Austin City Employees Credit Union
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.55% APY
2 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.35% | 1-year CD | 1.30% - National Average |
| 0.15% | Savings | |
| 0.55% | 2-year CD | 2.90% - Synchrony Bank 24 Month CD |
Overview / Commentary
Austin City Employees Credit Union is headquartered in Austin and is the 84th largest credit union in the state of Minnesota. It is also the 4,077th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 3 employees and 946 members at 1 location. Austin City Employees Credit Union has a B+ health rating.
Field of Membership Restrictions
Austin City Employee CU is open to the employees of the City of Austin, Austin Utilities, and Austin Public School District 492, along with their family.
See current membership details
Health
B+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Austin City Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64186 |
| Year Chartered | 1953 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 5.44% |
| Annual Interest Income | $250.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $10.0MM$9.7MM |
| Loans | Q3 2018vs Q3 2017 | $4.6MM$4.7MM |
| Deposits | Q3 2018vs Q3 2017 | $8.7MM$8.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $1.3MM$1.2MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $20.00K$18.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $0$8.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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Austin City Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $5 | - | Share Savings | |
| 0.15% | $5 | - | IRA Share Account |
Austin City Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $500 | - | 2 Year CD | |
| 0.35% | $500 | - | 1 Year CD | |
| 0.25% | $500 | - | 6 Month CD |
Austin City Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $500 | - | 2 Year | |
| 0.35% | $500 | - | 1 Year IRA | |
| 0.25% | $500 | - | 6 Month IRA |
Locations
| Austin City Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 711 4th Ave NE | Austin, MN 55912 |