Axiom Bank

Overview / Commentary
258 Southhall Lane
Maitland, FL 32751

Axiom Bank, headquartered in Maitland, FL, offers its personal and commercial banking customers a variety of financial products and services from its locations throughout Florida.

Axiom Bank’s personal deposit account products include checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). The bank’s checking accounts include interest and non-interest bearing options. Money market accounts yield tiered dividends, with higher interest rates for larger account balances. CD terms range from 6 to 60 months, with “jumbo” CD options available for large deposits, and IRAs are available as CDs with the same term range.

For its business customers, Axiom Bank provides business checking accounts, business savings accounts, business money market accounts, and business CDs. The business checking accounts vary primarily by monthly transaction volume. Just like the personal accounts, the business money market account yields tiered interest rates depending upon the account balance. Business CDs have the same term range as personal CDs, and “jumbo” business CD options are also available.

Amazing Customer Service

I have been a customer with the Hamlin location for several years. Always treated like a VIP. I would never think about going back to the Bank of America or Chase type banks after experiencing the personal touch of banking with Axiom.

Avoid Like A Bad Stock

Posted by: |

Had been a customer for about 2-3 years. Needed a document notarized. It was an insurance document and the rep was rude saying she didn't feel comfortable and that it is up to her to sign and she has made the decision NOT to sign. Rep was very snippy & made it clear that SHE was the decision maker. I made a decision too- to CLOSE the account. Luckily, that branch is now closed!

Whom Ever It May Concern

This is such a crock. I get direct deposits and for some odd reason I didn't get paid. They tell me within 72 hours the system will be fixed. My account says pending if it says pending turn the crap on already I have bill that need to be paid.


Posted by: |

So, I had second thoughts about opening an account at a Wal-Mart Bank, as I've seen a dozen or so kiosk businesses come and go.
Yup, sure enough... opened checking, savings, CD's and proof, the bank disappears. First I was told they closed due to Covid, but they would never close the 'branch'. Then a notice and they were gone. Still, one year later cannot get debit card to work. Bill pay makes you agree that they can market your personal information (read what you are asked to agree to!).
Nearest branch is 24 miles in one direction or 50 in another. Talk about bait and, uh, close down.



Health Grade Components

FDIC Certificate #31390
Year Established1962
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.11%
Annual Interest Income$26.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$651.3MM$653.9MM
LoansQ4 2021vs Q4 2020$437.6MM$505.2MM
DepositsQ4 2021vs Q4 2020$537.6MM$543.8MM
Equity CapitalQ4 2021vs Q4 2020$99.5MM$97.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$6.9MM$6.8MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$3.4MM$3.5MM
Real Estate OwnedQ4 2021vs Q4 2020$52.00K$140.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Axiom Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axiom Bank Savings Account Rates

0.60%$25-Goal Savings (New Money Only)
0.05%--Business Savings

Axiom Bank Money Market Rates

0.25%$100k-Business Relationship Preferred Money Market
0.20%*$100k*-Select Money Market
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $100k
0.10%*$50k*-Business Preferd Money Market
OTHER TIERS: 0.05% $2.5k - $50k

Axiom Bank Checking Account Rates

0.08%*$25k*-Axiom Select Checking
OTHER TIERS: 0.05% $1k - $25k
0.05%--Business NOW Checking

Axiom Bank CD Rates

2.50%$500$100k60 Month CD
2.50%$500-Business 60 Month CD
2.25%$500$100k48 Month CD
2.25%$500-Business 48 Month CD
2.10%$500$100k36 Month CD
2.10%$500-Business 36 Month CD
1.85%$500$100k29 Month CD Special
1.85%$500-Small Business 24 Month CD Special
1.70%$500$100k21 Month CD Special
1.70%$500-Small Business 18 Month CD Special
1.40%$500-13 Month CD Special
1.40%$500-Small Business 3 Month CD Special
1.25%$500$100k12 Month CD
1.25%$500-Business 12 Month CD
0.85%$500$100k6 Month CD
0.85%$500-Business 6 Month CD
0.55%$500$100k3 Month CD
0.55%$500-Business 3 Month CD

Axiom Bank IRA Rates

2.50%$500$100k60 Month IRA
2.25%$500$100k48 Month IRA
2.10%$500$100k36 Month IRA
1.25%$500$100k12 Month IRA
0.85%$500$100k6 Month IRA
0.55%$500$100k3 Month IRA

Axiom Bank Locations
Dunlawton Ave Branch1590 Dunlawton AvePort Orange, FL 32127
Cypress Garden Blvd Branch355 Cypress Gardens BlvdWinter Haven, FL 33880
Urban Trust Bank258 Southhall LaneMaitland, FL 32751
13th St Branch4400 13th StSaint Cloud, FL 34769
10th St Branch508 10th St EPalmetto, FL 34221
Hamlin Town Center16418 New Independence ParkwayWinter Garden, FL 34787
Winter Park Branch862 South Orlando AvenueWinter Park, FL 32789

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.