Azalea City Credit Union


Overview / Commentary
251-316-0000
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 52nd largest credit union in the state of Alabama. It is also the 2,891st largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 11 employees and 3,732 members at 3 locations. Azalea City Credit Union has a B+ health rating.

Field of Membership Restrictions

Azalea City CU is open to anyone who resides, works, or worships in Mobile, Baldwin, Washington or Clark counties or the surrounding areas.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68224
Year Chartered1954
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.29%
Annual Interest Income$706.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$32.0MM$27.2MM
LoansQ2 2020vs Q2 2019$18.5MM$18.5MM
DepositsQ2 2020vs Q2 2019$28.0MM$23.4MM
Equity CapitalQ2 2020vs Q2 2019$4.0MM$3.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$554.00K$630.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$373.00K$762.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$12.00K
Rates
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Azalea City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Share Account
0.15%--Share Account
0.15%--Club Account

Azalea City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%--Share Draft Account

Azalea City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--60 Month CD
0.40%--48 Month CD
0.35%--36 Month CD
0.25%--24 Month CD
0.16%--18 Month CD
0.15%--6 Month CD
0.15%--12 Month CD

Azalea City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--60 Month IRA
0.40%--48 Month IRA
0.35%--36 Month IRA
0.25%--24 Month IRA
0.16%--18 Month IRA
0.15%--6 Month IRA
0.15%--12 Month IRA
Locations


Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office22116 HIGHWAY 43CALVERT, AL 36513
Branch Office1708 DAUPHIN STMOBILE, AL 36604

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