Azalea City Credit Union

Overview / Commentary
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 53rd largest credit union in the state of Alabama. It is also the 3,034th largest credit union in the nation. It was established in 1954 and as of March of 2019, it had grown to 12 employees and 3,617 members at 3 locations. Azalea City Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Azalea City CU is open to anyone who resides, works, or worships in Mobile, Baldwin, Washington or Clark counties or the surrounding areas.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

NCUA #68224
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD8.87%
Annual Interest Income$384.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$26.9MM$28.1MM
LoansQ1 2019vs Q1 2018$18.9MM$19.8MM
DepositsQ1 2019vs Q1 2018$23.1MM$24.0MM
Equity CapitalQ1 2019vs Q1 2018$3.7MM$4.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$647.00K$394.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$606.00K$906.00K
Real Estate OwnedQ1 2019vs Q1 2018$12.00K$35.00K
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Azalea City Credit Union Savings Account Rates

0.25%--IRA Share Account
0.13%--Share Account
0.13%--Club Account

Azalea City Credit Union Checking Account Rates

0.08%--Share Draft Account

Azalea City Credit Union CD Rates

3.00%--60 Month CD
2.60%--48 Month CD
2.50%--36 Month CD
2.20%--24 Month CD
2.10%--18 Month CD
2.00%--12 Month CD
1.00%--6 Month CD

Azalea City Credit Union IRA Rates

3.00%--60 Month IRA
2.60%--48 Month IRA
2.50%--36 Month IRA
2.20%--24 Month IRA
2.10%--18 Month IRA
2.00%--12 Month IRA
1.00%--6 Month IRA

Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office22116 HIGHWAY 43CALVERT, AL 36513
Branch Office1708 DAUPHIN STMOBILE, AL 36604

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