Atlantic Federal Credit Union

Overview / Commentary
55 Cushing ST
Brunswick, ME 04011

Atlantic Federal Credit Union is headquartered in Brunswick and is the largest credit union in the state of Maine. It is also the 432nd largest credit union in the nation. It was established in 1941 and as of June of 2020, it had grown to 190 employees and 48,246 members at 9 locations. Atlantic Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities, located in the Maine counties of Androscoggin, Cumberland, Sagadahoc and York.
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Health Grade Components

NCUA #4281
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.54%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$816.9MM$727.7MM
LoansQ2 2020vs Q2 2019$576.2MM$577.1MM
DepositsQ2 2020vs Q2 2019$709.0MM$594.1MM
Equity CapitalQ2 2020vs Q2 2019$89.4MM$85.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.5MM$4.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.4MM$3.4MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union Savings Account Rates

1.00%-$250kKasasa Saver
0.40%*$100k*-IRA Share
OTHER TIERS: 0.05% Up to $5k | 0.20% $5k - $10k | 0.25% $10k - $50k | 0.35% $50k - $100k
0.25%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% Up to $1k | 0.20% $1k - $5k
0.05%$25-Member Savings
0.05%--Rainy Day Club
0.05%--Vacation Club
0.05%--Holiday Club

Atlantic Federal Credit Union Money Market Rates

0.50%*$500k*-WAVE Money Market Checking
OTHER TIERS: 0.25% $2.5k - $100k | 0.30% $100k - $500k | 0.40% $250k - $500k
0.25%$1k$5kWAVE Money Market Savings

Atlantic Federal Credit Union Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Atlantic Federal Credit Union CD Rates

0.60%$500-4 Year Share Certificate
0.60%$500-5 Year Step-Up Share Certificate
0.55%$500-3 Year Share Certificate
0.50%$500-2 Year Share Certificate
0.50%$500-30 Month Share Certificate
0.45%$500-18 Month Rippling Waves Share Certificate
0.40%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate
0.15%$100-3 Month Share Certificate

Atlantic Federal Credit Union IRA Rates

0.60%$500-4 Year IRA Certificate
0.60%$500-5 Year Step-Up IRA Certificate
0.55%$500-3 Year IRA Certificate
0.50%$500-2 Year IRA Certificate
0.50%$500-30 Month IRA Certificate
0.45%$500-18 Month Rippling Waves IRA
0.40%$500-12 Month IRA Certificate
0.25%$500-6 Month IRA Certificate

Atlantic Federal Credit Union Locations
Branch Office327 Main STCumberland, ME 04021
Branch Office41 Mallett DrFreeport, ME 04032
Branch Office55 Cushing STBrunswick, ME 04011
Branch Office3 Union Park RDTopsham, ME 04086
Branch Office477 Main StSaco, ME 04072
Branch Office387 US Route 1York, ME 03909
Branch Office870 Main StSanford, ME 04073
Branch Office75 Boulder WayBiddeford, ME 04005
Branch Office1516 Main StSanford, ME 04073

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