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Austin Telco Federal Credit Union


Overview / Commentary
www.atfcu.org
512-302-5555
8929 Shoal Creek Blvd
Austin, TX 78757

Austin Telco Federal Credit Union is headquartered in Austin and is the 12th largest credit union in the state of Texas. It is also the 177th largest credit union in the nation. It was established in 1941 and as of March of 2021, it had grown to 174 employees and 90,121 members at 24 locations. Austin Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Texas counties of Bastrop, Caldwell, Hays, Travis, and Williamson. Immediate family members of eligible individuals also qualify.
See current membership details

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Reviews (3)

Great Experience at Austin Telco

Posted by: |

I have only had great experiences at Austin Telco Federal Credit Union. From the day I opened my account i was treated well. They kept my money safe. They even offered me many unique investment options. I primarily used their checking account services. I went there regularly to make deposits and the occasional withdrawal. They helped me quickly and professionally. I really liked the atmosphere inside their building too. It was professional yet stylish, and also relaxing like a modern lounge almost. It was a great experience visiting there and doing business with them. I always have a great time when I go there. I plan to continue using them for a very long time. It is convenient for me as they are near my work, I really like their location as well as the services they offer, they treated me well.

2

Awesome Bank!

Posted by: |

With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there.  I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!

I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do.  But I keep my Austin Telco account as my personal bank account because they are just awesome.  Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.

So why not 5 stars?  Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc.  That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city.  Austin Telco rocks!

3

Stay Away! Grifters!

Posted by: |

Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/.

1


Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #4584
Year Chartered1941
Employees174
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.69%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$2.20B$1.92B
LoansQ1 2021vs Q1 2020$1.48B$1.43B
DepositsQ1 2021vs Q1 2020$1.94B$1.67B
Equity CapitalQ1 2021vs Q1 2020$248.4MM$239.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$4.1MM$2.5MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.7MM$4.0MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Austin Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Savings Account
0.30%--Business IRA Savings Account
0.15%$100-Share Savings Account
0.15%$100-Business Share Savings Account

Austin Telco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market Account
OTHER TIERS: 0.20% → $2k - $75k
0.30%*$75k*-Business Money Market Account
OTHER TIERS: 0.20% → $2k - $75k

Austin Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-Checking Account
0.05%$1.5k-Business Checking Account

Austin Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$95k$225k60 Month Jumbo Certificate
0.75%$225k-60 Month Super Jumbo Certificate
0.75%$95k$225kBusiness 60 Month Jumbo Certificate
0.75%$225k-Business 60 Month Super Jumbo Certificate
0.70%$1k$95k60 Month Certificate
0.70%$1k$95kBusiness 60 Month Certificate
0.65%$95k$225k48 Month Jumbo Certificate
0.65%$225k-48 Month Super Jumbo Certificate
0.65%$95k$225kBusiness 48 Month Jumbo Certificate
0.65%$225k-Business 48 Month Super Jumbo Certificate
0.60%$1k$95k48 Month Certificate
0.60%$1k$95kBusiness 48 Month Certificate
0.55%$95k$225k36 Month Jumbo Certificate
0.55%$225k-36 Month Super Jumbo Certificate
0.55%$95k$225kBusiness 36 Month Jumbo Certificate
0.55%$225k-Business 36 Month Super Jumbo Certificate
0.50%$1k$95k36 Month Certificate
0.50%$1k$95kBusiness 36 Month Certificate
0.45%$95k$225k24 Month Jumbo Certificate
0.45%$225k-24 Month Super Jumbo Certificate
0.45%$95k$225kBusiness 24 Month Jumbo Certificate
0.45%$225k-Business 24 Month Super Jumbo Certificate
0.40%$1k$95k24 Month Certificate
0.40%$1k$95kBusiness 24 Month Certificate
0.35%$95k$225k12 Month Jumbo Certificate
0.35%$95k$225k18 Month Jumbo Certificate
0.35%$225k-12 Month Super Jumbo Certificate
0.35%$225k-18 Month Super Jumbo Certificate
0.35%$95k$225kBusiness 12 Month Jumbo Certificate
0.35%$225k-Business 12 Month Super Jumbo Certificate
0.35%$95k$225kBusiness 18 Month Jumbo Certificate
0.35%$225k-Business 18 Month Super Jumbo Certificate
0.30%$1k$95k12 Month Certificate
0.30%$1k$95k18 Month Certificate
0.30%$1k$95kBusiness 12 Month Certificate
0.30%$1k$95kBusiness 18 Month Certificate
0.25%$95k$225k6 Month Jumbo Certificate
0.25%$225k-6 Month Super Jumbo Certificate
0.25%$95k$225kBusiness 6 Month Jumbo Certificate
0.25%$225k-Business 6 Month Super Jumbo Certificate
0.20%$1k$95k6 Month Certificate
0.20%$1k$95kBusiness 6 Month Certificate

Austin Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$95k$225k60 Month Jumbo IRA
0.75%$95k$225kBusiness 60 Month Jumbo IRA
0.70%$1k$95k60 Month IRA
0.70%$1k$95kBusiness 60 Month IRA
0.65%$95k$225k48 Month Jumbo IRA
0.65%$95k$225kBusiness 48 Month Jumbo IRA
0.60%$1k$95k48 Month IRA
0.60%$1k$95kBusiness 48 Month IRA
0.55%$95k$225k36 Month Jumbo IRA
0.55%$95k$225kBusiness 36 Month Jumbo IRA
0.50%$1k$95k36 Month IRA
0.50%$1k$95kBusiness 36 Month IRA
0.45%$95k$225k24 Month Jumbo IRA
0.45%$95k$225kBusiness 24 Month Jumbo IRA
0.40%$1k$95k24 Month IRA
0.40%$1k$95kBusiness 24 Month IRA
0.35%$95k$225k12 Month Jumbo IRA
0.35%$95k$225kBusiness 12 Month Jumbo IRA
0.30%$1k$95k12 Month IRA
0.30%$1k$95kBusiness 12 Month IRA
0.25%$95k$225k6 Month Jumbo IRA
0.25%$95k$225kBusiness 6 Month Jumbo IRA
0.20%$1k$95k6 Month IRA
0.20%$1k$95kBusiness 6 Month IRA
Locations

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