Auto-Owners Associates Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.30% | 5-year CD | |
| 2.07% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Auto-Owners Associates Credit Union is headquartered in Lansing and is the 161st largest credit union in the state of Michigan. It is also the 2,722nd largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 5 employees and 3,063 members at 1 location. Auto-Owners Associates Credit Union's CD rates are 2X the national average, and it has a B health rating.
Only Auto-Owners Employees Are Eligible
I contacted this credit union to ask whether current Auto-Owners policy holders were eligible to join the credit union. I was informed that only Auto-Owners employees can join. I do hope the credit union will consider inviting policy holders to join at some point--perhaps beginning with those who live in the company's home state of Michigan. A credit union offers limited value to the community when its membership is so restrictive. It should be removed from the Deposit Accounts website, since readers are not eligible to join. I have given four stars for customer service, as I did receive a reply to my query within one business day.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62543 |
| Year Chartered | 1948 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 7.55% |
| Annual Interest Income | $809.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $33.9MM$34.0MM |
| Loans | Q4 2018vs Q4 2017 | $8.9MM$8.5MM |
| Deposits | Q4 2018vs Q4 2017 | $29.3MM$29.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.6MM$4.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $11.00K$9.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $0$2.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Auto-Owners Associates Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Shares | |
| 0.10% | - | - | Second Share | |
| 0.10% | - | - | Christmas Club |
Auto-Owners Associates Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Draft |
Auto-Owners Associates Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $500 | - | 60 Month CD | |
| 2.89% | $500 | - | 48 Month CD | |
| 2.68% | $500 | - | 36 Month CD | |
| 2.32% | $500 | - | 24 Month CD | |
| 2.07% | $500 | - | 12 Month CD | |
| 1.61% | $500 | - | 6 Month CD |
| Auto-Owners Associates Credit Union Locations | ||
|---|---|---|
| Branch Office | 6101 Anacapri Blvd | Lansing, MI 48917 |