Azalea City Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

azaleacitycu.com

251-316-0000

5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 46^th largest credit union in the state of Alabama. It is also the 2,517^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 15 employees and 4,660 members at 5 locations. Azalea City Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Azalea City Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Clark, Mobile, or Washington.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	68224
Year Chartered	1954
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	5.7%
Annual Interest Income	$613K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$45MM$43.5MM
Loans	Q1 2025vs Q1 2024	$23.7MM$26.6MM
Deposits	Q1 2025vs Q1 2024	$38.1MM$36.8MM
Equity Capital	Q1 2025vs Q1 2024	$6.6MM$6.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$542K$508K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$242K$702K
Real Estate Owned	Q1 2025vs Q1 2024	$62K$134K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Azalea City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azalea City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$100	-	Share Account
0.30%	$0	-	Club Account

Azalea City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$0	-	Share Draft Account

Azalea City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$0	-	6 Month Certificate
4.06%	$0	-	12 Month Certificate
3.80%	$0	-	18 Month Certificate
3.75%	$0	-	60 Month Certificate
3.60%	$0	-	24 Month Certificate
3.50%	$0	-	36 Month Certificate
3.44%	$0	-	48 Month Certificate

Azalea City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$0	-	6 Month IRA
4.06%	$0	-	12 Month IRA
3.80%	$0	-	18 Month IRA
3.75%	$0	-	60 Month IRA
3.60%	$0	-	24 Month IRA
3.50%	$0	-	36 Month IRA
3.44%	$0	-	48 Month IRA
0.43%	$0	-	IRA Share Account

Locations

Azalea City Credit Union Locations
Branch Office	5662 Cottage Hill Rd	MOBILE, AL 36609
Branch Office	5662 COTTAGE HILL RD	MOBILE, AL 36609
Branch Office	106 CARTER DR	GROVE HILL, AL 36451
Branch Office	22116 HWY 43 N	CALVERT, AL 36513
Branch Office	1065 SPRING HILL AVE	MOBILE, AL 36604

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