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800-508-2265
42 Main Street
Hudson, MA 01749

Avidia Bank is headquartered in Hudson and is the 30th largest bank in the state of Massachusetts. It is also the 572nd largest bank in the nation. It was established in 1869 and as of March of 2016, it had grown to 201 employees at 9 locations. Avidia Bank has an A health rating.

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$50 Student Checking Account Bonus In MA - 8/22/2016

Easy $50 for high school and college students https://www.avidiabank.com/personal/avidiaschool From August 1, 2016 through September 29, 2016, when you open an eligible Avidia@School account you will receive a $50 Amazon.com gift card. Open up either a First Checking (15-18 years old) or a Smart Checking (19-23 years old) to be eligible.

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Reviews (3)

Great People, Totally Absurd Online Banking Experience

Good luck to anyone seeking an easy, straightforward online banking experience with Avidia. In my experience, it's pure imbecilic torture. I am all in favor of whatever degree of security a bank wants to impose on its systems. If a bank wants to go to the Fort Knox level, by all means, go ahead. However, there's an intelligent and logical way to go about doing it. Avidia did not get the memo on this. None of the other banks I deal with come anywhere close to Avidia in terms of how cumbersome and difficult they make online banking. All totally unnecessary and avoidable. Great CS phone reps - I feel badly for them having to defend and find workarounds for such poorly conceived internal systems.

Terrible Bank

Horrible customer service because they use a 3rd party vendor and use a 3rd party vendor for their cards. Even in the branch, some of the employees conduct themselves in an unprofessional manner. Don't use this shell of a bank that only generates fees for itself and really provides no tangible value.

Poor Customer Service

Posted by: uglysquid | May 5, 2014

I did not receive a card for my HSA, so I called to ask for one. They said they would put in an expedited request. Great! 2 weeks later, nothing. I call up again and they can't find anything in the system. They say they don't want to try it again because they don't want to charge me a second $50 fee. Wait, what?? No one said anything about fees! They say I'll need to talk to the people at the main branch, and they gave me a phone number for it. I call it and it just bounces back to them again, and again, and again. They say I should go visit my local branch. Fine, except it is 2000 miles away. I do not respect anyone that stonewalls like this!



Health
A

Health Grade Components

Overall
FDIC Certificate #90215
Year Established1869
Employees201
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.83%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.27B$1.20B
LoansQ1 2016vs Q1 2015$993.3MM$911.2MM
DepositsQ1 2016vs Q1 2015$899.3MM$816.7MM
Equity CapitalQ1 2016vs Q1 2015$114.7MM$107.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$7.9MM$8.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$7.4MM$14.9MM
Real Estate OwnedQ1 2016vs Q1 2015$439.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$50 Student Checking Account Bonus In MA

troy   |  
Easy $50 for high school and college students

https://www.avidiabank.com/personal/avidiaschool

From August 1, 2016 through September 29, 2016, when you open an eligible Avidia@School account you will receive a $50 Amazon.com gift card.

Open up either a First Checking (15-18 years old) or a Smart Checking (19-23 years old) to be eligible.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Avidia Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Avidia Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $2,500 | 0.14% $2,500 - $20k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $25k | 0.12% $25k - $50k
0.10%--Passbook Account
0.10%--Statement Holiday Club

Avidia Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-IRA Money Market Account
OTHER TIERS: 0.30% Up to $50k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.14% $10k - $50k | 0.17% $50k - $100k

Avidia Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*-$25keChecking
OTHER TIERS: 0.05% $25k+
0.12%*$50k*-The Most Account
OTHER TIERS: 0.02% Up to $25k | 0.07% $25k - $50k
0.05%--Value NOW Checking
0.05%--Senior Checking

Avidia Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$1k-60 Month CD
1.31%$1k-48 Month CD
1.21%$1k-30 Month CD
1.06%$1k-36 Month CD
0.75%$1k-24 Month CD
0.65%$1k-18 Month CD
0.50%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Avidia Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month IRA
1.46%$500-48 Month IRA
1.36%$500-30 Month IRA
1.21%$500-36 Month IRA
0.90%$500-24 Month IRA
0.80%$500-18 Month IRA
0.65%$500-12 Month IRA
Locations


Avidia Bank Locations
Westborough Savings Bank Branch100 East Main StreetWestborough, MA 01581
Clinton Branch1073 Main StreetClinton, MA 01510
Hudson Shopping Center Branch221 Washington StreetHudson, MA 01749
Shrewsbury Branch23 Maple AvenueShrewsbury, MA 01545
Marlborough Branch256 Maple StreetMarlborough, MA 01752
Avidia Bank42 Main StreetHudson, MA 01749
Leominster Branch470 Lancaster StreetLeominster, MA 01453
Northborough Branch53 West Main StreetNorthborough, MA 01532
Willows BranchOne Lyman StreetWestborough, MA 01581