Augusta County Federal Credit Union
Overview / Commentary
Augusta County Federal Credit Union is headquartered in VERONA and is the 67th largest credit union in the state of Virginia. It is also the 3,073rd largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 4 employees and 2,405 members at 1 location. Augusta County Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Augusta County Federal Credit Union is open to all contract and full-time employees of Augusta County Government, Schools, Service Authority, and Sheriff's Office. Contract and full-time employees of Shenandoah Valley Social Services and Middle River Regional Jail also qualify for membership. Immediate family of current members may also join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Augusta County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11744 |
| Year Chartered | 1957 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.27% |
| Return on Equity - YTD | 9% |
| Annual Interest Income | $302K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $24.4MM$25.6MM |
| Loans | Q1 2025vs Q1 2024 | $9.8MM$9.7MM |
| Deposits | Q1 2025vs Q1 2024 | $18MM$19.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.1MM$5.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $122K$105K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $67K$133K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |