Featured Savings Rates
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Austin Telco Federal Credit Union

Popular Accounts at this Credit Union

1.86%5-year CD60 Months Share Certificate
1.16%1-year CD12 Months Share Certificate
0.20%SavingsShare Savings Account

Overview / Commentary
8929 Shoal Creek Blvd
Austin, TX 78757

Austin Telco Federal Credit Union is headquartered in Austin and is the 13th largest credit union in the state of Texas. It is also the 180th largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 145 employees and 82,788 members at 24 locations. Austin Telco Federal Credit Union's CD rates are 46% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship or attend school in Travis, Williamson, Hays, Bastrop and Caldwell Counties in Texas and members of their immediate family.
See current membership details

Related Posts

1.36% 18-Mo CD Special At Austin Telco Federal Credit Union - 6/8/2017

Austin Telco FCU is advertising this special share certificate: 1.36% APY 18-mo $50,000 minimum

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Reviews (2)

Great Experience at Austin Telco

I have only had great experiences at Austin Telco Federal Credit Union. From the day I opened my account i was treated well. They kept my money safe. They even offered me many unique investment options. I primarily used their checking account services. I went there regularly to make deposits and the occasional withdrawal. They helped me quickly and professionally. I really liked the atmosphere inside their building too. It was professional yet stylish, and also relaxing like a modern lounge almost. It was a great experience visiting there and doing business with them. I always have a great time when I go there. I plan to continue using them for a very long time. It is convenient for me as they are near my work, I really like their location as well as the services they offer, they treated me well.

Awesome Bank!

Posted by: tolip | Jun 11, 2012

With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there.  I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!

I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do.  But I keep my Austin Telco account as my personal bank account because they are just awesome.  Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.

So why not 5 stars?  Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc.  That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city.  Austin Telco rocks!


Health Grade Components

NCUA #4584
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.95%
Annual Interest Income$16.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.44B$1.39B
LoansQ2 2017vs Q2 2016$778.5MM$642.5MM
DepositsQ2 2017vs Q2 2016$1.26B$1.22B
Equity CapitalQ2 2017vs Q2 2016$172.7MM$167.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.2MM$1.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$413.00K$540.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Telco Federal Credit Union Savings Account Rates

0.45%$25-IRA Savings Account
0.20%$100-Share Savings Account

Austin Telco Federal Credit Union Money Market Rates

0.40%*$125k*-Money Market Account
OTHER TIERS: 0.20% $2k - $75k | 0.30% $75k - $125k

Austin Telco Federal Credit Union Checking Account Rates

0.05%$1,500-Checking Account

Austin Telco Federal Credit Union CD Rates

2.22%$95k-60 Months Jumbo Share Certificate
1.86%$1k$95k60 Months Share Certificate
1.86%$95k-48 Months Jumbo Share Certificate
1.71%$95k-36 Months Jumbo Share Certificate
1.66%$1k$95k48 Months Share Certificate
1.56%$95k-24 Months Jumbo Share Certificate
1.51%$1k$95k36 Months Share Certificate
1.41%$1k$95k24 Months Share Certificate
1.41%$95k-18 Month Jumbo Share Certificate
1.31%$95k-12 Months Jumbo Share Certificate
1.26%$1k$95k18 Month Share Certificate
1.16%$1k$95k12 Months Share Certificate
0.90%$95k-6 Months Jumbo Share Certificate
0.75%$1k$95k6 Months Share Certificate

Austin Telco Federal Credit Union IRA Rates

2.22%$95k-60 Months Jumbo IRA Certificate
1.86%$1k$95k60 Months IRA Certificate
1.86%$95k-48 Months Jumbo IRA Certificate
1.71%$95k-36 Months Jumbo IRA Certificate
1.66%$1k$95k48 Months IRA Certificate
1.56%$95k-24 Months Jumbo IRA Certificate
1.51%$1k$95k36 Months IRA Certificate
1.41%$1k$95k24 Months IRA Certificate
1.41%$95k-18 Month Jumbo IRA Certificate
1.31%$95k-12 Months Jumbo IRA Certificate
1.26%$1k$95k18 Month IRA Certificate
1.16%$1k$95k12 Months IRA Certificate
0.90%$95k-6 Months Jumbo IRA Certificate
0.75%$1k$95k6 Months IRA Certificate