Atlantic Federal Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

View health report

CURRENT TOP RATE

Overview / Commentary

www.atlanticfcu.com

207-725-8728

55 Cushing ST
Brunswick, ME 04011

Atlantic Federal Credit Union is headquartered in South Portland and is the largest credit union in the state of Maine. It is also the 421^st largest credit union in the nation. It was established in 1941 and as of March of 2021, it had grown to 184 employees and 48,736 members at 10 locations. Atlantic Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities, located in the Maine counties of Androscoggin, Cumberland, Sagadahoc and York.
See current membership details

Related Posts

View all posts from:

2016

4/12 - Atlantic Regional FCU (ME) Has Very Competitive 2-Month CD Special

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4281
Year Chartered	1941
Employees	184
Primary Regulator

Profit Margin
Return on Assets - YTD	0.88%
Return on Equity - YTD	8.59%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$913.9MM$767.2MM
Loans	Q1 2021vs Q1 2020	$603.4MM$570.4MM
Deposits	Q1 2021vs Q1 2020	$813.3MM$652.8MM
Equity Capital	Q1 2021vs Q1 2020	$91.6MM$87.5MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$6.4MM$3.1MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$866.00K$2.4MM
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	$250k	Kasasa Saver
0.40%^*	$100k^*	-	IRA Share
OTHER TIERS: 0.05% → Up to $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $50k \| 0.35% → $50k - $100k
0.25%^*	$5k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.05% → Up to $1k \| 0.20% → $1k - $5k
0.05%	$25	-	Member Savings
0.05%	-	-	Rainy Day Club
0.05%	-	-	Vacation Club
0.05%	-	-	Holiday Club

Atlantic Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$500k^*	-	WAVE Money Market Checking
OTHER TIERS: 0.10% → $2.5k - $5k \| 0.15% → $5k - $10k \| 0.20% → $10k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $500k \| 0.40% → $250k - $500k
0.10%	$1k	$5k	WAVE Money Market Savings

Atlantic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

Atlantic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$500	-	5 Year Step-Up Share Certificate
0.55%	$500	-	4 Year Share Certificate
0.50%	$500	-	3 Year Share Certificate
0.40%	$500	-	30 Month Share Certificate
0.35%	$500	-	12 Month Share Certificate
0.35%	$500	-	18 Month Rippling Waves Share Certificate
0.35%	$500	-	2 Year Share Certificate
0.25%	$500	-	6 Month Share Certificate
0.15%	$100	-	3 Month Share Certificate

Atlantic Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$500	-	5 Year Step-Up IRA Certificate
0.55%	$500	-	4 Year IRA Certificate
0.50%	$500	-	3 Year IRA Certificate
0.40%	$500	-	30 Month IRA Certificate
0.35%	$500	-	12 Month IRA Certificate
0.35%	$500	-	18 Month Rippling Waves IRA
0.35%	$500	-	2 Year IRA Certificate
0.25%	$500	-	6 Month IRA Certificate

Locations

Cities: Biddeford, Brunswick, Cumberland, Freeport, Saco, Sanford, South Portland, Topsham, York

Biddeford Branches
Branch Office	75 Boulder Way	Biddeford, ME 04005

Brunswick Branches
Branch Office	55 Cushing ST	Brunswick, ME 04011

Cumberland Branches
Branch Office	327 Main ST	Cumberland, ME 04021

Freeport Branches
Branch Office	41 Mallett Dr	Freeport, ME 04032

Saco Branches
Branch Office	477 Main St	Saco, ME 04072

Sanford Branches
Branch Office	870 Main St	Sanford, ME 04073
Branch Office	1516 Main St	Sanford, ME 04073

South Portland Branches
Corporate Office	600 Sable Oaks Dr Ste 100	South Portland, ME 04106-3292

Topsham Branches
Branch Office	3 Union Park RD	Topsham, ME 04086

York Branches
Branch Office	387 US Route 1	York, ME 03909

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.