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Atlantic Federal Credit Union

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Overview / Commentary

www.atlanticfcu.com

207-725-8728

55 Cushing ST
Brunswick, ME 04011

Atlantic Federal Credit Union is headquartered in Brunswick and is the 3^rd largest credit union in the state of Maine. It is also the 676^th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 87 employees and 21,405 members at 4 locations. Atlantic Federal Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in counties of Cumberland and Sagadahoc in Maine.
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Related Posts

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2016

4/12 - Atlantic Regional FCU (ME) Has Very Competitive 2-Month CD Special

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Health

A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4281
Year Chartered	1941
Employees	87
Primary Regulator

Profit Margin
Return on Assets - YTD	0.93%
Return on Equity - YTD	7.21%
Annual Interest Income	$15.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$387.8MM$363.7MM
Loans	Q4 2018vs Q4 2017	$328.2MM$299.5MM
Deposits	Q4 2018vs Q4 2017	$305.2MM$292.4MM
Equity Capital	Q4 2018vs Q4 2017	$49.9MM$46.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$2.2MM$1.9MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.5MM$1.6MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$141.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	$250k	Kasasa Saver
0.80%^*	$100k^*	-	IRA Share
OTHER TIERS: 0.25% → Up to $5k \| 0.35% → $5k - $10k \| 0.45% → $10k - $50k \| 0.60% → $50k - $100k
0.55%^*	$5k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.20% → Up to $1k \| 0.35% → $1k - $5k
0.10%	$25	-	Share Savings
0.10%	-	-	Christmas Club
0.10%	-	-	Rainy Day Club
0.10%	-	-	Vacation Club
0.10%	-	-	Holiday Club

Atlantic Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$500k^*	-	WAVE Money Market
OTHER TIERS: 0.25% → $2.5k - $5k \| 0.35% → $5k - $10k \| 0.50% → $10k - $50k \| 0.75% → $50k - $100k \| 1.00% → $100k - $500k \| 1.50% → $250k - $500k

Atlantic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.50% → $10k+

Atlantic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	$500	-	5 Year Step-Up Share Certificate
2.15%	$500	-	4 Year Share Certificate
2.10%	$500	-	18 Month Rippling Waves Share Certificate
2.00%	$500	-	3 Year Share Certificate
1.85%	$500	-	2 Year Share Certificate
1.75%	$500	-	12 Month Share Certificate
1.25%	$500	-	6 Month Share Certificate
0.80%	$100	-	3 Month Share Certificate

Atlantic Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	$500	-	5 Year Step-Up IRA Certificate
2.15%	$500	-	4 Year IRA Certificate
2.10%	$500	-	18 Month Rippling Waves IRA
2.00%	$500	-	3 Year IRA Certificate
1.85%	$500	-	2 Year IRA Certificate
1.75%	$500	-	12 Month IRA Certificate
1.25%	$500	-	6 Month IRA Certificate

Locations

Atlantic Federal Credit Union Locations
Branch Office	327 Main ST	Cumberland, ME 04021
Branch Office	41 Mallett Dr	Freeport, ME 04032
Branch Office	55 Cushing ST	Brunswick, ME 04011
Branch Office	3 Union Park RD	Topsham, ME 04086

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