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Azalea City Credit Union


Overview / Commentary
www.azaleacitycu.com
251-316-0000
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 51st largest credit union in the state of Alabama. It is also the 2,903rd largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 10 employees and 3,872 members at 3 locations. Azalea City Credit Union has a B health rating.

Field of Membership Restrictions

Azalea City CU is open to anyone who resides, works, or worships in Mobile, Baldwin, Washington or Clark counties or the surrounding areas.
See current membership details

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Health
B

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68224
Year Chartered1954
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.77%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$34.5MM$31.4MM
LoansQ4 2021vs Q4 2020$20.5MM$18.7MM
DepositsQ4 2021vs Q4 2020$29.9MM$27.2MM
Equity CapitalQ4 2021vs Q4 2020$4.5MM$4.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$377.00K$503.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$525.00K$477.00K
Real Estate OwnedQ4 2021vs Q4 2020$120.00K$0
Rates
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Azalea City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%--IRA Share Account
0.20%--Share Account
0.20%--Club Account

Azalea City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Share Draft Account

Azalea City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--60 Month CD
0.70%--48 Month CD
0.60%--36 Month CD
0.50%--24 Month CD
0.43%--18 Month CD
0.40%--12 Month CD
0.28%--6 Month CD

Azalea City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--60 Month IRA
0.70%--48 Month IRA
0.60%--36 Month IRA
0.50%--24 Month IRA
0.43%--18 Month IRA
0.40%--12 Month IRA
0.28%--6 Month IRA
Locations


Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office22116 HIGHWAY 43CALVERT, AL 36513
Branch Office1708 DAUPHIN STMOBILE, AL 36604

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