Overview / Commentary
Atrium Credit Union is headquartered in Middletown and is the 186th largest credit union in the state of Ohio. It is also the 4,026th largest credit union in the nation. It was established in 1958 and as of March of 2020, it had grown to 3 employees and 1,218 members at 1 location. Atrium Credit Union has a B health rating.
Field of Membership Restrictions
Atrium Credit Union, Inc. is open to employees, volunteers, physicians and their families of Premier Health and their affiliates, and Atrium Medical Center campus partners and related entities.
See current membership details
Health
B
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atrium Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63446 |
| Year Chartered | 1958 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.39% |
| Return on Equity - YTD | -3.15% |
| Annual Interest Income | $78.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $9.6MM$9.3MM |
| Loans | Q1 2020vs Q1 2019 | $4.4MM$4.5MM |
| Deposits | Q1 2020vs Q1 2019 | $8.4MM$8.0MM |
| Equity Capital | Q1 2020vs Q1 2019 | $1.1MM$1.1MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $25.00K$20.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $24.00K$3.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |