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Overview / Commentary
888-228-9887
5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 42nd largest credit union in the state of New Jersey. It is also the 2,115th largest credit union in the nation. It was established in 1940 and as of September of 2016, it had grown to 6 employees and 4,573 members at 2 locations. Atlantic City Electric Co Emp Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3755
Year Chartered1940
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.69%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$60.4MM$53.0MM
LoansQ3 2016vs Q3 2015$12.2MM$12.4MM
DepositsQ3 2016vs Q3 2015$53.1MM$45.6MM
Equity CapitalQ3 2016vs Q3 2015$7.3MM$7.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$109.00K$167.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$628.00K$543.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$211.00K
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Atlantic City Electric Co Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share Savings
0.10%--Holiday Club
0.10%--Vacation Club
0.10%--Star Savers
0.10%--IRA Share Accounts

Atlantic City Electric Co Emp Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Checking
Locations


Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office5100 Harding Hwy Ste 103Mays Landing, NJ 08330-2260
Branch Office5 Collins Dr Ste 1200Carneys Point, NJ 08069-3600