Atrium Credit Union


Overview / Commentary
513-420-5179
6051 Market Ave Ste C
Middletown, OH 45005

Atrium Credit Union is headquartered in Middletown and is the 171st largest credit union in the state of Ohio. It is also the 3,605th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 3 employees and 997 members at 1 location. Atrium Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Atrium Credit Union, Inc. is open to employees, volunteers, physicians and their families of Premier Health and their affiliates, and Atrium Medical Center campus partners and related entities.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atrium Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #63446
Year Chartered1958
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.41%
Annual Interest Income$116K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$10.8MM$11.1MM
LoansQ1 2025vs Q1 2024$4.9MM$4.8MM
DepositsQ1 2025vs Q1 2024$9.5MM$9.9MM
Equity CapitalQ1 2025vs Q1 2024$1.3MM$1.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$31K$22K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$19K$16K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Atrium Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Savings
0.03%$0-Sub Share Savings
0.03%$0-Christmas Club

Atrium Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-12 Month Share Certificate Special - New Money
4.05%$500-12 Month Share Certificate
4.00%$500-6 Month Share Certificate
3.90%$500-24 Month Share Certificate
Locations


Atrium Credit Union Locations
Branch Office6051 Market Ave Ste CMiddletown, OH 45005-5239

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