Auburn University Credit Union

Overview / Commentary

334-844-4120

1290 S Donahue Dr
Auburn, AL 36832

Auburn University Credit Union is headquartered in Auburn and is the 23^rd largest credit union in the state of Alabama. It is also the 1,177^th largest credit union in the nation. It was established in 1960 and as of December of 2022, it had grown to 37 employees and 16,385 members at 3 locations. Auburn University Credit Union's CD rates are 79% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Auburn University Credit Union is open to anyone who lives, works, worships or goes to school in Coosa, Elmore, Montgomery, Pike, Tallapoosa, Macon, Bullock, Chambers, Lee, Russell, or Barbour counties. Membership also extends to Immediate family, City of Auburn employees, Auburn University and AUM employees, Auburn Alumni Association members, and Auburn City School employees.
See current membership details

Reviews (1)

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Almost the best

Posted by: RCH | Mar 28, 2014

This credit union is by far one of the best in the immediate area, however, this credit union still needs improvement in customer service. I have been trying to change the PIN umber on my card for a little over 3 months to no avail other than talking to several different CSRs who tell me the same thing all resulting in the PIN never being changed. I also wish that this bank would allow their CSRs more control to be able to better help customers with their accounts. This credit union would be the best in my opinion if it had an interactive mobile app with current balances, deals, and mobile depositing like so many other banks and credit unions already offer. When i started with this bank it was still a little behind the times, but has began to improve to catch up to the competitors but still has miles to go to become current in the industry.

Comment

Health

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68701
Year Chartered	1960
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	5.29%
Annual Interest Income	$6.4MM

Assets and Liabilities
Assets	Q4 2022vs Q4 2021	$224.4MM$232.4MM
Loans	Q4 2022vs Q4 2021	$105.3MM$84.6MM
Deposits	Q4 2022vs Q4 2021	$210.2MM$210.3MM
Equity Capital	Q4 2022vs Q4 2021	$12.6MM$21.2MM
Loan Loss Allowance	Q4 2022vs Q4 2021	$635.00K$569.00K
Unbacked Noncurrent Loans	Q4 2022vs Q4 2021	$1.4MM$247.00K
Real Estate Owned	Q4 2022vs Q4 2021	$0$0

Rates

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Savings
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Auburn University Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Auburn University Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Regular Shares

Auburn University Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Premium Checking

Auburn University Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.86%^*	$100k^*	-	54-60 Month Share Certificate
OTHER TIERS: 1.76% → $2.5k - $100k
1.71%^*	$100k^*	-	24-29 Month Share Certificate
OTHER TIERS: 1.61% → $2.5k - $100k
1.71%^*	$100k^*	-	30-35 Month Share Certificate
OTHER TIERS: 1.61% → $2.5k - $100k
1.71%^*	$100k^*	-	36-41 Month Share Certificate
OTHER TIERS: 1.61% → $2.5k - $100k
1.71%^*	$100k^*	-	42-47 Month Share Certificate
OTHER TIERS: 1.61% → $2.5k - $100k
1.71%^*	$100k^*	-	48-53 Month Share Certificate
OTHER TIERS: 1.61% → $2.5k - $100k
1.61%^*	$100k^*	-	12-17 Month Share Certificate
OTHER TIERS: 1.51% → $2.5k - $100k
1.61%^*	$100k^*	-	18-23 Month Share Certificate
OTHER TIERS: 1.51% → $2.5k - $100k
1.60%^*	$100k^*	-	365 Day Share Certificate
OTHER TIERS: 1.50% → $2.5k - $100k
0.85%^*	$100k^*	-	180 Day Share Certificate
OTHER TIERS: 0.75% → $2.5k - $100k
0.60%^*	$100k^*	-	90 Day Share Certificate
OTHER TIERS: 0.50% → $2.5k - $100k

Auburn University Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.86%^*	$100k^*	-	54-60 Month IRA Certificate
OTHER TIERS: 1.76% → $500 - $100k
1.71%^*	$100k^*	-	24-29 Month IRA Certificate
OTHER TIERS: 1.61% → $500 - $100k
1.71%^*	$100k^*	-	30-35 Month IRA Certificate
OTHER TIERS: 1.61% → $500 - $100k
1.71%^*	$100k^*	-	36-41 Month IRA Certificate
OTHER TIERS: 1.61% → $500 - $100k
1.71%^*	$100k^*	-	42-47 Month IRA Certificate
OTHER TIERS: 1.61% → $500 - $100k
1.71%^*	$100k^*	-	48-53 Month IRA Certificate
OTHER TIERS: 1.61% → $500 - $100k
1.61%^*	$100k^*	-	12-17 Month IRA Certificate
OTHER TIERS: 1.51% → $500 - $100k
1.61%^*	$100k^*	-	18-23 Month IRA Certificate
OTHER TIERS: 1.51% → $500 - $100k

Locations

Auburn University Credit Union Locations
Corporate Office	1290 S Donahue Dr	Auburn, AL 36832-6330
Branch Office	1448 N. College St.	Auburn, AL 36830
Branch Office	9120 Eastchase Pkwy	Montgomery, AL 36117

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