Austin Federal Credit Union

Overview / Commentary
1900 Woodward St
Austin, TX 78741

Austin Federal Credit Union is headquartered in Austin and is the 223rd largest credit union in the state of Texas. It is also the 2,856th largest credit union in the nation. It was established in 1967 and as of March of 2021, it had grown to 4 employees and 2,837 members at 1 location. Austin Federal Credit Union has a B health rating.

Field of Membership Restrictions

Austin Federal Credit Union membership is open to those who live, work, volunteer, attend school or worship in a select area of Austin, Texas.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Austin Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17955
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.47%
Annual Interest Income$191.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$35.7MM$30.6MM
LoansQ1 2021vs Q1 2020$18.3MM$21.9MM
DepositsQ1 2021vs Q1 2020$33.0MM$28.2MM
Equity CapitalQ1 2021vs Q1 2020$2.6MM$2.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$60.00K$53.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$170.00K$174.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Federal Credit Union Savings Account Rates

1.00%$5-Youth Savings
0.20%$100-IRA Savings
0.05%$100-Share Savings
0.05%--Kasasa Saver

Austin Federal Credit Union Checking Account Rates

1.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.05% $10k+

Austin Federal Credit Union CD Rates

0.15%$1k-12 Month Share Certificate

Austin Federal Credit Union IRA Rates

0.15%$1k-12 Month IRA

Austin Federal Credit Union Locations
Branch Office1900 Woodward StAustin, TX 78741

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