Aurora Federal Credit Union

Overview / Commentary
610 S Abilene St
Aurora, CO 80012

Aurora Federal Credit Union is headquartered in Aurora and is the 31st largest credit union in the state of Colorado. It is also the 1,631st largest credit union in the nation. It was established in 1968 and as of June of 2022, it had grown to 20 employees and 7,526 members at 2 locations. Aurora Federal Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Aurora Federal Credit Union is open to all Colorado residents who belong to Consumers United Association (CUA). Also eligible to to join are those who live, work, worship, attend school, regularly conduct business, or volunteer within the original boundaries of Aurora (map provided on website) and the residents of Delta and Montrose Counties. City of Aurora employees, retirees, volunteers and their families are also eligible for membership, as are employees, retirees, volunteers, and their relatives of Colorado, Kansas, New Mexico, and Wyoming Rural Electric CO-OPs.
See current membership details

Reviews (2)

Rates As Of 8/20/2019

Regular Savings 0.10% 0.10%
Other Savings 0.05% 0.05%
Health Savings Account 0.35% 0.35%

Money Market Accounts
$2,000-$9,999 0.75% 0.75%
$10,000-$24,999 0.95% 0.95%
$25,000 - $49,999 1.04% 1.05%
$50,000 - $74,999 1.14% 1.15%
$75,000 and above 1.24% 1.25%

Term Certificates- $500 Minimum
6 Month 0.75% 0.75%
12 Month 1.39% 1.40%
18 Month 1.59% 1.60%
24 Month 1.69% 1.70%
36 Month 1.79% 1.80%
48 Month 1.98% 2.00%
60 Month 2.18% 2.20%

Jumbo Certificates- $10,000
6 Month 1.04% 1.05%
12 Month 1.79% 1.80%
18 Month 1.93% 1.95%
24 Month 1.98% 2.00%
36 Month 2.18% 2.20%
48 Month 2.28% 2.30%
60 Month 2.47% 2.50%

Super Jumbo Certificates- $50,000
6 Month 1.24% 1.25%
12 Month 1.98% 2.00%
18 Month 2.23% 2.25%
24 Month 2.37% 2.40%
36 Month 2.47% 2.50%
48 Month 2.57% 2.60%
60 Month 2.67% 2.70%

Individual Retirement Accounts
IRA Shares 0.65% 0.65%
IRA 12 Month CD 2.37% 2.40%
IRA 24 Month CD 2.47% 2.50%
IRA 36 Month CD 2.57% 2.60%
IRA 48 Month CD 2.67% 2.70%
IRA 60 Month CD 2.76% 2.80%

Club Accounts
Christmas 0.40% 0.40%
Vacation 0.40% 0.40%
Education 0.40% 0.40%

Aurora Federal Credit Union is okay

I've banked with Aurora Federal Credit Union for almost 3 years. The credit union serves employees of the City of Aurora and other residents. I've been hit with fees a few times, and they seem higher than most other institutions I have been with. A $30 NSF fee seems steep to me. The mobile platform isn't great. They have an app, but it isn't very good, and their webpage doesn't scale down to mobile either. Where they shine is their customer service. I've always received good service from them.


Health Grade Components

NCUA #18574
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD3.43%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$126.4MM$125.9MM
LoansQ2 2022vs Q2 2021$62.2MM$59.2MM
DepositsQ2 2022vs Q2 2021$105.1MM$104.7MM
Equity CapitalQ2 2022vs Q2 2021$21.3MM$20.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$573.00K$606.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$195.00K$155.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Aurora Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aurora Federal Credit Union Savings Account Rates

0.20%--IRA Share Account
0.08%--Health Savings Account
0.08%--Christmas Club
0.08%--Vacation Club
0.08%--Education Club
0.05%$5-Regular Savings Account
0.03%--Other Savings Account

Aurora Federal Credit Union Money Market Rates

0.55%*$75k*-Money Market Account
OTHER TIERS: 0.30% $2k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $75k

Aurora Federal Credit Union CD Rates

1.75%$50k-60 Month Super Jumbo CD
1.70%$10k-60 Month Jumbo CD
1.65%$500-60 Month CD
1.65%$50k-48 Month Super Jumbo CD
1.60%$10k-48 Month Jumbo CD
1.55%$500-48 Month CD
1.55%$50k-36 Month Super Jumbo CD
1.50%$10k-36 Month Jumbo CD
1.45%$500-36 Month CD
1.45%$50k-24 Month Super Jumbo CD
1.40%$10k-24 Month Jumbo CD
1.35%$500-24 Month CD
1.30%$50k-18 Month Super Jumbo CD
1.25%$10k-18 Month Jumbo CD
1.20%$500-18 Month CD
1.15%$50k-12 Month Super Jumbo CD
1.10%$10k-12 Month Jumbo CD
1.05%$500-12 Month CD
0.90%$50k-6 Month Super Jumbo CD
0.85%$10k-6 Month Jumbo CD
0.80%$500-6 Month CD

Aurora Federal Credit Union IRA Rates

1.75%$500-60 Month IRA
1.65%$500-48 Month IRA
1.55%$500-36 Month IRA
1.45%$500-24 Month IRA
1.15%$500-12 Month IRA

Aurora Federal Credit Union Locations
Branch Office15151 E Alameda PkwyAurora, CO 80012-1555
Branch Office610 S Abilene StAurora, CO 80012

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.