getting an account here. Now I know why.


Health Grade Components

NCUA #67389
Year Chartered1925
Primary Regulator
Profit Margin
Return on Assets - YTD-0.6%
Return on Equity - YTD-5.13%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.44B$2.48B
LoansQ1 2024vs Q1 2023$1.59B$1.75B
DepositsQ1 2024vs Q1 2023$2.13B$2.19B
Equity CapitalQ1 2024vs Q1 2023$282.9MM$274.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$11.8MM$11.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$11.1MM$6.5MM
Real Estate OwnedQ1 2024vs Q1 2023$122K$0
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Always verify rates and promotions with the bank or credit union. We are not Atlanta Postal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlanta Postal Credit Union Savings Account Rates

4.00%*$0$100kKasasa Saver with Kasasa Cash Back Checking
OTHER TIERS: 0.25% $100k+
4.00%*$0$100kKasasa Saver with Kasasa Cash Checking
OTHER TIERS: 0.25% $100k+
0.65%$1-IRA Savings Account
0.20%$1-Education Club Account
0.10%$50-Share Accounts
0.10%$1-Holiday Club Account
0.10%$1-Vacation Club Account
0.10%$50-Secondary Accounts

Atlanta Postal Credit Union Money Market Rates

4.00%*$100k*-Money Market Savings Account
OTHER TIERS: 2.00% $2.5k - $25k | 2.25% $25k - $50k | 3.25% $50k - $100k

Atlanta Postal Credit Union Checking Account Rates

5.00%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+
0.30%*$2.5k*-Youth Checking Account
OTHER TIERS: 0.05% $1 - $1.5k | 0.15% $1.5k - $2.5k
0.30%*$2.5k*-Member Benefits Checking
OTHER TIERS: 0.05% $1 - $1.5k | 0.15% $1.5k - $2.5k
0.30%*$2.5k*-Member Advantage Checking
OTHER TIERS: 0.05% $1 - $1.5k | 0.15% $1.5k - $2.5k

Atlanta Postal Credit Union CD Rates

4.60%$100k-12 Month Jumbo Certificate
4.50%$500-12 Month Certificate
4.35%$100k-6 Month Jumbo Certificate
4.35%$100k-24 Month Jumbo Certificate
4.25%$500-6 Month Certificate
4.25%$500-24 Month Certificate
4.10%$100k-91 Day Jumbo Certificate
4.10%$100k-36 Month Jumbo Certificate
4.00%$500-91 Day Certificate
4.00%$500-36 Month Certificate
4.00%$100k-48 Month Jumbo Certificate
3.90%$500-48 Month Certificate
3.85%$100k-60 Month Jumbo Certificate
3.75%$500-60 Month Certificate

Atlanta Postal Credit Union IRA Rates

4.60%$100k-12 Month Jumbo IRA
4.50%$2k-12 Month IRA
4.35%$100k-24 Month Jumbo IRA
4.25%$2k-24 Month IRA
4.10%$100k-36 Month Jumbo IRA
4.00%$2k-36 Month IRA
4.00%$100k-48 Month Jumbo IRA
3.90%$2k-48 Month IRA
3.85%$100k-60 Month Jumbo IRA
3.75%$2k-60 Month IRA


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