Austin City Employees Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.30% APY
2 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.20% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Share Savings 1.00% - Ally Bank Online Savings Account |
| 0.30% | 2-year CD | 2 Year CD |
Overview / Commentary
Austin City Employees Credit Union is headquartered in Austin and is the 92nd largest credit union in the state of Minnesota. It is also the 4,293rd largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 3 employees and 991 members at 1 location. Austin City Employees Credit Union has a B health rating.
Field of Membership Restrictions
Austin City Employee CU is open to the employees of the City of Austin, Austin Utilities, and Austin Public School District 492, along with their family.
See current membership details
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Austin City Employees Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64186 |
| Year Chartered | 1953 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 2.8% |
| Annual Interest Income | $146.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $9.7MM$9.4MM |
| Loans | Q2 2016vs Q2 2015 | $4.1MM$4.2MM |
| Deposits | Q2 2016vs Q2 2015 | $8.5MM$8.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $1.1MM$1.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $30.00K$28.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $10.00K$4.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Austin City Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Austin City Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Savings | |
| 0.05% | - | - | IRA Share Account | |
| 0.05% | - | - | Roth IRA Share Account | |
| 0.05% | - | - | Education IRA Share Account |
Austin City Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $500 | - | 2 Year CD | |
| 0.20% | $500 | - | 1 Year CD | |
| 0.10% | $500 | - | 6 Month CD | |
| 0.05% | $500 | - | 3 Month CD |
Austin City Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $500 | - | 2 Year | |
| 0.20% | $500 | - | 1 Year IRA | |
| 0.10% | $500 | - | 6 Month IRA | |
| 0.05% | $500 | - | 3 Month IRA |
Locations
| Austin City Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 711 4th Ave NE | Austin, MN 55912 |