Atlantic City Electric Co Emp Federal Credit Union


Overview / Commentary
609-625-6928
5100 Harding Hwy
Mays Landing, NJ 08330

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 40th largest credit union in the state of New Jersey. It is also the 2,243rd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 7 employees and 3,881 members at 1 location. Atlantic City Electric Co Emp Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Atlantic City Electric Company Employees Federal Credit Union is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3755
Year Chartered1940
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD15%
Annual Interest Income$598K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$62.9MM$61.9MM
LoansQ1 2025vs Q1 2024$21.1MM$19MM
DepositsQ1 2025vs Q1 2024$57MM$57.3MM
Equity CapitalQ1 2025vs Q1 2024$5.8MM$4.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$228K$188K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$433K$327K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Atlantic City Electric Co Emp Federal Credit Union are currently being reviewed.

Locations


Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office5100 Harding Hwy Ste 103Mays Landing, NJ 08330-2260

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