Aurora Federal Credit Union is headquartered in Aurora and is the 29th largest credit union in the state of Colorado. It is also the 1,597th largest credit union in the nation. It was established in 1968 and as of June of 2019, it had grown to 18 employees and 7,545 members at 2 locations. Aurora Federal Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Original Aurora, to employees, retirees, volunteers and their family of the city of Aurora, residents of Montrose and Delta counties, and employees, retired employees, volunteers and their relatives of Colorado, Kansas, New Mexico and Wyoming Rural Electric CO-OP’s.
See current membership details
Rates As Of 8/20/2019
Regular Savings 0.10% 0.10%
Other Savings 0.05% 0.05%
Health Savings Account 0.35% 0.35%
Money Market Accounts
$2,000-$9,999 0.75% 0.75%
$10,000-$24,999 0.95% 0.95%
$25,000 - $49,999 1.04% 1.05%
$50,000 - $74,999 1.14% 1.15%
$75,000 and above 1.24% 1.25%
Term Certificates- $500 Minimum
6 Month 0.75% 0.75%
12 Month 1.39% 1.40%
18 Month 1.59% 1.60%
24 Month 1.69% 1.70%
36 Month 1.79% 1.80%
48 Month 1.98% 2.00%
60 Month 2.18% 2.20%
Jumbo Certificates- $10,000
6 Month 1.04% 1.05%
12 Month 1.79% 1.80%
18 Month 1.93% 1.95%
24 Month 1.98% 2.00%
36 Month 2.18% 2.20%
48 Month 2.28% 2.30%
60 Month 2.47% 2.50%
Super Jumbo Certificates- $50,000
6 Month 1.24% 1.25%
12 Month 1.98% 2.00%
18 Month 2.23% 2.25%
24 Month 2.37% 2.40%
36 Month 2.47% 2.50%
48 Month 2.57% 2.60%
60 Month 2.67% 2.70%
Individual Retirement Accounts
IRA Shares 0.65% 0.65%
IRA 12 Month CD 2.37% 2.40%
IRA 24 Month CD 2.47% 2.50%
IRA 36 Month CD 2.57% 2.60%
IRA 48 Month CD 2.67% 2.70%
IRA 60 Month CD 2.76% 2.80%
Club Accounts
Christmas 0.40% 0.40%
Vacation 0.40% 0.40%
Education 0.40% 0.40%
Aurora Federal Credit Union is okay
I've banked with Aurora Federal Credit Union for almost 3 years. The credit union serves employees of the City of Aurora and other residents. I've been hit with fees a few times, and they seem higher than most other institutions I have been with. A $30 NSF fee seems steep to me. The mobile platform isn't great. They have an app, but it isn't very good, and their webpage doesn't scale down to mobile either. Where they shine is their customer service. I've always received good service from them.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18574 |
| Year Chartered | 1968 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.4% |
| Return on Equity - YTD | 7.86% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $104.2MM$98.2MM |
| Loans | Q2 2019vs Q2 2018 | $50.7MM$48.5MM |
| Deposits | Q2 2019vs Q2 2018 | $84.5MM$80.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $18.3MM$16.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $677.00K$672.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $319.00K$602.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Aurora Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Aurora Federal Credit Union Savings Account Rates
Aurora Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.15%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.65% → $2k - $10k | 0.80% → $10k - $25k | 0.95% → $25k - $50k | 1.00% → $50k - $75k | |||||
Aurora Federal Credit Union CD Rates
Aurora Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.80% | $500 | - | 60 Month IRA | |
| 2.70% | $500 | - | 48 Month IRA | |
| 2.60% | $500 | - | 36 Month IRA | |
| 2.50% | $500 | - | 24 Month IRA | |
| 2.40% | $500 | - | 12 Month IRA |
| Aurora Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 15151 E Alameda Pkwy | Aurora, CO 80012-1555 |
| Branch Office | 610 S Abilene St | Aurora, CO 80012 |