Autotruck Financial Credit Union is headquartered in Louisville and is the 14th largest credit union in the state of Kentucky. It is also the 1,243rd largest credit union in the nation. It was established in 1965 and as of December of 2020, it had grown to 43 employees and 18,830 members at 4 locations. Autotruck Financial Credit Union has an A+ health rating.
Field of Membership Restrictions
Autotruck Financial Credit Union is open to those who live, work, worship, or attends school in the Kentucky counties of Allen, Barren, Bullett, Butler, Edmonson, Hart, Henry, Jefferson, Logan, Metcalf, Monroe, Oldham, Shelby, Simpson, Spencer, Trimble, or Warren. Immediate family members of current members or membership-eligible individuals are also eligible to join, no matter where they live.
See current membership details
Terrible Service
Had a stop payment put on a car loan that was paid off and it still came out. Spoke to the bank manager and she played it off as no big deal. It was a large loan payment and they basically dropped the ball on the whole thing. Played off as a mistake.. Which is unacceptable considering its my money. I'd stay away from this place. Their fee schedule is crazy and the way they do their debit cards is a joke with the spending limit.
Limit On Card
If u have a debit card and try to order stuff online that's over that limit u can't buy it. And there is no way of changing the limit. The limit is per tranison not by day. Now I am stuck on trying to buy an item with my own money that I work hard for and I can't even order it.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68617 |
| Year Chartered | 1965 |
| Employees | 43 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 3.46% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $182.7MM$158.5MM |
| Loans | Q4 2020vs Q4 2019 | $62.5MM$60.1MM |
| Deposits | Q4 2020vs Q4 2019 | $160.5MM$137.1MM |
| Equity Capital | Q4 2020vs Q4 2019 | $20.4MM$19.7MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $376.00K$545.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $167.00K$317.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |