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42 Main Street
Hudson, MA 01749

Avidia Bank is headquartered in Hudson and is the 30th largest bank in the state of Massachusetts. It is also the 566th largest bank in the nation. It was established in 1869 and as of December of 2015, it had grown to 203 employees at 9 locations. Avidia Bank has an A health rating.

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Reviews (2)

Great People, Totally Absurd Online Banking Experience

Good luck to anyone seeking an easy, straightforward online banking experience with Avidia. In my experience, it's pure imbecilic torture. I am all in favor of whatever degree of security a bank wants to impose on its systems. If a bank wants to go to the Fort Knox level, by all means, go ahead. However, there's an intelligent and logical way to go about doing it. Avidia did not get the memo on this. None of the other banks I deal with come anywhere close to Avidia in terms of how cumbersome and difficult they make online banking. All totally unnecessary and avoidable. Great CS phone reps - I feel badly for them having to defend and find workarounds for such poorly conceived internal systems.

Poor Customer Service

Posted by: uglysquid | May 5, 2014

I did not receive a card for my HSA, so I called to ask for one. They said they would put in an expedited request. Great! 2 weeks later, nothing. I call up again and they can't find anything in the system. They say they don't want to try it again because they don't want to charge me a second $50 fee. Wait, what?? No one said anything about fees! They say I'll need to talk to the people at the main branch, and they gave me a phone number for it. I call it and it just bounces back to them again, and again, and again. They say I should go visit my local branch. Fine, except it is 2000 miles away. I do not respect anyone that stonewalls like this!


Health Grade Components

FDIC Certificate #90215
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.06%
Annual Interest Income$47.7MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$1.28B$1.19B
LoansQ4 2015vs Q4 2014$996.0MM$885.9MM
DepositsQ4 2015vs Q4 2014$895.1MM$811.2MM
Equity CapitalQ4 2015vs Q4 2014$111.5MM$105.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$8.8MM$7.8MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$8.3MM$15.3MM
Real Estate OwnedQ4 2015vs Q4 2014$380.00K$1.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Avidia Bank Savings Account Rates

0.25%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $2,500 | 0.14% $2,500 - $20k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $25k | 0.12% $25k - $50k
0.10%--Passbook Account
0.10%--Statement Holiday Club

Avidia Bank Money Market Rates

0.35%*$50k*-IRA Money Market Account
OTHER TIERS: 0.30% Up to $50k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.14% $10k - $50k | 0.17% $50k - $100k

Avidia Bank Checking Account Rates

OTHER TIERS: 0.05% $25k+
0.12%*$50k*-The Most Account
OTHER TIERS: 0.02% Up to $25k | 0.07% $25k - $50k
0.05%--Value NOW Checking
0.05%--Senior Checking

Avidia Bank CD Rates

1.56%$1k-60 Month CD
1.31%$1k-48 Month CD
1.21%$1k-30 Month CD
1.06%$1k-36 Month CD
0.75%$1k-24 Month CD
0.65%$1k-18 Month CD
0.50%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Avidia Bank IRA Rates

1.71%$500-60 Month IRA
1.46%$500-48 Month IRA
1.36%$500-30 Month IRA
1.21%$500-36 Month IRA
0.90%$500-24 Month IRA
0.80%$500-18 Month IRA
0.65%$500-12 Month IRA

Avidia Bank Locations
Westborough Savings Bank Branch100 East Main StreetWestborough, MA 01581
Clinton Branch1073 Main StreetClinton, MA 01510
Hudson Shopping Center Branch221 Washington StreetHudson, MA 01749
Shrewsbury Branch23 Maple AvenueShrewsbury, MA 01545
Marlborough Branch256 Maple StreetMarlborough, MA 01752
Avidia Bank42 Main StreetHudson, MA 01749
Leominster Branch470 Lancaster StreetLeominster, MA 01453
Northborough Branch53 West Main StreetNorthborough, MA 01532
Willows BranchOne Lyman StreetWestborough, MA 01581