Overview / Commentary
609-625-6928
5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 42nd largest credit union in the state of New Jersey. It is also the 2,158th largest credit union in the nation. It was established in 1940 and as of June of 2018, it had grown to 8 employees and 4,622 members at 2 locations. Atlantic City Electric Co Emp Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Atlantic City Electric Co Emp Federal Credit Union is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3755
Year Chartered1940
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.84%
Annual Interest Income$795.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$59.7MM$59.6MM
LoansQ2 2018vs Q2 2017$11.6MM$11.4MM
DepositsQ2 2018vs Q2 2017$52.9MM$52.5MM
Equity CapitalQ2 2018vs Q2 2017$6.8MM$7.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$112.00K$91.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$554.00K$564.00K
Real Estate OwnedQ2 2018vs Q2 2017$20.00K$0
Rates

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Locations


Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office5100 Harding Hwy Ste 103Mays Landing, NJ 08330-2260
Branch Office5 Collins Dr Ste 1200Carneys Point, NJ 08069-3600

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