Overview / Commentary
1411 E Mission Ave
Spokane, WA 99202-1902

Avista Corp. Credit Union is headquartered in Spokane and is the 52nd largest credit union in the state of Washington. It is also the 2,024th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 5 employees and 3,792 members at 1 location. Avista Corp. Credit Union's CD rates are 97% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Avista Corp. Credit Union is open to the employees of the Avista Corporation and their subsidiaries.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Avista Corp. Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68284
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD5.99%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$66.1MM$65.9MM
LoansQ4 2018vs Q4 2017$42.7MM$43.4MM
DepositsQ4 2018vs Q4 2017$55.9MM$56.3MM
Equity CapitalQ4 2018vs Q4 2017$10.0MM$9.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$52.00K$56.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$251.00K$48.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Avista Corp. Credit Union Savings Account Rates

0.85%$5$80kSavings Account

Avista Corp. Credit Union Checking Account Rates

0.25%--Visa Debit Account

Avista Corp. Credit Union CD Rates

1.77%--1 Year CD

Avista Corp. Credit Union Locations
Branch Office1411 E Mission AveSpokane, WA 99202-1902

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