Atlantic Federal Credit Union is headquartered in South Portland and is the largest credit union in the state of Maine. It is also the 425th largest credit union in the nation. It was established in 1941 and as of September of 2020, it had grown to 189 employees and 48,219 members at 10 locations. Atlantic Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Membership in Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities, located in the Maine counties of Androscoggin, Cumberland, Sagadahoc and York.
See current membership details
Overall | |
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NCUA # | 4281 |
Year Chartered | 1941 |
Employees | 189 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.68% |
Return on Equity - YTD | 6.11% |
Annual Interest Income | $23.5MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $841.6MM$739.7MM |
Loans | Q3 2020vs Q3 2019 | $586.7MM$577.3MM |
Deposits | Q3 2020vs Q3 2019 | $729.9MM$607.9MM |
Equity Capital | Q3 2020vs Q3 2019 | $91.9MM$86.8MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.9MM$4.6MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.9MM$3.3MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Atlantic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.50%* | $500k* | - | WAVE Money Market Checking | ||
OTHER TIERS: 0.25% → $2.5k - $100k | 0.30% → $100k - $500k | 0.40% → $250k - $500k | |||||
0.25% | $1k | $5k | WAVE Money Market Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $10k+ |
Biddeford Branches | ||
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Branch Office | 75 Boulder Way | Biddeford, ME 04005 |
Brunswick Branches | ||
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Branch Office | 55 Cushing ST | Brunswick, ME 04011 |
Cumberland Branches | ||
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Branch Office | 327 Main ST | Cumberland, ME 04021 |
Freeport Branches | ||
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Branch Office | 41 Mallett Dr | Freeport, ME 04032 |
Saco Branches | ||
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Branch Office | 477 Main St | Saco, ME 04072 |
Sanford Branches | ||
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Branch Office | 870 Main St | Sanford, ME 04073 |
Branch Office | 1516 Main St | Sanford, ME 04073 |
South Portland Branches | ||
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Corporate Office | 600 Sable Oaks Dr Ste 100 | South Portland, ME 04106-3292 |
Topsham Branches | ||
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Branch Office | 3 Union Park RD | Topsham, ME 04086 |
York Branches | ||
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Branch Office | 387 US Route 1 | York, ME 03909 |