Overview / Commentary
Augusta Health Care Credit Union is headquartered in FISHERSVILLE and is the 71st largest credit union in the state of Virginia. It is also the 3,402nd largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 2 employees and 1,429 members at 1 location. Augusta Health Care Credit Union's CD rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Augusta Health Care Credit Union offers membership to all August Health employees, volunteers, physicians and employees associated with Augusta Health, employees of area health-care facilities and their immediate family members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Augusta Health Care Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66933 |
| Year Chartered | 1964 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.85% |
| Return on Equity - YTD | 9.33% |
| Annual Interest Income | $170K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.9MM$14.8MM |
| Loans | Q1 2025vs Q1 2024 | $5.6MM$5.4MM |
| Deposits | Q1 2025vs Q1 2024 | $11.9MM$12.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.9MM$2.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $29K$33K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10K$63K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |