Azalea City Credit Union


Overview / Commentary
251-316-0000
5662 Cottage Hill Rd
Mobile, AL 36609

Azalea City Credit Union is headquartered in MOBILE and is the 49th largest credit union in the state of Alabama. It is also the 2,586th largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 15 employees and 4,872 members at 5 locations. Azalea City Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Azalea City Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Clark, Mobile, or Washington.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Azalea City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68224
Year Chartered1954
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.23%
Annual Interest Income$566K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$43.5MM$37.2MM
LoansQ1 2024vs Q1 2023$26.6MM$23.9MM
DepositsQ1 2024vs Q1 2023$36.8MM$31.5MM
Equity CapitalQ1 2024vs Q1 2023$6.4MM$5.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$508K$679K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$702K$492K
Real Estate OwnedQ1 2024vs Q1 2023$134K$73K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azalea City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.53%$0-IRA Share Account
0.50%$100-Share Account
0.50%$0-Club Account

Azalea City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Share Draft Account

Azalea City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-18 Month Certificate
4.25%$0-24 Month Certificate
4.10%$0-12 Month Certificate
3.80%$0-60 Month Certificate
3.75%$0-48 Month Certificate
3.50%$0-6 Month Certificate
3.50%$0-36 Month Certificate

Azalea City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-18 Month IRA
4.25%$0-24 Month IRA
4.10%$0-12 Month IRA
3.80%$0-60 Month IRA
3.75%$0-48 Month IRA
3.50%$0-6 Month IRA
3.50%$0-36 Month IRA
Locations


Azalea City Credit Union Locations
Branch Office5662 Cottage Hill RdMOBILE, AL 36609
Branch Office5662 COTTAGE HILL RDMOBILE, AL 36609
Branch Office106 CARTER DRGROVE HILL, AL 36451
Branch Office22116 HWY 43 NCALVERT, AL 36513
Branch Office1065 SPRING HILL AVEMOBILE, AL 36604

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