Overview / Commentary
Avista Corp. Credit Union is headquartered in Spokane and is the 52nd largest credit union in the state of Washington. It is also the 2,078th largest credit union in the nation. It was established in 1934 and as of March of 2020, it had grown to 6 employees and 3,842 members at 1 location. Avista Corp. Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Avista Corp Credit Union is open to the employees of the Avista Corporation and their subsidiaries.
See current membership details
Health
B+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Avista Corp. Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68284 |
| Year Chartered | 1934 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 5.48% |
| Annual Interest Income | $527.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $65.9MM$66.2MM |
| Loans | Q1 2020vs Q1 2019 | $44.4MM$40.9MM |
| Deposits | Q1 2020vs Q1 2019 | $55.0MM$55.9MM |
| Equity Capital | Q1 2020vs Q1 2019 | $10.7MM$10.2MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $47.00K$43.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $0$24.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |