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Azalea City Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
azaleacitycu.com
251-316-0000
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 49th largest credit union in the state of Alabama. It is also the 2,550th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 15 employees and 4,733 members at 5 locations. Azalea City Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Azalea City Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Clark, Mobile, or Washington.
See current membership details

Reviews

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Health
B+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68224
Year Chartered1954
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD4.43%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$43.1MM$42.5MM
LoansQ4 2024vs Q4 2023$24.5MM$27.2MM
DepositsQ4 2024vs Q4 2023$36.2MM$35.7MM
Equity CapitalQ4 2024vs Q4 2023$6.5MM$6.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$507K$557K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$438K$780K
Real Estate OwnedQ4 2024vs Q4 2023$62K$73K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Azalea City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azalea City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-Share Account
0.30%$0-Club Account

Azalea City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Share Draft Account

Azalea City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$0-6 Month Certificate
4.06%$0-12 Month Certificate
3.80%$0-18 Month Certificate
3.75%$0-60 Month Certificate
3.60%$0-24 Month Certificate
3.50%$0-36 Month Certificate
3.44%$0-48 Month Certificate

Azalea City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$0-6 Month IRA
4.06%$0-12 Month IRA
3.80%$0-18 Month IRA
3.75%$0-60 Month IRA
3.60%$0-24 Month IRA
3.50%$0-36 Month IRA
3.44%$0-48 Month IRA
0.43%$0-IRA Share Account
Locations


Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office5662 COTTAGE HILL RDMOBILE, AL 36609
Branch Office106 CARTER DRGROVE HILL, AL 36451
Branch Office22116 HWY 43 NCALVERT, AL 36513
Branch Office1065 SPRING HILL AVEMOBILE, AL 36604

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