Austin Telco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.66% | 5-year CD | 60 Months Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.95% | 1-year CD | 12 Months Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.20% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
Austin Telco Federal Credit Union is headquartered in Austin and is the 12th largest credit union in the state of Texas. It is also the 170th largest credit union in the nation. It was established in 1941 and as of June of 2016, it had grown to 146 employees and 79,664 members at 24 locations. Austin Telco Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Austin Telco Federal Credit Union is open to those who live, work, worship or attend school in Travis, Williamson, Hays, Bastrop and Caldwell Counties in Texas and members of their immediate family.
See current membership details
Related Posts
7/23 - 2.57% 24-Month CD and Other Competitive CD Rates at Austin Telco FCU in Texas - Local Only
1/16 - 3.75% 24-Month CD at Austin Telco Federal Credit Union
Awesome Bank!
With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there. I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!
I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do. But I keep my Austin Telco account as my personal bank account because they are just awesome. Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.
So why not 5 stars? Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc. That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city. Austin Telco rocks!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4584 |
| Year Chartered | 1941 |
| Employees | 146 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 8.54% |
| Annual Interest Income | $15.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.39B$1.32B |
| Loans | Q2 2016vs Q2 2015 | $642.5MM$531.5MM |
| Deposits | Q2 2016vs Q2 2015 | $1.22B$1.17B |
| Equity Capital | Q2 2016vs Q2 2015 | $167.2MM$146.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $540.00K$333.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Austin Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Austin Telco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $25 | - | IRA Savings Account | |
| 0.35% | $25 | - | Roth IRA Savings Account | |
| 0.20% | $100 | - | Share Savings Account |
Austin Telco Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $125k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2k - $75k | 0.30% → $75k - $125k | |||||
Austin Telco Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1,500 | - | Checking Account |
Austin Telco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.66%* | $95k* | - | 60 Months Share Certificate | ||
| OTHER TIERS: 1.51% → $1k - $95k | |||||
| 1.41%* | $95k* | - | 48 Months Share Certificate | ||
| OTHER TIERS: 1.31% → $1k - $95k | |||||
| 1.31%* | $95k* | - | 36 Months Share Certificate | ||
| OTHER TIERS: 1.21% → $1k - $95k | |||||
| 1.21%* | $95k* | - | 24 Months Share Certificate | ||
| OTHER TIERS: 1.05% → $1k - $95k | |||||
| 0.95%* | $95k* | - | 12 Months Share Certificate | ||
| OTHER TIERS: 0.85% → $1k - $95k | |||||
| 0.75%* | $95k* | - | 6 Months Share Certificate | ||
| OTHER TIERS: 0.65% → $1k - $95k | |||||
| 0.25%* | $95k* | - | 3 Months Share Certificate | ||
| OTHER TIERS: 0.20% → $1k - $95k | |||||
Austin Telco Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.66%* | $95k* | - | 60 Months IRA Certificate | ||
| OTHER TIERS: 1.51% → $1k - $95k | |||||
| 1.41%* | $95k* | - | 48 Months IRA Certificate | ||
| OTHER TIERS: 1.31% → $1k - $95k | |||||
| 1.31%* | $95k* | - | 36 Months IRA Certificate | ||
| OTHER TIERS: 1.21% → $1k - $95k | |||||
| 1.21%* | $95k* | - | 24 Months IRA Certificate | ||
| OTHER TIERS: 1.05% → $1k - $95k | |||||
| 0.95%* | $95k* | - | 12 Months IRA Certificate | ||
| OTHER TIERS: 0.85% → $1k - $95k | |||||
| 0.75%* | $95k* | - | 6 Months IRA Certificate | ||
| OTHER TIERS: 0.65% → $1k - $95k | |||||
| 0.25%* | $95k* | - | 3 Months IRA Certificate | ||
| OTHER TIERS: 0.20% → $1k - $95k | |||||
Austin Telco Federal Credit Union has 24 locations. Click to view all Austin Telco Federal Credit Union locations.