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Atlantic Stewardship Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%Reward CheckingPower Rate Checking
1.70%18-month CD20 Month Power CD Special
1.31%18-month IRA20 Month IRA Power Special

Overview / Commentary
201-444-7100
630 Godwin Avenue
Midland Park, NJ 07432

Atlantic Stewardship Bank is headquartered in Midland Park and is the 34th largest bank in the state of New Jersey. It is also the 901st largest bank in the nation. It was established in 1985 and as of March of 2017, it had grown to 129 employees at 11 locations. Atlantic Stewardship Bank has an A health rating.

Related Posts

Atlantic Stewardship Bank Has Nationally Available 20-Month CD (1.70%) - 8/11/2017

Atlantic Stewardship Bank has a nationally available Special 20-month Power CD (1.70% APY). Offers a one-time bump-up and one-time additional deposit options.

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Reviews (3)

Great Service With Actual Interest

Posted by: tpld736 | Dec 30, 2011

I have been a Power Checking account customer for 3 years and am very satisfied ASB. In exchange for having to 1) direct deposit my paycheck, 2) make a minimum of 10 debit transactions and 3) accept only electronic statements (i.e., no paper), ASB provides free checking with no minimum balance, full monthly ATM refunds, and interest which is 15x what my former Wachovia/Wells Fargo checking and savings for balances up to $25k.  Also, despite me visiting the branch for an average of 4 times a year, everyone from the Branch Manager to the tellers know who I am.

Downsides include 1) limited branches - if you live in Bergen County, there are plenty, but outside of that not much coverage, 2) $6 for online bill pay (free online banking though), and 3) they are not on the technological cutting edge - if you're looking for ATMs on every corner, smartphone banking apps and deposit by smart phone pictures, you'll be disappointed.

That being said, I earned $600 of interest and was refunded $250 of other bank's ATM fees last year.  I think that's well worth it.

Customer Service

Posted by: Anonymous | Aug 10, 2011

By far the best customer service in the industry. The huge benefit of working with a small local bank!!

You Are Wasting Your Time Filling Out The Online Application

Posted by: Anonymous | Mar 31, 2010

You are wasting your time filling out the online application. A visit toa local branch is required to open the account.



Health

Health Grade Components

Overall
FDIC Certificate #26390
Year Established1985
Employees129
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD7.11%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$842.2MM$724.2MM
LoansQ1 2017vs Q1 2016$646.4MM$520.2MM
DepositsQ1 2017vs Q1 2016$701.6MM$612.6MM
Equity CapitalQ1 2017vs Q1 2016$72.2MM$69.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$8.2MM$8.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$592.00K$2.3MM
Real Estate OwnedQ1 2017vs Q1 2016$401.00K$1.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atlantic Stewardship Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$15k*-Health Savings Account (Individual & Family)
OTHER TIERS: 0.10% $1k - $5k | 0.25% $5k - $15k
0.15%-$25kKid's Statement Savings
0.10%-$25kStatement Savings
0.10%$50$25kIRA Variable Rate Savings
0.10%--Business Statement Savings
0.10%--Forever Club

Atlantic Stewardship Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1m*-Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1mm
0.15%*$1m*-Business Premium Growth Accounts
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $1mm
0.05%$1,500-Atlantic Money Market Accounts
0.05%$1,500-Business Atlantic Money Market Accounts.

Atlantic Stewardship Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kPower Rate Checking
OTHER TIERS: 0.20% $25k+
0.15%*$1m*-Genesis NOW Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $1mm
0.10%*$50k*-Interest Bearing Checking
OTHER TIERS: 0.05% $5k - $50k
0.10%*$50k*-Business NOW Account
OTHER TIERS: 0.05% $1k - $50k

Atlantic Stewardship Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$500-60 Month Power CD
1.77%$500-Business 60 Month Power CD
1.70%$500-20 Month Power CD Special
1.51%$500-48 - 59 Month Power CD
1.51%$500-Business 48 - 59 Month Power CD
1.51%$500-30 Month Power CD Special
1.26%$500-36 - 47 Month Power CD
1.26%$500-Business 36 - 47 Month Power CD
1.11%$500-24 - 35 Months Power CD
1.11%$500-Business 24 - 35 Months Power CD
1.00%$500-18 - 23 Months Power CD
1.00%$500-Business 18 - 23 Months Power CD
1.00%$500-48 - 59 Months CD
1.00%$500-Business 48 - 59 Months CD
0.75%$500-36 - 47 Months CD
0.75%$500-Business 36 - 47 Months CD
0.70%$10k-30 Months Power Flex CD
0.70%$500-24 - 35 Months CD
0.70%$500-Business 24 - 35 Months CD
0.60%$10k-20 Months Power Flex CD
0.50%$500-12 - 17 Months CD
0.50%$500-Business 12 - 17 Months CD
0.45%$500-18 - 23 Months CD
0.45%$500-Business 18 - 23 Months CD
0.20%$500-180 - 364 Days CD
0.20%$500-Business 180 - 364 Days CD
0.10%$500-30 - 89 Days CD
0.10%$500-90 - 179 Days CD
0.10%$500-Business 30 - 89 Days CD
0.10%$500-Business 90 - 179 Days CD

Atlantic Stewardship Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Months IRA Power
2.00%$500-48 - 59 Months IRA Power
1.41%$500-30 Month IRA Power Special
1.31%$500-20 Month IRA Power Special
1.21%$500-36 - 47 Months IRA Power
1.11%$500-24 - 35 Months IRA Power
1.00%$500-18 - 23 Months IRA Power
1.00%$500-48 - 59 Month IRA
0.75%$500-36 - 47 Months IRA
0.70%$500-24 - 35 Months IRA
0.60%$500-18 - 23 Months IRA
0.50%$500-12 Month IRA
0.20%$500-180 - 364 Day IRA CD
Locations

Atlantic Stewardship Bank has 12 locations. Click to view all Atlantic Stewardship Bank locations.