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Overview / Commentary
6051 Market Ave Ste C
Middletown, OH 45005-5239

Atrium Credit Union is headquartered in Middletown and is the 196th largest credit union in the state of Ohio. It is also the 4,243rd largest credit union in the nation. It was established in 1958 and as of December of 2017, it had grown to 4 employees and 1,278 members at 1 location. Atrium Credit Union has a B health rating.

Field of Membership Restrictions

Atrium CU is open to the healthcare professionals, employees, and volunteers at Premier Health Partners, PHP affiliated networks, Atrium Campuses, and any other associated entity or facility. The membership eligibility extends to include all employees and volunteers of all stations and the family members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Atrium Credit Union has a very low asset base.

Health Grade Components

NCUA #63446
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.84%
Annual Interest Income$307.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$9.0MM$8.3MM
LoansQ4 2017vs Q4 2016$4.7MM$4.2MM
DepositsQ4 2017vs Q4 2016$7.7MM$7.2MM
Equity CapitalQ4 2017vs Q4 2016$1.1MM$1.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$20.00K$19.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$13.00K$33.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Atrium Credit Union Savings Account Rates

0.10%$100-Share Savings

Atrium Credit Union CD Rates

1.00%$500-24 Month Compounding Certificate
1.00%$500-24 Month Share Certificate
0.75%$500-12 Month Compounding Certificate
0.75%$500-12 Month Share Certificate
0.50%$500-6 Month Compounding Certificate
0.50%$500-6 Month Share Certificate

Atrium Credit Union Locations
Branch Office6051 Market Ave Ste CMiddletown, OH 45005-5239