Advertising Disclosure

Avidia Bank

Overview / Commentary
42 Main Street
Hudson, MA 01749

From the Bank

Avidia Bank provides the best in banking to consumers and businesses and is a proud community partner. Formed in 2007 by a merger between Hudson Savings Bank and Westborough Bank, Avidia Bank is now a $1.2 Billion mutual community bank headquartered in Hudson, MA. It has branches in Hudson, Westborough, Clinton, Marlborough, Northborough, Shrewsbury, Leominster and is opening soon in Framingham.

With investments in technology, Avidia offers Mobile banking with check deposit, bill pay, transfers, and the option to pay other people electronically.

The bank is very passionate about communities it serves in and helps out area organizations through the Avidia Charitable Foundation as well as through the Bank itself.

Related Posts

View all posts from:

Framingham Bank

Posted by: Dmoan | Jun 30, 2018

New bank they opened in Framingham looks great and customer service was great. There is ample parking and in a convenient location.

Great People, Totally Absurd Online Banking Experience

Good luck to anyone seeking an easy, straightforward online banking experience with Avidia. In my experience, it's pure imbecilic torture. I am all in favor of whatever degree of security a bank wants to impose on its systems. If a bank wants to go to the Fort Knox level, by all means, go ahead. However, there's an intelligent and logical way to go about doing it. Avidia did not get the memo on this. None of the other banks I deal with come anywhere close to Avidia in terms of how cumbersome and difficult they make online banking. All totally unnecessary and avoidable. Great CS phone reps - I feel badly for them having to defend and find workarounds for such poorly conceived internal systems.

Horrible Customer Service

Posted by: john64 | Nov 29, 2018

Extremely unhelpful customer service, closing unresolved tickets and not making any effort to solve the issue (sending boilerplate responses that are not applicable to the situation.)

Run fast.

Very Poor Experience

Posted by: rgriffith | Feb 15, 2018

My account was transferred to this service due to employer changing plans. Part of my money was sent back to my employer, part of my money is still at Avidia and when I do some accounting the numbers don't add up correctly. Avidia sent me a HSA credit card to pay for expenses. I tried to use the card at two doctors offices and Costco pharmacy. Even though the card is "active" according to support, the card came up invalid on all the systems. There is enough money in my account to cover the bill. Customer service finally told me I had to swipe my card and it wouldn't work via phone or web pay. On top of that, I was told it wouldn't work at Costco and I had to use it at Rite Aid or Walgreens. I still have several hundred dollars that are in limbo somewhere.



Health Grade Components

FDIC Certificate #90215
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.16%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.63B$1.53B
LoansQ1 2019vs Q1 2018$1.23B$1.19B
DepositsQ1 2019vs Q1 2018$1.34B$1.19B
Equity CapitalQ1 2019vs Q1 2018$165.6MM$152.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$12.7MM$12.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$11.1MM$2.7MM
Real Estate OwnedQ1 2019vs Q1 2018$558.00K$780.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Avidia Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Avidia Bank Savings Account Rates

0.45%*$50k*-Smart Savings Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k
0.25%$10-Statement Holiday Club
0.25%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $20k

Avidia Bank Money Market Rates

1.51%*$500k*-Max Money Market
OTHER TIERS: 1.01% Up to $250k | 1.21% $250k - $500k
0.85%*$100k*-Money Market Account
OTHER TIERS: 0.30% Up to $10k | 0.45% $10k - $50k | 0.60% $50k - $100k
0.75%*$50k*-IRA Money Market Account
OTHER TIERS: 0.60% Up to $50k

Avidia Bank Checking Account Rates

2.66%*-$25kMax Checking
OTHER TIERS: 0.25% $25k+
OTHER TIERS: 0.35% $25k+
0.05%--Value NOW Checking
0.05%--Senior Checking

Avidia Bank CD Rates

2.63%$1k-60 Month CD
2.48%$1k-48 Month CD
2.28%$1k-36 Month CD
2.22%$1k-30 Month CD
2.17%$1k-24 Month CD
2.07%$1k-18 Month CD
1.66%$1k-12 Month CD
1.31%$1k-6 Month CD
0.90%$1k-3 Month CD

Avidia Bank IRA Rates

2.79%$500-60 Month IRA
2.63%$500-48 Month IRA
2.43%$500-36 Month IRA
2.38%$500-30 Month IRA
2.33%$500-24 Month IRA
2.22%$500-18 Month IRA
1.82%$500-12 Month IRA

Cities: Clinton, Framingham, Hudson, Leominster, Marlborough, Northborough, Shrewsbury, Westborough

Clinton Branches
Clinton Branch1073 Main StreetClinton, MA 01510

Framingham Branches
Framingham Branch270 Cochituate RoadFramingham, MA 01701

Hudson Branches
Hudson Shopping Center Branch221 Washington StreetHudson, MA 01749
Avidia Bank42 Main StreetHudson, MA 01749
Hudson Loan Center Branch17 Pope StreetHudson, MA 01749

Leominster Branches
Leominster Branch470 Lancaster StreetLeominster, MA 01453

Marlborough Branches
Marlborough Branch256 Maple StreetMarlborough, MA 01752

Northborough Branches
Northborough Branch53 West Main StreetNorthborough, MA 01532

Shrewsbury Branches
Shrewsbury Branch23 Maple AvenueShrewsbury, MA 01545

Westborough Branches
Westborough Savings Bank Branch100 East Main StreetWestborough, MA 01581

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.