Overview / Commentary
258 Southhall Lane
Maitland, FL 32751

Axiom Bank, headquartered in Maitland, FL, offers its personal and commercial banking customers a variety of financial products and services from its locations throughout Florida.

Axiom Bank’s personal deposit account products include checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). The bank’s checking accounts include interest and non-interest bearing options. Money market accounts yield tiered dividends, with higher interest rates for larger account balances. CD terms range from 6 to 60 months, with “jumbo” CD options available for large deposits, and IRAs are available as CDs with the same term range.

For its business customers, Axiom Bank provides business checking accounts, business savings accounts, business money market accounts, and business CDs. The business checking accounts vary primarily by monthly transaction volume. Just like the personal accounts, the business money market account yields tiered interest rates depending upon the account balance. Business CDs have the same term range as personal CDs, and “jumbo” business CD options are also available.

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The Worst And Unprofessional Bank EVER!

Posted by: Anastazia | Dec 29, 2018

That bank charge me an NSF of $34.00 twice while my husband and I HAD money on the account. Plus a partner tried to wire money to the account which Axiom kept on declining for a week and a half.....WHY??. Than my parner tried to deposit a check which they held for another week and a half and NEVER deposited it to the account .....WHY??. When finaly my partner went to the bank to find out whay happenned to the check since it did not even show as pending on my account . Hold yourself......the bank employee TOLD HIM THAT MY ACCOUNT HAS BEEN ON THE NEGATIF FOR A LONG TIME .....SO THEY COULD NOT CLEAR THE CHECK--- 1) THE ACCOUNT WAS NEVER IN THE NEGATIF 2) IF IT WAS THAT EMPLOYEE DISCLOSED CONFIDENTIAL INFORMATIIN. 3) Someone WAS trying to put MONEY on the account!!! That needs to be closed.

Customer For Over A Year

Posted by: Elena360 | Apr 28, 2018

This is the absolute worst banking experience I've ever had. This Bank locks my card constantly 4 places that are already common places I use.
Because I was trying to help the situation thinking maybe the problem was with the debit card I frequently change the debit card...
Which is the biggest hassle in the world because then I have to change all the edit medic payments and free issue the new payment method quite frustrating.... When I go into the branch in person the teller is incredibly rude they hired Amman who looks like he's miserable with his life and won't crack a smile if his life depended on it... And then the manager at this Branch addresses me by my first name which of my culture is very unwelcome she speaks my name loudly and talks about my banking personal information loudly while the bank is inside a Walmart I found this to be highly unprofessional in a breach of my security as I work for the state under law enforcement .... I had just released a fraud alert Lock 3 days ago yesterday I'm out with my family buying them lunch and my card locked again I'm closing my account with this Bank I don't have much experience using things but this is going to be my second year in my career path and I absolutely refuse to allow this bank to handle anymore and to give me any more hassle I wouldn't recommend this thing to anyone in the world it might seem like you're saving money they're going to make you grow gray hair with the crap that they give and their Rude employees - there are few girls that work at the branch that if I was on the way that this Bank operates I would leave cuz I can only imagine the banks ratings would harm their own Professional Profile

Now I know it's okay to go to a bank that might charge a little more or have some sort of monthly fee and at least you know you're getting professionalism and a guaranteed card that you know Works especially since it's your hard-earned money that you're trying to use for daily activity and necessary payments in life - Axiom bank is horrible DONT DO IT !!!!
WALMART replace them please


Posted by: lala | Aug 12, 2016

I was banking with Urban Trust Bank for YEARS when they were bought by Axiom bank. I have been dissatisfied ever since. A couple months ago, my dad went to deposit money into my account, they deposited the money into a closed account...how is that even possible?!?? Some weeks ago, I wanted to deposit a check i received from a deposit down on a house I was renting. With money already in my account to cover it, they told my I must wait 7 days for ANY funds to be available. I asked how much to cash the check instead...$60!!!!!!!!! The rep told me I would be better off going to the bank listed on the check to have it cashed, which i did. It only cost $6 to cash it there!!! But the straw that broke the camel's back happened a couple of days ago..I received my deposit back from a utilities company, once again i went to MY bank to cash it. The check CLEARLY states, valid for 180 days. After waiting 20 minutes, they had the nerve to decline cashing the check stating I waited too long. Instead of calling and clearing the check, they decided it was too late!! The check was 90 days old, WHAT THE FUCK!! So you're gonna tell me when i can spend my fuckin money?!?? I remained calm but i was furious!! i went to the bank listed on the check, and without question, they cashed it. Once my deposit from my 9-5 this week, I will be closing my account and transferring my funds to a black owned bank. FUCK YOU AXIOM!!!!!!!!!!!!!!!

Stonewalling On Payment Of CD On Maturity-Unbelieveable But True

Posted by: leyrret | Jun 13, 2013

 I opened three cds with a now closed MD branch requiring me to deal with FL. offices  Received the first last year without much trouble other than the pain in the ass requirement of a notorized letter with copy of drivers license.

Sent the required letter for the next due to mature 06/01/13 by certified mail which was signed for on 4/30.

Received call from branch manager on 5/31 as I had the previous year and just as last year told him to close it and mail a check.

Again received a call from him on 6/05 informing me that they couldn't find the letter. Some BS about since they were in Walmart their mail is sometimes delivered there. Unable to speak at the time I returned called later and spoke with a lady who repeated this dribble about Walmart and mail delivery. THIS WAS A SIGNED FOR CERTIFIED LETTER ADDRESSED TO THE BANK WITH NO MENTION OF WALMART IN THE ADDRESS. I have the signed return receipt. After conveying my frustration and disbelief she said whe would go look for it. After a couple of minutes she returned with the news that the letter had been found and check dispatched per FEDEX.

Having received nothing by 6/12 I called the manager once again. He would call FEDEX for a tracking # and call me. No call followed. I called again 6/13 to be told he would call me back.  I then called customer service who called him. He tells customer service he has just emailed me a tracking number.

AS I suspected by the number a quick call to FEDEX revealed it was a bogus number and nothing in their system was addressed to me. I again called. Confronted with this he admits that it wasn't sent by FedEX. He then changes  to regular mail with a shipment date of 6/8.  His next ploy will likely be lost in the mail. Can't say if this is representative of this bank in general or just this branch but I would be very apprehensive doing business with any bank that this type of behavior can occur.

I gave it one star because I had to. I would put it on a negative scale if possible.



Health Grade Components

FDIC Certificate #31390
Year Established1962
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.12%
Annual Interest Income$33.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$631.5MM$560.0MM
LoansQ4 2018vs Q4 2017$497.5MM$455.4MM
DepositsQ4 2018vs Q4 2017$475.1MM$427.5MM
Equity CapitalQ4 2018vs Q4 2017$99.2MM$97.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.2MM$7.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.1MM$8.5MM
Real Estate OwnedQ4 2018vs Q4 2017$196.00K$243.00K
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Always verify rates and promotions with the bank or credit union. We are not Axiom Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axiom Bank Savings Account Rates


Axiom Bank Money Market Rates

1.75%$100k-Business Money Market - New Money
1.50%$100k-Axiom Select Money Market - New Money
0.55%*$50k*-Business Money Market
OTHER TIERS: 0.15% $2.5k - $10k | 0.50% $10k - $50k
0.55%*$50k*-Axiom Select Money Market
OTHER TIERS: 0.15% $2.5k - $10k | 0.50% $10k - $50k

Axiom Bank Checking Account Rates

0.45%*$25k*-Axiom Select Checking
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $25k

Axiom Bank CD Rates

2.50%$500$100k29 Month CD Special
2.50%$100k$250k29 Month Jumbo CD Special
2.25%$500$100k17 Month CD Special
2.25%$100k$250k17 Month Jumbo CD Special
2.00%$500-13 Month CD Special
2.00%$100k-13 Month Jumbo CD Special
1.65%$500$100k60 Month CD
1.65%$100k-60 Month Jumbo CD
1.50%$500$100k48 Month CD
1.50%$100k-48 Month Jumbo CD
1.05%$500$100k36 Month CD
1.05%$100k-36 Month Jumbo CD
0.70%$500$100k24 Month CD
0.70%$100k-24 Month Jumbo CD
0.60%$500$100k12 Month CD
0.60%$100k-12 Month Jumbo CD
0.50%$500$100k9 Month CD
0.50%$100k-9 Month Jumbo CD
0.40%$500$100k6 Month CD
0.40%$100k-6 Month Jumbo CD

Axiom Bank IRA Rates

2.50%$500$100k29 Month IRA Special
2.50%$100k$250k29 Month Jumbo IRA Special
2.25%$500$100k17 Month IRA Special
2.25%$100k$250k17 Month Jumbo IRA Special
2.00%$500-13 Month IRA Special
2.00%$100k-13 Month Jumbo IRA Special
1.65%$500$100k60 Month IRA
1.65%$100k-60 Month Jumbo IRA
1.50%$500$100k48 Month IRA
1.50%$100k-48 Month Jumbo IRA
1.05%$500$100k36 Month IRA
1.05%$100k-36 Month Jumbo IRA
0.70%$500$100k24 Month IRA
0.70%$100k-24 Month Jumbo IRA
0.60%$500$100k12 Month IRA
0.60%$100k-12 Month Jumbo IRA
0.50%$500$100k9 Month IRA
0.50%$100k-9 Month Jumbo IRA
0.40%$500$100k6 Month IRA
0.40%$100k-6 Month Jumbo IRA


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