Azalea City Credit Union
LOCATIONS
3
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
2.00% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.00% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.13% | Savings |
Overview / Commentary
Azalea City Credit Union is headquartered in MOBILE and is the 53rd largest credit union in the state of Alabama. It is also the 3,011th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 12 employees and 3,568 members at 3 locations. Azalea City Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Azalea City CU is open to anyone who resides, works, or worships in Mobile, Baldwin, Washington or Clark counties or the surrounding areas.
See current membership details
Health
B
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68224 |
| Year Chartered | 1954 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 1.67% |
| Annual Interest Income | $777.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $27.7MM$26.6MM |
| Loans | Q2 2018vs Q2 2017 | $19.3MM$19.4MM |
| Deposits | Q2 2018vs Q2 2017 | $23.6MM$22.6MM |
| Equity Capital | Q2 2018vs Q2 2017 | $4.1MM$3.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $418.00K$310.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $809.00K$595.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $35.00K$35.00K |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Azalea City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Azalea City Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Share Account | |
| 0.13% | - | - | Share Account | |
| 0.13% | - | - | Club Account |
Azalea City Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.08% | - | - | Share Draft Account |
Azalea City Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | - | 60 Month CD | |
| 1.75% | - | - | 48 Month CD | |
| 1.50% | - | - | 36 Month CD | |
| 1.30% | - | - | 24 Month CD | |
| 1.10% | - | - | 18 Month CD | |
| 1.00% | - | - | 12 Month CD | |
| 0.75% | - | - | 6 Month CD |
Azalea City Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | - | 60 Month IRA | |
| 1.75% | - | - | 48 Month IRA | |
| 1.50% | - | - | 36 Month IRA | |
| 1.30% | - | - | 24 Month IRA | |
| 1.10% | - | - | 18 Month IRA | |
| 1.00% | - | - | 12 Month IRA | |
| 0.75% | - | - | 6 Month IRA |
Locations
| Azalea City Credit Union Locations | ||
|---|---|---|
| Branch Office | 5662 Cottage Hill Rd | MOBILE, AL 36609 |
| Branch Office | 22116 HIGHWAY 43 | CALVERT, AL 36513 |
| Branch Office | 1708 DAUPHIN ST | MOBILE, AL 36604 |