Featured Savings Rates
Featured Accounts

Austin Telco Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.66%5-year CD60 Months Share Certificate
0.95%1-year CD12 Months Share Certificate
0.20%SavingsShare Savings Account

Overview / Commentary
800-252-1310
8929 Shoal Creek Blvd
Austin, TX 78757

Austin Telco Federal Credit Union is headquartered in Austin and is the 12th largest credit union in the state of Texas. It is also the 169th largest credit union in the nation. It was established in 1941 and as of March of 2016, it had grown to 145 employees and 79,707 members at 24 locations. Austin Telco Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties) and members of their immediate family (parents, grandparents, spouse, children, grandchildren and siblings).
See current membership details

Related Posts

View all posts from:


Reviews (1)

Awesome Bank!

Posted by: tolip | Jun 11, 2012

With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there.  I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!

I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do.  But I keep my Austin Telco account as my personal bank account because they are just awesome.  Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.

So why not 5 stars?  Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc.  That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city.  Austin Telco rocks!



Health
A

Health Grade Components

Overall
NCUA #4584
Year Chartered1941
Employees145
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.56%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.37B$1.32B
LoansQ1 2016vs Q1 2015$612.9MM$512.9MM
DepositsQ1 2016vs Q1 2015$1.20B$1.17B
Equity CapitalQ1 2016vs Q1 2015$161.3MM$145.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.0MM$1.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$478.00K$188.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Austin Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$25-IRA Savings Account
0.35%$25-Roth IRA Savings Account
0.20%$100-Share Savings Account

Austin Telco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$125k*-Money Market Account
OTHER TIERS: 0.20% $2k - $75k | 0.30% $75k - $125k

Austin Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1,500-Checking Account

Austin Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$95k*-60 Months Share Certificate
OTHER TIERS: 1.51% $1k - $95k
1.41%*$95k*-48 Months Share Certificate
OTHER TIERS: 1.31% $1k - $95k
1.31%*$95k*-36 Months Share Certificate
OTHER TIERS: 1.21% $1k - $95k
1.21%*$95k*-24 Months Share Certificate
OTHER TIERS: 1.05% $1k - $95k
0.95%*$95k*-12 Months Share Certificate
OTHER TIERS: 0.85% $1k - $95k
0.75%*$95k*-6 Months Share Certificate
OTHER TIERS: 0.65% $1k - $95k
0.25%*$95k*-3 Months Share Certificate
OTHER TIERS: 0.20% $1k - $95k

Austin Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$95k*-60 Months IRA Certificate
OTHER TIERS: 1.51% $1k - $95k
1.41%*$95k*-48 Months IRA Certificate
OTHER TIERS: 1.31% $1k - $95k
1.31%*$95k*-36 Months IRA Certificate
OTHER TIERS: 1.21% $1k - $95k
1.21%*$95k*-24 Months IRA Certificate
OTHER TIERS: 1.05% $1k - $95k
0.95%*$95k*-12 Months IRA Certificate
OTHER TIERS: 0.85% $1k - $95k
0.75%*$95k*-6 Months IRA Certificate
OTHER TIERS: 0.65% $1k - $95k
0.25%*$95k*-3 Months IRA Certificate
OTHER TIERS: 0.20% $1k - $95k
Locations

Austin Telco Federal Credit Union has 24 locations. Click to view all Austin Telco Federal Credit Union locations.