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42 Main Street
Hudson, MA 01749

Avidia Bank is headquartered in Hudson and is the 30th largest bank in the state of Massachusetts. It is also the 557th largest bank in the nation. It was established in 1869 and as of September of 2016, it had grown to 208 employees at 9 locations. Avidia Bank has an A health rating.

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$50 Student Checking Account Bonus In MA - 8/22/2016

Easy $50 for high school and college students https://www.avidiabank.com/personal/avidiaschool From August 1, 2016 through September 29, 2016, when you open an eligible Avidia@School account you will receive a $50 Amazon.com gift card. Open up either a First Checking (15-18 years old) or a Smart Checking (19-23 years old) to be eligible.

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Reviews (3)

Great People, Totally Absurd Online Banking Experience

Good luck to anyone seeking an easy, straightforward online banking experience with Avidia. In my experience, it's pure imbecilic torture. I am all in favor of whatever degree of security a bank wants to impose on its systems. If a bank wants to go to the Fort Knox level, by all means, go ahead. However, there's an intelligent and logical way to go about doing it. Avidia did not get the memo on this. None of the other banks I deal with come anywhere close to Avidia in terms of how cumbersome and difficult they make online banking. All totally unnecessary and avoidable. Great CS phone reps - I feel badly for them having to defend and find workarounds for such poorly conceived internal systems.

Terrible Bank

Horrible customer service because they use a 3rd party vendor and use a 3rd party vendor for their cards. Even in the branch, some of the employees conduct themselves in an unprofessional manner. Don't use this shell of a bank that only generates fees for itself and really provides no tangible value.

Poor Customer Service

Posted by: uglysquid | May 5, 2014

I did not receive a card for my HSA, so I called to ask for one. They said they would put in an expedited request. Great! 2 weeks later, nothing. I call up again and they can't find anything in the system. They say they don't want to try it again because they don't want to charge me a second $50 fee. Wait, what?? No one said anything about fees! They say I'll need to talk to the people at the main branch, and they gave me a phone number for it. I call it and it just bounces back to them again, and again, and again. They say I should go visit my local branch. Fine, except it is 2000 miles away. I do not respect anyone that stonewalls like this!


Health Grade Components

FDIC Certificate #90215
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.39%
Annual Interest Income$38.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.34B$1.23B
LoansQ3 2016vs Q3 2015$1.05B$959.0MM
DepositsQ3 2016vs Q3 2015$941.3MM$869.8MM
Equity CapitalQ3 2016vs Q3 2015$119.6MM$110.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$8.4MM$8.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.8MM$15.0MM
Real Estate OwnedQ3 2016vs Q3 2015$875.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Avidia Bank Savings Account Rates

0.25%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $20k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.10%--Passbook Account
0.10%--Statement Holiday Club

Avidia Bank Money Market Rates

0.35%*$50k*-IRA Money Market Account
OTHER TIERS: 0.30% Up to $50k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Avidia Bank Checking Account Rates

OTHER TIERS: 0.10% $25k+
0.12%*$50k*-The Most Account
OTHER TIERS: 0.02% Up to $25k | 0.07% $25k - $50k
0.05%--Value NOW Checking
0.05%--Senior Checking

Avidia Bank CD Rates

1.77%$1k-60 Month CD
1.51%$1k-48 Month CD
1.26%$1k-36 Month CD
1.26%$1k-30 Month CD
0.80%$1k-24 Month CD
0.65%$1k-18 Month CD
0.60%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Avidia Bank IRA Rates

1.92%$500-60 Month IRA
1.66%$500-48 Month IRA
1.41%$500-36 Month IRA
1.41%$500-30 Month IRA
0.95%$500-24 Month IRA
0.80%$500-18 Month IRA
0.75%$500-12 Month IRA

Avidia Bank Locations
Westborough Savings Bank Branch100 East Main StreetWestborough, MA 01581
Clinton Branch1073 Main StreetClinton, MA 01510
Hudson Shopping Center Branch221 Washington StreetHudson, MA 01749
Shrewsbury Branch23 Maple AvenueShrewsbury, MA 01545
Marlborough Branch256 Maple StreetMarlborough, MA 01752
Avidia Bank42 Main StreetHudson, MA 01749
Leominster Branch470 Lancaster StreetLeominster, MA 01453
Northborough Branch53 West Main StreetNorthborough, MA 01532
Willows BranchOne Lyman StreetWestborough, MA 01581
Hudson Loan Center Branch17 Pope StreetHudson, MA 01749