Axiom Bank, headquartered in Maitland, FL, offers its personal and commercial banking customers a variety of financial products and services from its locations throughout Florida.
Axiom Bank’s personal deposit account products include checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). The bank’s checking accounts include interest and non-interest bearing options. Money market accounts yield tiered dividends, with higher interest rates for larger account balances. CD terms range from 6 to 60 months, with “jumbo” CD options available for large deposits, and IRAs are available as CDs with the same term range.
For its business customers, Axiom Bank provides business checking accounts, business savings accounts, business money market accounts, and business CDs. The business checking accounts vary primarily by monthly transaction volume. Just like the personal accounts, the business money market account yields tiered interest rates depending upon the account balance. Business CDs have the same term range as personal CDs, and “jumbo” business CD options are also available.
Amazing Customer Service
I have been a customer with the Hamlin location for several years. Always treated like a VIP. I would never think about going back to the Bank of America or Chase type banks after experiencing the personal touch of banking with Axiom.
Avoid Like A Bad Stock
Had been a customer for about 2-3 years. Needed a document notarized. It was an insurance document and the rep was rude saying she didn't feel comfortable and that it is up to her to sign and she has made the decision NOT to sign. Rep was very snippy & made it clear that SHE was the decision maker. I made a decision too- to CLOSE the account. Luckily, that branch is now closed!
GOT MY MONEY BACK
We agreed to deal with whatever amount I had and then they said I had to upgrade or else I couldn't continue trading and I couldn't terminate the contract. I updated and about to withdraw, they claim that you must pay the commission first, which is not what was agreed upon. After I say I will report them, they stop responding to my messages. Be very careful to avoid them, they are very good at scamming people. If it wasn't for PassymurphyGmailcom that assisted me in recovering I would have been dead meat
Failing Community Bank
Axiom Bank is under severe scrutiny by the OCC due to bad business practices. Whistleblowers were illegally fired. Current vendors aren't being paid. Many lawsuits against Axiom will drain whatever assets they currently have. Do not trust Axiom with your money.
Whom Ever It May Concern
This is such a crock. I get direct deposits and for some odd reason I didn't get paid. They tell me within 72 hours the system will be fixed. My account says pending if it says pending turn the crap on already I have bill that need to be paid.
Seriously?
So, I had second thoughts about opening an account at a Wal-Mart Bank, as I've seen a dozen or so kiosk businesses come and go.
Yup, sure enough... opened checking, savings, CD's and proof, the bank disappears. First I was told they closed due to Covid, but they would never close the 'branch'. Then a notice and they were gone. Still, one year later cannot get debit card to work. Bill pay makes you agree that they can market your personal information (read what you are asked to agree to!).
Nearest branch is 24 miles in one direction or 50 in another. Talk about bait and, uh, close down.
Unbelievable.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 31390 |
| Year Established | 1962 |
| Employees | 139 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 2.99% |
| Annual Interest Income | $54MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $870.7MM$836.7MM |
| Loans | Q4 2024vs Q4 2023 | $566.2MM$553.9MM |
| Deposits | Q4 2024vs Q4 2023 | $770.2MM$715.7MM |
| Equity Capital | Q4 2024vs Q4 2023 | $91.8MM$88.8MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $8.1MM$6.8MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $10.8MM$2.8MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $104K$104K |