Atlantic City Federal Credit Union

Overview / Commentary

www.atlanticcity.coop

307-332-5151

1005 11th St
Lander, WY 82520-2663

Atlantic City Federal Credit Union is headquartered in Lander and is the 9^th largest credit union in the state of Wyoming. It is also the 1,463^rd largest credit union in the nation. It was established in 1964 and as of June of 2019, it had grown to 34 employees and 10,170 members at 3 locations. Atlantic City Federal Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Atlantic City Federal Credit Union offers membership to those who work, worship, attend school, volunteer or live in Fremont County. Immediate family are also eligible to join.
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Health

A+

Data as of Q2 2019

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Health Grade Components

Overall
NCUA #	16009
Year Chartered	1964
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	4.65%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$121.0MM$114.2MM
Loans	Q2 2019vs Q2 2018	$71.2MM$62.6MM
Deposits	Q2 2019vs Q2 2018	$106.2MM$100.7MM
Equity Capital	Q2 2019vs Q2 2018	$14.6MM$12.9MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$336.00K$541.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$490.00K$837.00K
Real Estate Owned	Q2 2019vs Q2 2018	$19.00K$559.00K

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Atlantic City Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic City Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	$5k	Christmas Club Account
0.60%	$1	-	IRA Accounts
0.10%	$25	-	Share Accounts
0.10%	$25	-	Business Share Accounts

Atlantic City Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.80% → $2k - $20k \| 0.90% → $20k - $75k \| 1.00% → $75k - $100k
1.05%^*	$100k^*	-	Business Money Market Accounts
OTHER TIERS: 0.80% → $2k - $20k \| 0.90% → $20k - $75k \| 1.00% → $75k - $100k

Atlantic City Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%	$500	$50k	60 Month Share Certificate
2.10%	$500	$50k	Business 60 Month Share Certificate
2.00%	$500	$50k	48 Month Share Certificate
2.00%	$500	$50k	Business 48 Month Share Certificate
1.90%	$500	$50k	36 Month Share Certificate
1.90%	$500	$50k	Business 36 Month Share Certificate
1.80%	$500	$50k	24 Month Share Certificate
1.80%	$500	$50k	Business 24 Month Share Certificate
1.70%	$500	-	12 Month Share Certificate
1.70%	$500	-	Business 12 Month Share Certificate
1.50%	$500	-	6 Month Share Certificate
1.50%	$500	-	Business 6 Month Share Certificate

Atlantic City Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%	$500	$50k	60 Month IRA Certificate
2.00%	$500	$50k	48 Month IRA Certificate
1.90%	$500	$50k	36 Month IRA Certificate
1.80%	$500	$50k	24 Month IRA Certificate
1.70%	$500	-	12 Month IRA Certificate
1.50%	$500	-	6 Month IRA Certificate

Locations

Atlantic City Federal Credit Union Locations
Branch Office	1005 11th St	Lander, WY 82520-2663
Branch Office	104 East 2nd Suite 1	Shoshoni, WY 82649
Branch Office	1701 N Federal Blvd	Riverton, WY 82501-5201

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