Azalea City Credit Union

Overview / Commentary
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 54th largest credit union in the state of Alabama. It is also the 2,875th largest credit union in the nation. It was established in 1954 and as of September of 2022, it had grown to 10 employees and 3,853 members at 3 locations. Azalea City Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Azalea City CU is open to anyone who resides, works, or worships in Mobile, Baldwin, Washington or Clark counties or the surrounding areas.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

NCUA #68224
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD9.01%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$35.2MM$34.5MM
LoansQ3 2022vs Q3 2021$22.8MM$21.3MM
DepositsQ3 2022vs Q3 2021$30.0MM$29.9MM
Equity CapitalQ3 2022vs Q3 2021$4.9MM$4.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$331.00K$445.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$344.00K$491.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Azalea City Credit Union Savings Account Rates

0.33%--IRA Share Account
0.30%--Share Account
0.30%--Club Account

Azalea City Credit Union Checking Account Rates

0.03%--Share Draft Account

Azalea City Credit Union CD Rates

1.75%--60 Month CD
1.50%--48 Month CD
1.25%--36 Month CD
1.15%--24 Month CD
1.10%--18 Month CD
1.00%--12 Month CD
0.65%--6 Month CD

Azalea City Credit Union IRA Rates

1.75%--60 Month IRA
1.50%--48 Month IRA
1.25%--36 Month IRA
1.15%--24 Month IRA
1.10%--18 Month IRA
1.00%--12 Month IRA
0.65%--6 Month IRA

Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office22116 HIGHWAY 43CALVERT, AL 36513
Branch Office1708 DAUPHIN STMOBILE, AL 36604

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