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  2. Atlantic City Electric Co Emp Federal Credit Union

Atlantic City Electric Co Emp Federal Credit Union


Overview / Commentary
www.acecefcu.org
888-228-9887
5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 41st largest credit union in the state of New Jersey. It is also the 2,139th largest credit union in the nation. It was established in 1940 and as of December of 2017, it had grown to 6 employees and 4,593 members at 2 locations. Atlantic City Electric Co Emp Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
See current membership details

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Health
B+

Data as of Q4 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3755
Year Chartered1940
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.51%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$59.1MM$58.4MM
LoansQ4 2017vs Q4 2016$11.4MM$11.9MM
DepositsQ4 2017vs Q4 2016$52.1MM$51.4MM
Equity CapitalQ4 2017vs Q4 2016$7.0MM$6.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$73.00K$69.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$555.00K$586.00K
Real Estate OwnedQ4 2017vs Q4 2016$20.00K$0
Rates
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Atlantic City Electric Co Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share Savings
0.10%--Holiday Club
0.10%--Vacation Club
0.10%--Star Savers
0.10%--IRA Share Accounts

Atlantic City Electric Co Emp Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Checking
Locations


Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office5100 Harding Hwy Ste 103Mays Landing, NJ 08330-2260
Branch Office5 Collins Dr Ste 1200Carneys Point, NJ 08069-3600

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