Austin Telco Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.98%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
2.12%	1-year CD	2.60% - Capital One 12 Month 360 CD
0.25%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Austin Telco Federal Credit Union rates »

Overview / Commentary

www.atfcu.org

512-302-5555

8929 Shoal Creek Blvd
Austin, TX 78757

Austin Telco Federal Credit Union is headquartered in Austin and is the 14^th largest credit union in the state of Texas. It is also the 192^nd largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 153 employees and 85,193 members at 24 locations. Austin Telco Federal Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Bastrop, Caldwell, Hays, Travis, and Williamson counties in Texas, and to members of their immediate family.
See current membership details

Great Experience at Austin Telco

Posted by: karlgiles1 | Feb 28, 2017

I have only had great experiences at Austin Telco Federal Credit Union. From the day I opened my account i was treated well. They kept my money safe. They even offered me many unique investment options. I primarily used their checking account services. I went there regularly to make deposits and the occasional withdrawal. They helped me quickly and professionally. I really liked the atmosphere inside their building too. It was professional yet stylish, and also relaxing like a modern lounge almost. It was a great experience visiting there and doing business with them. I always have a great time when I go there. I plan to continue using them for a very long time. It is convenient for me as they are near my work, I really like their location as well as the services they offer, they treated me well.

Comment

2

Awesome Bank!

Posted by: tolip | Jun 11, 2012

With a single review and a 4-star rating, you may think that this is review is being written by someone who works there, but I assure you that I am not in any way affiliated, other than banking there. I currently hold accounts with Bank of America, Chase, and Austin Telco, and Austin Telco rocks!

I no longer live in Texas, so banking remotely with Austin Telco is a tad difficult, especially since I can't do deposits via my cellphone etc as other banks do. But I keep my Austin Telco account as my personal bank account because they are just awesome. Service is great (unlike BoA), fees are reasonable (unlike Chase and BoA), and I can easily reach people by phone (unlike BoA) who are always friendly.

So why not 5 stars? Because their technology is a bit behind compared to other banks who can do cellphone deposits, etc. That's enough for me to fairly take away one star, but no where near enough of a reason for me to bank in my own city. Austin Telco rocks!

Comment

3

Health

A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4584
Year Chartered	1941
Employees	153
Primary Regulator

Profit Margin
Return on Assets - YTD	1.38%
Return on Equity - YTD	10.83%
Annual Interest Income	$20.1MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.49B$1.44B
Loans	Q2 2018vs Q2 2017	$1.02B$778.5MM
Deposits	Q2 2018vs Q2 2017	$1.29B$1.26B
Equity Capital	Q2 2018vs Q2 2017	$188.4MM$172.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.8MM$1.2MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.1MM$413.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

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