Overview / Commentary
Avestar Credit Union is headquartered in Waterloo and is the 59th largest credit union in the state of Wisconsin. It is also the 2,230th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 23 employees and 6,036 members at 4 locations. Avestar Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Avestar Credit Union is open to those who live or work in the Wisconsin counties of Columbia, Dane, Dodge, Iowa, Jefferson, or Rock.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Avestar Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66537 |
| Year Chartered | 1964 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.15% |
| Return on Equity - YTD | 1.25% |
| Annual Interest Income | $905K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $63.8MM$65.1MM |
| Loans | Q1 2025vs Q1 2024 | $53.5MM$53.5MM |
| Deposits | Q1 2025vs Q1 2024 | $55.6MM$56MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.6MM$7.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $406K$361K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $993K$631K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |