Aurora Federal Credit Union

Overview / Commentary
610 S Abilene St
Aurora, CO 80012

Aurora Federal Credit Union is headquartered in Aurora and is the 30th largest credit union in the state of Colorado. It is also the 1,609th largest credit union in the nation. It was established in 1968 and as of December of 2021, it had grown to 20 employees and 7,552 members at 2 locations. Aurora Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Aurora Federal Credit Union is open to all Colorado residents who belong to Consumers United Association (CUA). Also eligible to to join are those who live, work, worship, attend school, regularly conduct business, or volunteer within the original boundaries of Aurora (map provided on website) and the residents of Delta and Montrose Counties. City of Aurora employees, retirees, volunteers and their families are also eligible for membership, as are employees, retirees, volunteers, and their relatives of Colorado, Kansas, New Mexico, and Wyoming Rural Electric CO-OPs.
See current membership details

Reviews (2)

Rates As Of 8/20/2019

Regular Savings 0.10% 0.10%
Other Savings 0.05% 0.05%
Health Savings Account 0.35% 0.35%

Money Market Accounts
$2,000-$9,999 0.75% 0.75%
$10,000-$24,999 0.95% 0.95%
$25,000 - $49,999 1.04% 1.05%
$50,000 - $74,999 1.14% 1.15%
$75,000 and above 1.24% 1.25%

Term Certificates- $500 Minimum
6 Month 0.75% 0.75%
12 Month 1.39% 1.40%
18 Month 1.59% 1.60%
24 Month 1.69% 1.70%
36 Month 1.79% 1.80%
48 Month 1.98% 2.00%
60 Month 2.18% 2.20%

Jumbo Certificates- $10,000
6 Month 1.04% 1.05%
12 Month 1.79% 1.80%
18 Month 1.93% 1.95%
24 Month 1.98% 2.00%
36 Month 2.18% 2.20%
48 Month 2.28% 2.30%
60 Month 2.47% 2.50%

Super Jumbo Certificates- $50,000
6 Month 1.24% 1.25%
12 Month 1.98% 2.00%
18 Month 2.23% 2.25%
24 Month 2.37% 2.40%
36 Month 2.47% 2.50%
48 Month 2.57% 2.60%
60 Month 2.67% 2.70%

Individual Retirement Accounts
IRA Shares 0.65% 0.65%
IRA 12 Month CD 2.37% 2.40%
IRA 24 Month CD 2.47% 2.50%
IRA 36 Month CD 2.57% 2.60%
IRA 48 Month CD 2.67% 2.70%
IRA 60 Month CD 2.76% 2.80%

Club Accounts
Christmas 0.40% 0.40%
Vacation 0.40% 0.40%
Education 0.40% 0.40%

Aurora Federal Credit Union is okay

I've banked with Aurora Federal Credit Union for almost 3 years. The credit union serves employees of the City of Aurora and other residents. I've been hit with fees a few times, and they seem higher than most other institutions I have been with. A $30 NSF fee seems steep to me. The mobile platform isn't great. They have an app, but it isn't very good, and their webpage doesn't scale down to mobile either. Where they shine is their customer service. I've always received good service from them.


Health Grade Components

NCUA #18574
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD3.96%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$127.9MM$119.5MM
LoansQ4 2021vs Q4 2020$60.4MM$53.9MM
DepositsQ4 2021vs Q4 2020$106.6MM$98.6MM
Equity CapitalQ4 2021vs Q4 2020$21.0MM$20.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$600.00K$619.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$171.00K$164.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aurora Federal Credit Union Savings Account Rates

0.20%--IRA Share Account
0.08%--Health Savings Account
0.08%--Christmas Club
0.08%--Vacation Club
0.08%--Education Club
0.05%$5-Regular Savings Account
0.03%--Other Savings Account

Aurora Federal Credit Union Money Market Rates

0.40%*$75k*-Money Market Account
OTHER TIERS: 0.15% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $75k

Aurora Federal Credit Union CD Rates

1.05%$50k-60 Month Super Jumbo CD
1.00%$10k-60 Month Jumbo CD
0.95%$500-60 Month CD
0.95%$50k-48 Month Super Jumbo CD
0.90%$10k-48 Month Jumbo CD
0.85%$500-48 Month CD
0.85%$50k-36 Month Super Jumbo CD
0.80%$10k-36 Month Jumbo CD
0.75%$500-36 Month CD
0.75%$50k-24 Month Super Jumbo CD
0.70%$10k-24 Month Jumbo CD
0.65%$500-24 Month CD
0.65%$50k-18 Month Super Jumbo CD
0.60%$10k-18 Month Jumbo CD
0.55%$500-18 Month CD
0.55%$50k-12 Month Super Jumbo CD
0.50%$10k-12 Month Jumbo CD
0.45%$500-12 Month CD
0.45%$50k-6 Month Super Jumbo CD
0.35%$10k-6 Month Jumbo CD
0.25%$500-6 Month CD

Aurora Federal Credit Union IRA Rates

1.05%$500-60 Month IRA
0.95%$500-48 Month IRA
0.85%$500-36 Month IRA
0.75%$500-24 Month IRA
0.55%$500-12 Month IRA

Aurora Federal Credit Union Locations
Branch Office15151 E Alameda PkwyAurora, CO 80012-1555
Branch Office610 S Abilene StAurora, CO 80012

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