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  2. Atlantic City Electric Co Emp Federal Credit Union

Atlantic City Electric Co Emp Federal Credit Union


Overview / Commentary
www.acecefcu.org
888-228-9887
5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 41st largest credit union in the state of New Jersey. It is also the 2,141st largest credit union in the nation. It was established in 1940 and as of March of 2017, it had grown to 6 employees and 4,618 members at 2 locations. Atlantic City Electric Co Emp Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
See current membership details

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Health
B

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3755
Year Chartered1940
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.56%
Annual Interest Income$355.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$60.6MM$73.9MM
LoansQ1 2017vs Q1 2016$11.4MM$12.2MM
DepositsQ1 2017vs Q1 2016$53.5MM$66.6MM
Equity CapitalQ1 2017vs Q1 2016$7.0MM$7.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$126.00K$99.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$542.00K$571.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$200.00K
Rates
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Atlantic City Electric Co Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share Savings
0.10%--Holiday Club
0.10%--Vacation Club
0.10%--Star Savers
0.10%--IRA Share Accounts

Atlantic City Electric Co Emp Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Checking
Locations


Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office5100 Harding Hwy Ste 103Mays Landing, NJ 08330-2260
Branch Office5 Collins Dr Ste 1200Carneys Point, NJ 08069-3600