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978-562-2222
42 Main Street
Hudson, MA 01749

From the Bank

Avidia Bank provides the best in banking to consumers and businesses and is a proud community partner. Formed in 2007 by a merger between Hudson Savings Bank and Westborough Bank, Avidia Bank is now a $1.2 Billion mutual community bank headquartered in Hudson, MA. It has branches in Hudson, Westborough, Clinton, Marlborough, Northborough, Shrewsbury, Leominster and is opening soon in Framingham.

With investments in technology, Avidia offers Mobile banking with check deposit, bill pay, transfers, and the option to pay other people electronically.

The bank is very passionate about communities it serves in and helps out area organizations through the Avidia Charitable Foundation as well as through the Bank itself.

Related Posts

2.79% APY 33-Month Add-On CD / 2.33% APY 55-Month Liquid CD (Framingham, MA Branch Only) - 5/5/2018

33 Month Add-On CD at 2.79% APY* Deposit a minimum of $1,000. Deposit funds at any time. There is no minimum for interim deposits. Maximum deposit amount in CD cannot exceed $250,000 55 Month Liquid CD at 2.33% APY** Deposit a minimum of $5,000. Withdraw money without penalty.^ Balance can drop below $5,000 after initial deposit. To open a new CD, please stop by our Framingham branch today! *Annual Percentage Yield (APY) of 2.79% is based on an interest rate of 2.75% and is effective April 21st, 2018. APY is subject to change without notice. Unless changes are made to your account during the 10 day grace period following maturity, the Certificate of Deposit (CD) will renew for a 36 month term at the, then, current rate. The minimum balance to obtain the APY is $1,000. Minimum deposit to open is $1,000 and a maximum per CD is $250,000. Additional deposits can be made during the term. There are no maintenance fees, however, a penalty of 16 months interest may be imposed for early wit

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Framingham Bank

Posted by: Dmoan | Jun 30, 2018

New bank they opened in Framingham looks great and customer service was great. There is ample parking and in a convenient location.

Great People, Totally Absurd Online Banking Experience

Good luck to anyone seeking an easy, straightforward online banking experience with Avidia. In my experience, it's pure imbecilic torture. I am all in favor of whatever degree of security a bank wants to impose on its systems. If a bank wants to go to the Fort Knox level, by all means, go ahead. However, there's an intelligent and logical way to go about doing it. Avidia did not get the memo on this. None of the other banks I deal with come anywhere close to Avidia in terms of how cumbersome and difficult they make online banking. All totally unnecessary and avoidable. Great CS phone reps - I feel badly for them having to defend and find workarounds for such poorly conceived internal systems.

Avoid Avidia

Posted by: J_USA | Jan 24, 2018

The company takes a month or more to process HSA to HSA transfers, meanwhile fees are still collected during the stalled process.

Very Poor Experience

Posted by: rgriffith | Feb 15, 2018

My account was transferred to this service due to employer changing plans. Part of my money was sent back to my employer, part of my money is still at Avidia and when I do some accounting the numbers don't add up correctly. Avidia sent me a HSA credit card to pay for expenses. I tried to use the card at two doctors offices and Costco pharmacy. Even though the card is "active" according to support, the card came up invalid on all the systems. There is enough money in my account to cover the bill. Customer service finally told me I had to swipe my card and it wouldn't work via phone or web pay. On top of that, I was told it wouldn't work at Costco and I had to use it at Rite Aid or Walgreens. I still have several hundred dollars that are in limbo somewhere.

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Health

Health Grade Components

Overall
FDIC Certificate #90215
Year Established1869
Employees227
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.79%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.53B$1.45B
LoansQ1 2018vs Q1 2017$1.19B$1.13B
DepositsQ1 2018vs Q1 2017$1.19B$995.4MM
Equity CapitalQ1 2018vs Q1 2017$152.9MM$124.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$12.1MM$10.1MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.7MM$5.0MM
Real Estate OwnedQ1 2018vs Q1 2017$780.00K$300.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

2.79% APY 33-Month Add-On CD / 2.33% APY 55-Month Liquid CD (Framingham, MA Branch Only)

JDubs   |  
33 Month Add-On CD at 2.79% APY*
Deposit a minimum of $1,000.
Deposit funds at any time. There is no minimum for interim deposits.
Maximum deposit amount in CD cannot exceed $250,000

55 Month Liquid CD at 2.33% APY**
Deposit a minimum of $5,000.
Withdraw money without penalty.^
Balance can drop below $5,000 after initial deposit.

To open a new CD, please stop by our Framingham branch today!

*Annual Percentage Yield (APY) of 2.79% is based on an interest rate of 2.75% and is effective April 21st, 2018. APY is subject to change without notice. Unless changes are made to your account during the 10 day grace period following maturity, the Certificate of Deposit (CD) will renew for a 36 month term at the, then, current rate. The minimum balance to obtain the APY is $1,000. Minimum deposit to open is $1,000 and a maximum per CD is $250,000. Additional deposits can be made during the term. There are no maintenance fees, however, a penalty of 16 months interest may be imposed for early withdrawal of principal. IRA accounts are not eligible for this promotional rate. CDs are business and consumer eligible. Offer may be withdrawn at any time.

**Annual Percentage Yield (APY) of 2.33% is based on an interest rate of 2.30% and is effective April 21st, 2018. APY is subject to change without notice. Unless changes are made to your account during the 10 day grace period following maturity, the Certificate of Deposit (CD) will renew for a 60 month term at the, then, current rate. The minimum balance to obtain the APY is $1,000. Minimum deposit to open is $5,000 and a maximum per CD is $1,000,000. No maintenance fees. IRA accounts are not eligible for this promotional rate. CDs are business and consumer eligible. Offer may be withdrawn at any time. ^No penalty will be imposed for early withdrawal of principal after initial seven (7) days of term. CDs closed during initial seven day period will incur a seven day simple interest penalty.

https://www.avidiabank.com/cd-specials-0

Rates
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Always verify rates and promotions with the bank or credit union. We are not Avidia Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Avidia Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Smart Savings Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k
0.25%--Statement Holiday Club
0.25%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $20k

Avidia Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Account
OTHER TIERS: 0.25% Up to $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.65%*$50k*-IRA Money Market Account
OTHER TIERS: 0.50% Up to $50k

Avidia Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*-$25keChecking
OTHER TIERS: 0.35% $25k+
0.08%*$50k*-The Most Account
OTHER TIERS: 0.03% $25k - $50k
0.05%--Value NOW Checking
0.05%--Senior Checking

Avidia Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month CD
2.22%$1k-48 Month CD
2.17%$1k-22 Month CD
2.02%$1k-36 Month CD
1.97%$1k-30 Month CD
1.92%$1k-24 Month CD
1.82%$1k-18 Month CD
1.41%$1k-12 Month CD
1.06%$1k-6 Month CD
0.65%$1k-3 Month CD

Avidia Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.69%$500-60 Month IRA
2.38%$500-48 Month IRA
2.17%$500-36 Month IRA
2.12%$500-30 Month IRA
2.07%$500-24 Month IRA
1.97%$500-18 Month IRA
1.56%$500-12 Month IRA
Locations

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.