Atlantic Stewardship Bank


Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%Reward CheckingPower Rate Checking
1.70%5-year CD60 Month Power CD
0.50%1-year CD12 - 17 Month CD

Overview / Commentary
201-444-7100
630 Godwin Avenue
Midland Park, NJ 07432

Atlantic Stewardship Bank is headquartered in Midland Park and is the 30th largest bank in the state of New Jersey. It is also the 818th largest bank in the nation. It was established in 1985 and as of June of 2018, it had grown to 139 employees at 12 locations. Atlantic Stewardship Bank has an A health rating.

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Reviews (4)

Great Service With Actual Interest

Posted by: tpld736 | Dec 30, 2011

I have been a Power Checking account customer for 3 years and am very satisfied ASB. In exchange for having to 1) direct deposit my paycheck, 2) make a minimum of 10 debit transactions and 3) accept only electronic statements (i.e., no paper), ASB provides free checking with no minimum balance, full monthly ATM refunds, and interest which is 15x what my former Wachovia/Wells Fargo checking and savings for balances up to $25k.  Also, despite me visiting the branch for an average of 4 times a year, everyone from the Branch Manager to the tellers know who I am.

Downsides include 1) limited branches - if you live in Bergen County, there are plenty, but outside of that not much coverage, 2) $6 for online bill pay (free online banking though), and 3) they are not on the technological cutting edge - if you're looking for ATMs on every corner, smartphone banking apps and deposit by smart phone pictures, you'll be disappointed.

That being said, I earned $600 of interest and was refunded $250 of other bank's ATM fees last year.  I think that's well worth it.

Customer Service

Posted by: Anonymous | Aug 10, 2011

By far the best customer service in the industry. The huge benefit of working with a small local bank!!

Loan APPLICATION A SCAM!!

Posted by: mfsp2 | 4 hours ago

Paid over $12,000 to apply for a loan and it came back with an unheard of, low appraisal of $700,000 for 17,500 sq ft in Harrison NJ. A SCAM! As I lost the money because it non-refundable!

S C A M!! BEWARE!!

You Are Wasting Your Time Filling Out The Online Application

Posted by: Anonymous | Mar 31, 2010

You are wasting your time filling out the online application. A visit toa local branch is required to open the account.



Health

Health Grade Components

Overall
FDIC Certificate #26390
Year Established1985
Employees139
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD10.45%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$937.4MM$909.4MM
LoansQ2 2018vs Q2 2017$713.9MM$683.6MM
DepositsQ2 2018vs Q2 2017$792.6MM$721.6MM
Equity CapitalQ2 2018vs Q2 2017$94.0MM$90.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$8.4MM$8.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.3MM$1.1MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Atlantic Stewardship Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Stewardship Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$15k*-Health Savings Account (Individual & Family)
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $15k
0.15%-$25kKid's Statement Savings
0.10%-$25kStatement Savings
0.10%$50$25kIRA Variable Rate Savings
0.10%--Business Statement Savings
0.10%--Forever Club

Atlantic Stewardship Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1m*-Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1m
0.15%*$1m*-Business Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1m
0.05%$1.5k-Atlantic Money Market Accounts
0.05%$1.5k-Business Atlantic Money Market Accounts.

Atlantic Stewardship Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kPower Rate Checking
OTHER TIERS: 0.20% $25k+
0.15%*$1m*-Genesis NOW Account
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $1m
0.10%*$50k*-Interest Bearing Checking
OTHER TIERS: 0.05% $5k - $50k
0.10%*$50k*-Business NOW Account
OTHER TIERS: 0.05% $1k - $50k
0.10%*$50k*-Sterling Club Account
OTHER TIERS: 0.05% Up to $50k

Atlantic Stewardship Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$500-60 Month Power CD
1.70%$500-Business 60 Month Power CD
1.51%$500-48 - 59 Month Power CD
1.51%$500-Business 48 - 59 Month Power CD
1.51%$500-30 Month Power CD Special
1.26%$500-36 - 47 Month Power CD
1.26%$500-Business 36 - 47 Month Power CD
1.11%$500-24 - 35 Month Power CD
1.11%$500-Business 24 - 35 Month Power CD
1.00%$500-18 - 23 Month Power CD
1.00%$500-Business 18 - 23 Month Power CD
0.85%$500-48 - 59 Month CD
0.85%$500-Business 48 - 59 Month CD
0.75%$500-36 - 47 Month CD
0.75%$500-Business 36 - 47 Month CD
0.70%$10k-30 Month Power Flex CD
0.70%$500-24 - 35 Month CD
0.70%$500-Business 24 - 35 Month CD
0.60%$10k-20 Month Power Flex CD
0.50%$500-12 - 17 Month CD
0.50%$500-Business 12 - 17 Month CD
0.45%$500-18 - 23 Month CD
0.45%$500-Business 18 - 23 Month CD
0.20%$500-180 - 364 Day CD
0.20%$500-Business 180 - 364 Day CD
0.10%$500-30 - 89 Day CD
0.10%$500-90 - 179 Day CD
0.10%$500-Business 30 - 89 Day CD
0.10%$500-Business 90 - 179 Day CD

Atlantic Stewardship Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.82%$500-60 Month IRA Power
1.75%$500-30 Month IRA Power Special
1.61%$500-48 - 59 Month IRA Power
1.51%$500-36 - 47 Month IRA Power
1.11%$500-24 - 35 Month IRA Power
1.00%$500-18 - 23 Month IRA Power
1.00%$500-48 - 59 Month IRA
0.75%$500-36 - 47 Month IRA
0.70%$500-24 - 35 Month IRA
0.60%$500-18 - 23 Month IRA
0.50%$500-12 Month IRA
0.20%$500-180 Day IRA
Locations

Availability



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