Overview / Commentary
Avista Corp. Credit Union is headquartered in Spokane and is the 53rd largest credit union in the state of Washington. It is also the 2,059th largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 6 employees and 3,844 members at 1 location. Avista Corp. Credit Union's CD rates are 97% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Avista Corp Credit Union is open to the employees of the Avista Corporation and their subsidiaries.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Avista Corp. Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68284 |
| Year Chartered | 1934 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 5.61% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $65.1MM$66.1MM |
| Loans | Q4 2019vs Q4 2018 | $44.4MM$42.7MM |
| Deposits | Q4 2019vs Q4 2018 | $54.4MM$55.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $10.6MM$10.0MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $44.00K$52.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $4.00K$251.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |