Azalea City Credit Union


Overview / Commentary
251-316-0000
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 50th largest credit union in the state of Alabama. It is also the 2,565th largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 15 employees and 4,821 members at 5 locations. Azalea City Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Azalea City Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Clark, Mobile, or Washington.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68224
Year Chartered1954
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD4.08%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$43.1MM$36.5MM
LoansQ3 2024vs Q3 2023$24.9MM$25.1MM
DepositsQ3 2024vs Q3 2023$36.2MM$30.5MM
Equity CapitalQ3 2024vs Q3 2023$6.6MM$5.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$534K$500K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$367K$422K
Real Estate OwnedQ3 2024vs Q3 2023$62K$150K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Azalea City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azalea City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.43%$0-IRA Share Account
0.30%$100-Share Account
0.30%$0-Club Account

Azalea City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Share Draft Account

Azalea City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.32%$0-6 Month Certificate
4.06%$0-12 Month Certificate
3.80%$0-18 Month Certificate
3.75%$0-60 Month Certificate
3.60%$0-24 Month Certificate
3.50%$0-36 Month Certificate
3.44%$0-48 Month Certificate

Azalea City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.32%$0-6 Month IRA
4.06%$0-12 Month IRA
3.80%$0-18 Month IRA
3.75%$0-60 Month IRA
3.60%$0-24 Month IRA
3.50%$0-36 Month IRA
3.44%$0-48 Month IRA
Locations


Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office5662 COTTAGE HILL RDMOBILE, AL 36609
Branch Office106 CARTER DRGROVE HILL, AL 36451
Branch Office22116 HWY 43 NCALVERT, AL 36513
Branch Office1065 SPRING HILL AVEMOBILE, AL 36604

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.