Auto-Owners Associates Credit Union
Overview / Commentary
Auto-Owners Associates Credit Union is headquartered in Lansing and is the 143rd largest credit union in the state of Michigan. It is also the 2,590th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 5 employees and 2,571 members at 1 location. Auto-Owners Associates Credit Union has a B health rating.
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Auto-Owners Associates Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62543 |
| Year Chartered | 1948 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.21% |
| Return on Equity - YTD | 12.73% |
| Annual Interest Income | $393K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $41.9MM$42.4MM |
| Loans | Q1 2025vs Q1 2024 | $7.5MM$8.1MM |
| Deposits | Q1 2025vs Q1 2024 | $34.4MM$35.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.2MM$6.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $13K$12K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |