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Atlanta Postal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.apcu.com
404-768-4126
3900 Crown Road
Atlanta, GA 30380

Atlanta Postal Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 200th largest credit union in the nation. It was established in 1925 and as of September of 2024, it had grown to 306 employees and 107,829 members at 12 locations. Atlanta Postal Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) individuals who live or work in Bibb, Bryan, Chatham, Clayton, DeKalb, Effingham, Floyd, Fulton, Gwinnett, Henry, Jasper, Muscogee, Newton, Rockdale, or Walton Counties in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
See current membership details

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Reviews (2)

APCU General Fax Number Not Working

Posted by: |

August 11, 2022
Please be aware APCU general Fax number 404-669-2750 does not work...at this time.

Per my phone conversations today. APCU was aware their general Fax number has been a problem for some weeks. Members have been reporting problems.

1

The Worst

Posted by: |

The worst I've ever dealt with hands down. My cards been hacked over 4 times over the years. I cannot get any response from my tickets or messages. They have charged over 140.00 in fees. I'm closing my account and I will not recommend this place..All mail carriers warned me about getting an account here. Now I know why.

6


Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #67389
Year Chartered1925
Employees306
Primary Regulator
Profit Margin
Return on Assets - YTD-0.52%
Return on Equity - YTD-4.27%
Annual Interest Income$66.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$2.38B$2.44B
LoansQ3 2024vs Q3 2023$1.68B$1.61B
DepositsQ3 2024vs Q3 2023$2.07B$2.13B
Equity CapitalQ3 2024vs Q3 2023$289.5MM$278MM
Loan Loss AllowanceQ3 2024vs Q3 2023$9.4MM$12.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$9.7MM$12.8MM
Real Estate OwnedQ3 2024vs Q3 2023$122K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not Atlanta Postal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlanta Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$100kKasasa Saver with Kasasa Cash Back Checking
4.00%$0$100kKasasa Saver with Kasasa Cash Checking
0.65%$1-IRA Savings Account
0.20%$1-Education Club Account
0.10%$50-Share Accounts
0.10%$1-Holiday Club Account
0.10%$1-Vacation Club Account
0.10%$50-Secondary Accounts
0.10%$50-Business Secondary Savings

Atlanta Postal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$1m*-Business Money Market Account
OTHER TIERS: 2.00% → $2.5k - $25k | 2.50% → $25k - $50k | 2.75% → $50k - $100k | 3.25% → $100k+
4.00%*$100k*-Money Market Savings Account
OTHER TIERS: 2.00% → $2.5k - $25k | 2.25% → $25k - $50k | 3.25% → $50k - $100k

Atlanta Postal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.25% → $25k+
0.30%*$2.5k*-Youth Checking Account
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k
0.30%*$2.5k*-Member Benefits Checking
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k
0.30%*$2.5k*-Member Advantage Checking
OTHER TIERS: 0.05% → $1 - $1.5k | 0.15% → $1.5k - $2.5k

Atlanta Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$100k-12 Month Jumbo Certificate
4.00%$500-12 Month Certificate
3.85%$100k-6 Month Jumbo Certificate
3.75%$500-6 Month Certificate
3.60%$100k-24 Month Jumbo Certificate
3.50%$500-24 Month Certificate
3.45%$100k-36 Month Jumbo Certificate
3.40%$100k-60 Month Jumbo Certificate
3.35%$500-36 Month Certificate
3.30%$500-60 Month Certificate
3.15%$100k-48 Month Jumbo Certificate
3.10%$100k-91 Day Jumbo Certificate
3.05%$500-48 Month Certificate
3.00%$500-91 Day Certificate

Atlanta Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$100k-12 Month Jumbo IRA
3.90%$2k-12 Month IRA
3.60%$100k-24 Month Jumbo IRA
3.50%$2k-24 Month IRA
3.45%$100k-36 Month Jumbo IRA
3.40%$100k-60 Month Jumbo IRA
3.35%$2k-36 Month IRA
3.30%$2k-60 Month IRA
3.15%$100k-48 Month Jumbo IRA
3.05%$2k-48 Month IRA
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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.