Austin City Employees Credit Union
Overview / Commentary
Austin City Employees Credit Union is headquartered in Austin and is the 69th largest credit union in the state of Minnesota. It is also the 3,560th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 2 employees and 784 members at 1 location. Austin City Employees Credit Union has a B+ health rating.
Field of Membership Restrictions
Austin City Employee CU is open to the employees of the City of Austin, Austin Utilities, or Austin Public School District 492. Family members (by blood, marriage, or adoption) of a current member also qualify for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Austin City Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64186 |
| Year Chartered | 1953 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 5.89% |
| Annual Interest Income | $150K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $11.6MM$11.2MM |
| Loans | Q1 2025vs Q1 2024 | $6.7MM$6.5MM |
| Deposits | Q1 2025vs Q1 2024 | $9.6MM$9.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.9MM$1.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $39K$20K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8K$31K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |