Auto-Owners Associates Credit Union is headquartered in Lansing and is the 160th largest credit union in the state of Michigan. It is also the 2,672nd largest credit union in the nation. It was established in 1948 and as of March of 2019, it had grown to 5 employees and 3,072 members at 1 location. Auto-Owners Associates Credit Union's CD rates are 2X the national average, and it has a B health rating.
Only Auto-Owners Employees Are Eligible
I contacted this credit union to ask whether current Auto-Owners policy holders were eligible to join the credit union. I was informed that only Auto-Owners employees can join. I do hope the credit union will consider inviting policy holders to join at some point--perhaps beginning with those who live in the company's home state of Michigan. A credit union offers limited value to the community when its membership is so restrictive. It should be removed from the Deposit Accounts website, since readers are not eligible to join. I have given four stars for customer service, as I did receive a reply to my query within one business day.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62543 |
| Year Chartered | 1948 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 8% |
| Annual Interest Income | $217.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $36.3MM$37.4MM |
| Loans | Q1 2019vs Q1 2018 | $8.8MM$8.6MM |
| Deposits | Q1 2019vs Q1 2018 | $31.4MM$32.8MM |
| Equity Capital | Q1 2019vs Q1 2018 | $4.7MM$4.3MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $12.00K$10.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $0$0 |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Auto-Owners Associates Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Shares | |
| 0.10% | - | - | Second Share | |
| 0.10% | - | - | Christmas Club |
Auto-Owners Associates Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Draft |
Auto-Owners Associates Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $500 | - | 60 Month CD | |
| 2.89% | $500 | - | 48 Month CD | |
| 2.68% | $500 | - | 36 Month CD | |
| 2.43% | $500 | - | 24 Month CD | |
| 2.22% | $500 | - | 12 Month CD | |
| 1.71% | $500 | - | 6 Month CD |
| Auto-Owners Associates Credit Union Locations | ||
|---|---|---|
| Branch Office | 6101 Anacapri Blvd | Lansing, MI 48917 |