Featured Savings Rates
Featured Accounts

Columbia Bank (NJ)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month CD
1.35%4-year CD48 Month CD
1.00%CheckingOnline Yield Plus Checking

Overview / Commentary
201-794-5840
19-01 Route 208
Fair Lawn, NJ 07410

Columbia Bank is a New Jersey-based bank that serves a wide range of customers, including consumers, entrepreneurs, corporations, developers, and local government entities. The bank offers personal and business banking products and services, as well as wealth management services and guidance.

On the personal banking side, Columbia’s checking accounts offer several options to suit a consumer’s financial needs, including a free account with no monthly fees and a high-interest bearing account that comes with avoidable balance requirements. Savings accounts that are available give consumers access to free services like a debit card and online bill pay. By opening both a checking and savings account with Columbia, customers can be reimbursed for ATM fees up to a certain amount. The bank’s money market accounts have a minimum daily balance requirement in order to earn interest and off higher levels of interest for increased account balance thresholds. Certificates of deposit (CDs) range in term lengths from 7 days to 84 months and IRAs from 3 to 72 months. Youth targeted banking is also available and consists of a savings account that comes with very low initial deposit and minimum to earn interest requirements.

Columbia Bank online banking provides a web-based platform for customers to view all of their account activity, make and schedule fund transfers, set email alerts, pay bills, and make loan payments. The banking system also comes with a financial management tool powered by Quicken that integrates Columbia bank accounts into budgeting software and allows customers to effectively manage their finances. Mobile banking apps have also been released by the bank and provide smartphone and tablet access to accounts to make banking on the go convenient and easy.

Columbia Bank was originally established in 1926 as Columbia Savings and Loan Association, before shifting to its current name in 1995. The bank is headquartered in Fair Lawn, New Jersey and serves its customers through numerous branches in the New Jersey and New York regions.

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Reviews (6)

Great Bank And I Have Banked With A Lot

Posted by: joetassa | Jun 6, 2015

I think some of the reviews are posted by people who are inexperience.

I travel around the world, have a 2nd home in Australia etc. Columbia's debit card worked everywhere I went, no hassles.

The customer service is great.

I used to bank with B of A and quit after they gambled with my money and my tax payer dollars had to bail them out.

Columbia keeps their mortgages, are not profit greedy and are local. They try to know their customers.

Unlike some small banks they are able to do foreign wire transfers, which my credit union couldn't do.

They are very security conscious.

Great Service!

This is not a huge bank yet a good size. They treat you like you live in a small town and I have even had them call me personally when my balance ran low & a check came in. Great bank!

West Deptford Office

I have been a customer of this branch for 10 years. Everyone that works there is wonderful. They always have it decorated so nice and warm. For the holidays it is so nice. Well today I go in and they have some new suit running things and he made them take all the decorations down even put the lollipops behind the counter why??? It looks cold and plain. Hey suit we customers like warm and homey not cold and buisnessy. Whats the deal !!!! Change it back your policy stinks...????????????

Morlot Avenue Branch

Posted by: Anonymous | Jan 23, 2012

This is an excellent local bank with good personal service that unfortunately varies widely from branch to branch. The branch on River Road in Fair Lawn is the best, with personable and intelligent staff. I have found that the branch on 208 is less accommodating, and I will never ever go to the Morlot Avenue branch again. Repeated rudeness on their part, and insisting that I come into the (empty) lobby to process transactions that are perfectly acceptable at the drive through successfully drove me away.

Not A Good Bank If You Travel Outside Of The US

Posted by: glutamine | Jul 28, 2012

The debit/check card is very inconvenient.  We have to call frequently to verify transactions so that holds are released from our account.

Most recently, I called to clear our account for travel outside the US and even though I gave them our account number, they cleared only my card number for travel and not my husband's which we discovered when we were refused a purchase and had to borrow a friend's cell phone to make the international call to the bank.  (The rep gave the excuse that I had mentioned only MY travel and not my husband's which was not the case, showing the bank's complete lack of taking any responsibility).

We made 2 purchases since that time and now they've turned off access to our card again including online banking and the customer service center is of course closed so here we are in England for the Olympics and have absolutely no access to our money.

We'll be changing banks when we return home.

Not A Good Start

Posted by: Gemirgo | Jul 23, 2013

If I could give this place less than a one star rating I would.  I had just moved into the area and there is a Columbia Bank on the corner of my street, so I thought - how convenient - I'll open a checking account here.  Big mistake.  It has been almost three weeks since I opened my account, and I still do not have an ATM card or checks to access my money, due to the fact that the person who opened my account neglected to place the order for the ATM card & checks.  And when I asked about it, all I got was an oh well, too bad kind of attitude.  No one apologized or asked if they could do anything to help.  

Not a great way to treat a new customer.  Stay away from this bank.



Health
A

Health Grade Components

Overall
FDIC Certificate #28834
Year Established1926
Employees566
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.29%
Annual Interest Income$164.8MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$4.81B$4.67B
LoansQ4 2015vs Q4 2014$3.83B$3.58B
DepositsQ4 2015vs Q4 2014$3.63B$3.47B
Equity CapitalQ4 2015vs Q4 2014$465.6MM$447.7MM
Loan Loss AllowanceQ4 2015vs Q4 2014$56.5MM$58.8MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$15.9MM$47.9MM
Real Estate OwnedQ4 2015vs Q4 2014$3.7MM$6.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Columbia Bank (NJ) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Kids Count Passbook
0.30%--Kids Count Statement
0.20%--eAdvantage Savings
0.15%$50-Holiday Club
0.15%$100-Passbook Savings
0.15%--Statement Savings
0.15%$100-Health Savings Account
0.15%$50-Passbook Variable IRA
0.15%--Distribution Variable IRA
0.15%--Distribution Variable Roth IRA
0.15%$50-Passbook Variable Roth IRA
0.15%--Distribution Variable CESA
0.15%$50-Passbook Variable CESA

Columbia Bank (NJ) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Online eAdvantage Money Market
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $25k

Columbia Bank (NJ) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*$250kOnline Yield Plus Checking
OTHER TIERS: 0.10% Any amount | 0.25% $1k - $10k
1.00%*$10k*$250kCampus Checking
OTHER TIERS: 0.10% Any amount | 0.25% $1k - $10k
0.10%$500-NOW Safeguard
0.10%$1k-NOW Return Style

Columbia Bank (NJ) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Month Advantage Plus CD
1.75%$500-60 Month CD
1.75%$500-72 Month CD
1.75%$500-84 Month CD
1.50%$500-36 Month Advantage Plus CD
1.35%$500-48 Month CD
1.25%$500-36 Month CD
1.15%$500-12 Month Advantage Plus CD
1.15%$500-30 Month CD
1.10%$500-20 Month Bump Up CD
0.95%$500-24 Month CD
0.90%$500-12 Month CD
0.55%$500-18 Month CD
0.45%$500-20 Month CD
0.20%$500-182 Day CD
0.10%$2,500-7 Days CD
0.10%$2,500-28 Days CD
0.10%$500-91 Days CD
0.10%$500-9 Month CD

Columbia Bank (NJ) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Month IRA
2.00%$500-72 Month IRA
2.00%$500-84 Month IRA
1.60%$500-48 Month IRA
1.50%$500-36 Month IRA
1.15%$500-30 Month IRA
1.15%$500-12 Month Advantage Plus IRA
0.95%$500-24 Month IRA
0.90%$500-12 Month IRA
0.75%$500-40 Month IRA
0.75%$500-42 Month IRA
0.55%$500-18 Month IRA
0.50%$100-18 Month Variable IRA
0.45%$500-20 Month IRA
0.45%$500-25 Month IRA
0.40%$500-10 Month IRA
0.20%$500-182 Day IRA
0.20%$500-15 Month IRA
0.10%$500-91 Day IRA
0.10%$500-4 Month IRA
0.10%$500-5 Month IRA
0.10%$500-7 Month IRA
0.10%$500-8 Month IRA
0.10%$500-9 Month IRA
0.10%$500-11 Month IRA
0.10%$500-13 Month IRA
0.10%$500-14 Month IRA
Locations

Columbia Bank (NJ) has 43 locations. Click to view all Columbia Bank (NJ) locations.