Augusta County Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
1.01% APY
1 Year CD
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Overview / Commentary
Augusta County Federal Credit Union is headquartered in VERONA and is the 71st largest credit union in the state of Virginia. It is also the 3,134th largest credit union in the nation. It was established in 1957 and as of December of 2019, it had grown to 4 employees and 2,585 members at 1 location. Augusta County Federal Credit Union's CD rates are 12% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Contract and full-time employees of Augusta County are eligible to join Augusta County FCU. Immediate family of current members may also join.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Augusta County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11744 |
| Year Chartered | 1957 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.52% |
| Return on Equity - YTD | 7.86% |
| Annual Interest Income | $865.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $24.2MM$23.9MM |
| Loans | Q4 2019vs Q4 2018 | $9.1MM$8.9MM |
| Deposits | Q4 2019vs Q4 2018 | $19.5MM$19.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $4.6MM$4.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $60.00K$55.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $75.00K$131.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |