Aurora Federal Credit Union

Overview / Commentary
610 S Abilene St
Aurora, CO 80012

Aurora Federal Credit Union is headquartered in Aurora and is the 29th largest credit union in the state of Colorado. It is also the 1,597th largest credit union in the nation. It was established in 1968 and as of June of 2019, it had grown to 18 employees and 7,545 members at 2 locations. Aurora Federal Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Original Aurora, to employees, retirees, volunteers and their family of the city of Aurora, residents of Montrose and Delta counties, and employees, retired employees, volunteers and their relatives of Colorado, Kansas, New Mexico and Wyoming Rural Electric CO-OP’s.
See current membership details

Reviews (2)

Rates As Of 8/20/2019

Regular Savings 0.10% 0.10%
Other Savings 0.05% 0.05%
Health Savings Account 0.35% 0.35%

Money Market Accounts
$2,000-$9,999 0.75% 0.75%
$10,000-$24,999 0.95% 0.95%
$25,000 - $49,999 1.04% 1.05%
$50,000 - $74,999 1.14% 1.15%
$75,000 and above 1.24% 1.25%

Term Certificates- $500 Minimum
6 Month 0.75% 0.75%
12 Month 1.39% 1.40%
18 Month 1.59% 1.60%
24 Month 1.69% 1.70%
36 Month 1.79% 1.80%
48 Month 1.98% 2.00%
60 Month 2.18% 2.20%

Jumbo Certificates- $10,000
6 Month 1.04% 1.05%
12 Month 1.79% 1.80%
18 Month 1.93% 1.95%
24 Month 1.98% 2.00%
36 Month 2.18% 2.20%
48 Month 2.28% 2.30%
60 Month 2.47% 2.50%

Super Jumbo Certificates- $50,000
6 Month 1.24% 1.25%
12 Month 1.98% 2.00%
18 Month 2.23% 2.25%
24 Month 2.37% 2.40%
36 Month 2.47% 2.50%
48 Month 2.57% 2.60%
60 Month 2.67% 2.70%

Individual Retirement Accounts
IRA Shares 0.65% 0.65%
IRA 12 Month CD 2.37% 2.40%
IRA 24 Month CD 2.47% 2.50%
IRA 36 Month CD 2.57% 2.60%
IRA 48 Month CD 2.67% 2.70%
IRA 60 Month CD 2.76% 2.80%

Club Accounts
Christmas 0.40% 0.40%
Vacation 0.40% 0.40%
Education 0.40% 0.40%

Aurora Federal Credit Union is okay

I've banked with Aurora Federal Credit Union for almost 3 years. The credit union serves employees of the City of Aurora and other residents. I've been hit with fees a few times, and they seem higher than most other institutions I have been with. A $30 NSF fee seems steep to me. The mobile platform isn't great. They have an app, but it isn't very good, and their webpage doesn't scale down to mobile either. Where they shine is their customer service. I've always received good service from them.


Health Grade Components

NCUA #18574
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD7.86%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$104.2MM$98.2MM
LoansQ2 2019vs Q2 2018$50.7MM$48.5MM
DepositsQ2 2019vs Q2 2018$84.5MM$80.1MM
Equity CapitalQ2 2019vs Q2 2018$18.3MM$16.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$677.00K$672.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$319.00K$602.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aurora Federal Credit Union Savings Account Rates

0.65%--IRA Share Account
0.30%--Christmas Club
0.30%--Vacation Club
0.30%--Education Club
0.25%--Health Savings Account
0.10%$5-Regular Savings Account
0.05%--Other Savings Account

Aurora Federal Credit Union Money Market Rates

1.15%*$75k*-Money Market Account
OTHER TIERS: 0.65% $2k - $10k | 0.80% $10k - $25k | 0.95% $25k - $50k | 1.00% $50k - $75k

Aurora Federal Credit Union CD Rates

2.60%$50k-60 Month Super Jumbo CD
2.50%$50k-48 Month Super Jumbo CD
2.40%$10k-60 Month Jumbo CD
2.40%$50k-36 Month Super Jumbo CD
2.30%$50k-24 Month Super Jumbo CD
2.20%$10k-48 Month Jumbo CD
2.15%$50k-18 Month Super Jumbo CD
2.10%$500-60 Month CD
2.10%$10k-36 Month Jumbo CD
1.90%$500-48 Month CD
1.90%$10k-24 Month Jumbo CD
1.90%$50k-12 Month Super Jumbo CD
1.85%$10k-18 Month Jumbo CD
1.70%$500-36 Month CD
1.70%$10k-12 Month Jumbo CD
1.60%$500-24 Month CD
1.50%$500-18 Month CD
1.30%$500-12 Month CD
1.15%$50k-6 Month Super Jumbo CD
1.05%$10k-6 Month Jumbo CD
0.75%$500-6 Month CD

Aurora Federal Credit Union IRA Rates

2.80%$500-60 Month IRA
2.70%$500-48 Month IRA
2.60%$500-36 Month IRA
2.50%$500-24 Month IRA
2.40%$500-12 Month IRA

Aurora Federal Credit Union Locations
Branch Office15151 E Alameda PkwyAurora, CO 80012-1555
Branch Office610 S Abilene StAurora, CO 80012

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