Atlantic City Electric Co Emp Federal Credit Union

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1.50% APY

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1.20% APY

Overview / Commentary

www.acecefcu.org

888-228-9887

5100 Harding Hwy Ste 103
Mays Landing, NJ 08330-2260

Atlantic City Electric Co Emp Federal Credit Union is headquartered in Mays Landing and is the 41^st largest credit union in the state of New Jersey. It is also the 2,153^rd largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 6 employees and 4,626 members at 2 locations. Atlantic City Electric Co Emp Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.
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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atlantic City Electric Co Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3755
Year Chartered	1940
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	2.9%
Annual Interest Income	$708.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$59.6MM$60.6MM
Loans	Q2 2017vs Q2 2016	$11.4MM$12.3MM
Deposits	Q2 2017vs Q2 2016	$52.5MM$53.3MM
Equity Capital	Q2 2017vs Q2 2016	$7.1MM$7.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$91.00K$69.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$564.00K$583.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Atlantic City Electric Co Emp Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Regular Share Savings
0.10%	-	-	Holiday Club
0.10%	-	-	Vacation Club
0.10%	-	-	Star Savers
0.10%	-	-	IRA Share Accounts

Atlantic City Electric Co Emp Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Checking

Locations

Atlantic City Electric Co Emp Federal Credit Union Locations
Branch Office	5100 Harding Hwy Ste 103	Mays Landing, NJ 08330-2260
Branch Office	5 Collins Dr Ste 1200	Carneys Point, NJ 08069-3600