Axiom Bank

Overview / Commentary
258 Southhall Lane
Maitland, FL 32751

Axiom Bank, headquartered in Maitland, FL, offers its personal and commercial banking customers a variety of financial products and services from its locations throughout Florida.

Axiom Bank’s personal deposit account products include checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). The bank’s checking accounts include interest and non-interest bearing options. Money market accounts yield tiered dividends, with higher interest rates for larger account balances. CD terms range from 6 to 60 months, with “jumbo” CD options available for large deposits, and IRAs are available as CDs with the same term range.

For its business customers, Axiom Bank provides business checking accounts, business savings accounts, business money market accounts, and business CDs. The business checking accounts vary primarily by monthly transaction volume. Just like the personal accounts, the business money market account yields tiered interest rates depending upon the account balance. Business CDs have the same term range as personal CDs, and “jumbo” business CD options are also available.

Amazing Customer Service

I have been a customer with the Hamlin location for several years. Always treated like a VIP. I would never think about going back to the Bank of America or Chase type banks after experiencing the personal touch of banking with Axiom.

Avoid Like A Bad Stock

Posted by: |

Had been a customer for about 2-3 years. Needed a document notarized. It was an insurance document and the rep was rude saying she didn't feel comfortable and that it is up to her to sign and she has made the decision NOT to sign. Rep was very snippy & made it clear that SHE was the decision maker. I made a decision too- to CLOSE the account. Luckily, that branch is now closed!


Posted by: |

So, I had second thoughts about opening an account at a Wal-Mart Bank, as I've seen a dozen or so kiosk businesses come and go.
Yup, sure enough... opened checking, savings, CD's and proof, the bank disappears. First I was told they closed due to Covid, but they would never close the 'branch'. Then a notice and they were gone. Still, one year later cannot get debit card to work. Bill pay makes you agree that they can market your personal information (read what you are asked to agree to!).
Nearest branch is 24 miles in one direction or 50 in another. Talk about bait and, uh, close down.

Avoid If You Can

Posted by: |

I had a 200k CD mature 8 days ago still can't get the money. A game some banks play to make money on the float.

They said I have to wait 90 days before they cancel the lost check. So $200k floating around out there somewhere.



Health Grade Components

FDIC Certificate #31390
Year Established1962
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD0.92%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$635.8MM$672.1MM
LoansQ2 2021vs Q2 2020$494.8MM$537.7MM
DepositsQ2 2021vs Q2 2020$525.4MM$560.4MM
Equity CapitalQ2 2021vs Q2 2020$97.9MM$98.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.8MM$7.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.2MM$5.1MM
Real Estate OwnedQ2 2021vs Q2 2020$140.00K$140.00K
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Always verify rates and promotions with the bank or credit union. We are not Axiom Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axiom Bank Savings Account Rates

0.15%--Big Savings - New Money

Axiom Bank Money Market Rates

0.25%$100k-Select Money Market w/ Relationship
0.20%*$100k*-Business Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k
0.20%*$100k*-Select Money Market
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k

Axiom Bank Checking Account Rates

0.08%*$25k*-Axiom Select Checking
OTHER TIERS: 0.05% $1k - $25k

Axiom Bank CD Rates

0.45%$500$100k60 Month CD
0.45%$100k-60 Month Jumbo CD
0.40%$500$100k48 Month CD
0.40%$100k-48 Month Jumbo CD
0.35%$500$100k36 Month CD
0.35%$100k-36 Month Jumbo CD
0.30%$500$100k24 Month CD
0.30%$100k-24 Month Jumbo CD
0.25%$500$100k18 Month CD
0.25%$100k-18 Month Jumbo CD
0.20%$500$100k12 Month CD
0.20%$100k-12 Month Jumbo CD
0.15%$500$100k6 Month CD
0.15%$100k-6 Month Jumbo CD

Axiom Bank IRA Rates

0.45%$500$100k60 Month IRA
0.45%$100k-60 Month Jumbo IRA
0.40%$500$100k48 Month IRA
0.40%$100k-48 Month Jumbo IRA
0.35%$500$100k36 Month IRA
0.35%$100k-36 Month Jumbo IRA
0.30%$500$100k24 Month IRA
0.30%$100k-24 Month Jumbo IRA
0.25%$500$100k18 Month IRA
0.25%$100k-18 Month Jumbo IRA
0.20%$500$100k12 Month IRA
0.20%$100k-12 Month Jumbo IRA
0.15%$500$100k6 Month IRA
0.15%$100k-6 Month Jumbo IRA


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