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Austin Telco Federal Credit Union


Overview / Commentary
www.atfcu.org
512-302-5555
11149 Research Blvd., Suite 300
Austin, TX 78759

Austin Telco Federal Credit Union is headquartered in Austin and is the 14th largest credit union in the state of Texas. It is also the 190th largest credit union in the nation. It was established in 1941 and as of June of 2024, it had grown to 231 employees and 91,961 members at 24 locations. Austin Telco Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Texas counties of Bastrop, Burnet, Caldwell, Hays, Travis, or Williamson. Immediate family members of eligible individuals also qualify.
See current membership details

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Reviews (2)

Outdated And Unorganized

Posted by: |

To start, they lost some of my loan forms which is pretty scary. They also are outdated and doing anything with them takes 4 emails 2 phone calls and sometimes a trip to their office. There are plenty other services that enable interaction with the click of a button, but Austin Telco is not one of these places for some reason. Their staff gives inconsistent information and are overall difficult to work with.

2

Stay Away! Grifters!

Posted by: |

Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/.

1


Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #4584
Year Chartered1941
Employees231
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.32%
Annual Interest Income$43.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.47B$2.45B
LoansQ2 2024vs Q2 2023$1.67B$1.7B
DepositsQ2 2024vs Q2 2023$1.98B$2.2B
Equity CapitalQ2 2024vs Q2 2023$250.3MM$220.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$5.4MM$3.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$6.9MM$4.8MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Austin Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Austin Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-IRA Savings Account
0.40%$0-Health Savings Account
0.10%$100-Share Savings Account
0.10%$100-True Youth Savings
0.05%$0-Health Checking Account

Austin Telco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$1m*-Money Market Account
OTHER TIERS: 0.25% → $2k - $25k | 0.35% → $25k - $75k | 0.40% → $75k - $125k | 0.50% → $125k - $500k | 0.80% → $500k - $1m

Austin Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.5k-Checking Account
0.05%$0-Business Free Checking
0.05%$1.5k-True Youth Checking Account

Austin Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.27%$225k-6 Month Super Jumbo Certificate
4.22%$225k-9 Month Super Jumbo Certificate Special
4.16%$95k$225k6 Month Jumbo Certificate
4.11%$225k-12 Month Super Jumbo Certificate
4.11%$95k$225k9 Month Jumbo Certificate Special
4.06%$1k$95k6 Month Certificate
4.05%$25$5k12 Month True Youth Certificate
4.01%$95k$225k12 Month Jumbo Certificate
4.01%$225k-18 Month Super Jumbo Certificate
4.01%$1k$95k9 Month Certificate Special
3.91%$1k$95k12 Month Certificate
3.91%$95k$225k18 Month Jumbo Certificate
3.91%$225k-24 Month Super Jumbo Certificate
3.80%$95k$225k24 Month Jumbo Certificate
3.80%$1k$95k18 Month Certificate
3.80%$225k-36 Month Super Jumbo Certificate
3.70%$1k$95k24 Month Certificate
3.70%$95k$225k36 Month Jumbo Certificate
3.70%$225k-48 Month Super Jumbo Certificate
3.60%$1k$95k36 Month Certificate
3.60%$95k$225k48 Month Jumbo Certificate
3.60%$225k-60 Month Super Jumbo Certificate
3.49%$1k$95k48 Month Certificate
3.49%$95k$225k60 Month Jumbo Certificate
3.39%$1k$95k60 Month Certificate

Austin Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.27%$225k-6 Month Super Jumbo IRA
4.16%$95k$225k6 Month Jumbo IRA
4.11%$225k-1 Year Super Jumbo IRA
4.06%$1k$95k6 Month IRA
4.01%$95k$225k12 Month Jumbo IRA
3.91%$1k$95k12 Month IRA
3.91%$225k-2 Year Super Jumbo IRA
3.80%$95k$225k24 Month Jumbo IRA
3.80%$225k-3 Year Super Jumbo IRA
3.70%$1k$95k24 Month IRA
3.70%$95k$225k36 Month Jumbo IRA
3.70%$225k-4 Year Super Jumbo IRA
3.60%$1k$95k36 Month IRA
3.60%$95k$225k48 Month Jumbo IRA
3.60%$225k-5 Year Super Jumbo IRA
3.49%$1k$95k48 Month IRA
3.49%$95k$225k60 Month Jumbo IRA
3.39%$1k$95k60 Month IRA
Locations

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