BAC Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash 1.95% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.88% - National Average |
| 0.65% | 5-year CD | 60 Months CD |
BAC Community Bank is headquartered in Stockton and is the 86th largest bank in the state of California. It is also the 1,172nd largest bank in the nation. It was established in 1965 and as of March of 2018, it had grown to 108 employees at 11 locations. BAC Community Bank has a B+ health rating.
Related Posts
Is Not An Online Bank?
After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19434 |
| Year Established | 1965 |
| Employees | 108 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 10.7% |
| Annual Interest Income | $5.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $625.6MM$598.7MM |
| Loans | Q1 2018vs Q1 2017 | $397.2MM$348.3MM |
| Deposits | Q1 2018vs Q1 2017 | $564.2MM$539.9MM |
| Equity Capital | Q1 2018vs Q1 2017 | $56.5MM$53.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $6.1MM$5.4MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $3.2MM$2.2MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $867.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BAC Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.03% | - | - | Select Savings | ||
| 0.03% | - | - | Commerce Savings | ||
BAC Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $250k* | - | Select Money Market | ||
| OTHER TIERS: 0.07% → $2,500 - $25k | 0.08% → $25k - $50k | 0.15% → $50k - $100k | 0.18% → $100k - $250k | |||||
| 0.25%* | $250k* | - | Commerce Money Market | ||
| OTHER TIERS: 0.07% → $2,500 - $25k | 0.08% → $25k - $50k | 0.15% → $50k - $100k | 0.18% → $100k - $250k | |||||
BAC Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.01% | $1k | - | Select Interest Checking | ||
| 0.01% | $1k | - | Commerce 200 with Interest Checkinig | ||
| 0.01% | $1k | - | Commerce 500 with Interest Checking | ||
BAC Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | 60 Months CD | ||
| OTHER TIERS: 0.50% → $2,500 - $50k | 0.55% → $50k - $100k | |||||
| 0.45%* | $100k* | - | 48 Months CD | ||
| OTHER TIERS: 0.30% → $2,500 - $50k | 0.35% → $50k - $100k | |||||
| 0.40%* | $100k* | - | 36 Months CD | ||
| OTHER TIERS: 0.30% → $2,500 - $50k | 0.35% → $50k - $100k | |||||
| 0.30% | $2,500 | - | 24 Months CD | ||
| 0.20%* | $10k* | - | 18 Months CD | ||
| OTHER TIERS: 0.18% → $2,500 - $10k | |||||
| 0.18% | $2,500 | - | 12 Months CD | ||
| 0.10% | $2,500 | - | 6 Months CD | ||
| 0.10% | $2,500 | - | 7 Months CD | ||
| 0.10% | $2,500 | - | 8 Months CD | ||
| 0.10% | $2,500 | - | 9 Months CD | ||
| 0.10% | $2,500 | - | 10 Months CD | ||
| 0.10% | $2,500 | - | 11 Months CD | ||
| 0.08%* | $50k* | - | 1 Month CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 2 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 3 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 4 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 5 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
