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Atlantic City Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.atlanticcity.coop
307-332-5151
1005 11th St
Lander, WY 82520

Atlantic City Federal Credit Union is headquartered in Lander and is the 9th largest credit union in the state of Wyoming. It is also the 1,233rd largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 34 employees and 12,604 members at 3 locations. Atlantic City Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Atlantic City Federal Credit Union offers membership to those who live, work, worship, attend school, or volunteer anywhere in Wyoming. Immediate family of those who live, work, or worship in Wyoming are also eligible to join.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #16009
Year Chartered1964
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD9.96%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$212.8MM$192.3MM
LoansQ1 2025vs Q1 2024$149.8MM$137.8MM
DepositsQ1 2025vs Q1 2024$184.7MM$167.6MM
Equity CapitalQ1 2025vs Q1 2024$26.9MM$23.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$532K$572K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$904K$645K
Real Estate OwnedQ1 2025vs Q1 2024$45K$136K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Atlantic City Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic City Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0$5kChristmas Club Account
0.10%$0-Share Accounts
0.10%$0-Business Share Accounts

Atlantic City Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-Money Market Accounts
OTHER TIERS: 1.20% → $2k - $20k | 1.30% → $20k - $75k | 1.40% → $75k - $100k
1.60%*$100k*-Business Money Market Accounts
OTHER TIERS: 1.20% → $2k - $20k | 1.30% → $20k - $75k | 1.40% → $75k - $100k

Atlantic City Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-6 Month Share Certificate
3.80%$500-12 Month Share Certificate
3.80%$500-Business 6 Month Share Certificate
3.80%$500-Business 12 Month Share Certificate
3.70%$500$50k24 Month Share Certificate
3.70%$500$50k36 Month Share Certificate
3.70%$500$50k48 Month Share Certificate
3.70%$500$50k60 Month Share Certificate
3.70%$500$50kBusiness 24 Month Share Certificate
3.70%$500$50kBusiness 36 Month Share Certificate
3.70%$500$50kBusiness 48 Month Share Certificate
3.70%$500$50kBusiness 60 Month Share Certificate

Atlantic City Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-6 Month IRA Certificate
3.80%$500-12 Month IRA Certificate
3.70%$500$50k24 Month IRA Certificate
3.70%$500$50k36 Month IRA Certificate
3.70%$500$50k48 Month IRA Certificate
3.70%$500$50k60 Month IRA Certificate
0.25%$0-IRA Accounts
Locations


Atlantic City Federal Credit Union Locations
Branch Office1005 11th StLander, WY 82520-2663
Branch Office104 East 2nd Suite 1Shoshoni, WY 82649
Branch Office1701 N Federal BlvdRiverton, WY 82501-5201

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