Austin Telco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.83% | 5-year CD | |
| 2.32% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
Austin Telco Federal Credit Union is headquartered in Austin and is the 13th largest credit union in the state of Texas. It is also the 184th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 162 employees and 86,570 members at 24 locations. Austin Telco Federal Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Austin Telco Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Bastrop, Caldwell, Hays, Travis, and Williamson counties in Texas, and to members of their immediate family.
See current membership details
Related Posts
7/23 - 2.57% 24-Month CD and Other Competitive CD Rates at Austin Telco FCU in Texas - Local Only
1/16 - 3.75% 24-Month CD at Austin Telco Federal Credit Union
Great Experience at Austin Telco
I have only had great experiences at Austin Telco Federal Credit Union. From the day I opened my account i was treated well. They kept my money safe. They even offered me many unique investment options. I primarily used their checking account services. I went there regularly to make deposits and the occasional withdrawal. They helped me quickly and professionally. I really liked the atmosphere inside their building too. It was professional yet stylish, and also relaxing like a modern lounge almost. It was a great experience visiting there and doing business with them. I always have a great time when I go there. I plan to continue using them for a very long time. It is convenient for me as they are near my work, I really like their location as well as the services they offer, they treated me well.
Awesome Bank!
With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there. I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!
I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do. But I keep my Austin Telco account as my personal bank account because they are just awesome. Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.
So why not 5 stars? Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc. That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city. Austin Telco rocks!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4584 |
| Year Chartered | 1941 |
| Employees | 162 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 10.5% |
| Annual Interest Income | $43.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.56B$1.46B |
| Loans | Q4 2018vs Q4 2017 | $1.16B$930.3MM |
| Deposits | Q4 2018vs Q4 2017 | $1.35B$1.27B |
| Equity Capital | Q4 2018vs Q4 2017 | $202.4MM$180.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.0MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.9MM$1.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Austin Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Austin Telco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $25 | - | IRA Savings Account | |
| 0.25% | $100 | - | Share Savings Account |
Austin Telco Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $125k* | - | Money Market Account | ||
| OTHER TIERS: 0.40% → $2k - $25k | 0.45% → $25k - $75k | 0.50% → $75k - $125k | |||||
Austin Telco Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1.5k | - | Checking Account |
Austin Telco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.14% | $225k | - | 60 Month Super Jumbo Certificate | |
| 3.03% | $225k | - | 48 Month Super Jumbo Certificate | |
| 2.98% | $95k | $225k | 60 Month Jumbo Certificate | |
| 2.93% | $225k | - | 36 Month Super Jumbo Certificate | |
| 2.88% | $95k | $225k | 48 Month Jumbo Certificate | |
| 2.83% | $1k | $95k | 60 Month Certificate | |
| 2.83% | $225k | - | 24 Month Super Jumbo Certificate | |
| 2.78% | $95k | $225k | 36 Month Jumbo Certificate | |
| 2.78% | $225k | - | 18 Month Super Jumbo Certificate | |
| 2.73% | $225k | - | 12 Month Super Jumbo Certificate | |
| 2.68% | $1k | $95k | 48 Month Certificate | |
| 2.68% | $95k | $225k | 24 Month Jumbo Certificate | |
| 2.57% | $1k | $95k | 36 Month Certificate | |
| 2.57% | $95k | $225k | 18 Month Jumbo Certificate | |
| 2.47% | $1k | $95k | 24 Month Certificate | |
| 2.47% | $95k | $225k | 12 Month Jumbo Certificate | |
| 2.37% | $1k | $95k | 18 Month Certificate | |
| 2.32% | $1k | $95k | 12 Month Certificate | |
| 2.12% | $225k | - | 6 Month Super Jumbo Certificate | |
| 1.81% | $95k | $225k | 6 Month Jumbo Certificate | |
| 1.66% | $1k | $95k | 6 Month Certificate |
Austin Telco Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.14% | $225k | - | 60 Month Super Jumbo IRA | |
| 3.03% | $225k | - | 48 Month Super Jumbo IRA | |
| 2.98% | $95k | $225k | 60 Month Jumbo IRA | |
| 2.93% | $225k | - | 36 Month Super Jumbo IRA | |
| 2.88% | $95k | $225k | 48 Month Jumbo IRA | |
| 2.83% | $1k | $95k | 60 Month IRA | |
| 2.83% | $225k | - | 24 Month Super Jumbo IRA | |
| 2.78% | $95k | $225k | 36 Month Jumbo IRA | |
| 2.78% | $225k | - | 18 Month Super Jumbo IRA | |
| 2.73% | $225k | - | 12 Month Super Jumbo IRA | |
| 2.68% | $1k | $95k | 48 Month IRA | |
| 2.68% | $95k | $225k | 24 Month Jumbo IRA | |
| 2.57% | $1k | $95k | 36 Month IRA | |
| 2.57% | $95k | $225k | 18 Month Jumbo IRA | |
| 2.47% | $1k | $95k | 24 Month IRA | |
| 2.47% | $95k | $225k | 12 Month Jumbo IRA | |
| 2.37% | $1k | $95k | 18 Month IRA | |
| 2.32% | $1k | $95k | 12 Month IRA | |
| 2.12% | $225k | - | 6 Month Super Jumbo IRA | |
| 1.81% | $95k | $225k | 6 Month Jumbo IRA | |
| 1.66% | $1k | $95k | 6 Month IRA |
