BAC Community Bank

Eligibility Requirements | Locations (10) | Receive alerts for this bank

Based on 2 reviews

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CURRENT TOP RATE

Free Kasasa Cash

Overview / Commentary

www.bankbac.com

209-473-6800

517 East Weber Avenue
Stockton, CA 95202

BAC Community Bank is headquartered in Stockton and is the 79^th largest bank in the state of California. It is also the 1,175^th largest bank in the nation. It was established in 1965 and as of June of 2022, it had grown to 107 employees at 10 locations. BAC Community Bank has a B+ health rating.

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2009

12/15 - 3.09% Reward Checking Account at Bank of Agriculture & Commerce in California - Local Only

Reviews (2)

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So Happy I Found This Bank!

Posted by: ardi18 | Dec 28, 2018

I am so happy with this bank -- BEST customer service and GREAT mobile app! I even get a monthly reward on my account without any fees!!!
5-stars for sure!

Comment

2

Is Not An Online Bank?

Posted by: Jan234 | Feb 8, 2018

After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!

Comment

4

Health

B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	19434
Year Established	1965
Employees	107
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	7.74%
Annual Interest Income	$12.0MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$818.4MM$801.1MM
Loans	Q2 2022vs Q2 2021	$403.3MM$469.4MM
Deposits	Q2 2022vs Q2 2021	$766.6MM$715.4MM
Equity Capital	Q2 2022vs Q2 2021	$44.4MM$79.0MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$6.4MM$6.7MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$5.0MM$2.3MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BAC Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.02%	-	-	Select Savings
0.02%	-	-	Commerce Savings
0.02%	-	-	Minor Savings

BAC Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.18%^*	$1m^*	-	Select Money Market
OTHER TIERS: 0.04% → $2.5k - $100k \| 0.07% → $100k - $250k \| 0.14% → $250k - $500k \| 0.16% → $500k - $1m
0.18%^*	$1m^*	-	Commerce Money Market
OTHER TIERS: 0.05% → $2.5k - $100k \| 0.07% → $100k - $250k \| 0.14% → $250k - $500k \| 0.16% → $500k - $1m

BAC Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Free Kasasa Cash
OTHER TIERS: 0.25% → $10k+
0.01%	$1k	-	Select Interest Checking
0.01%	$1k	-	Commerce 500 with Interest Checking

BAC Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$2.5k	-	60 Month CD
0.20%	$2.5k	-	24 Month CD
0.20%	$2.5k	-	36 Month CD
0.20%	$2.5k	-	48 Month CD
0.18%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.15% → $2.5k - $100k
0.15%	$2.5k	-	12 Month CD
0.10%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.10%^*	$100k^*	-	7 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.10%^*	$100k^*	-	8 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.10%^*	$100k^*	-	9 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.10%^*	$100k^*	-	10 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.10%^*	$100k^*	-	11 Month CD
OTHER TIERS: 0.09% → $2.5k - $100k
0.07%^*	$100k^*	-	1 Month CD
OTHER TIERS: 0.05% → $2.5k - $100k
0.07%^*	$100k^*	-	2 Month CD
OTHER TIERS: 0.05% → $2.5k - $100k
0.07%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.05% → $2.5k - $100k
0.07%^*	$100k^*	-	4 Month CD
OTHER TIERS: 0.05% → $2.5k - $100k
0.07%^*	$100k^*	-	5 Month CD
OTHER TIERS: 0.05% → $2.5k - $100k

Locations

Cities: Antioch, Brentwood, Concord, Discovery Bay, Lodi, Modesto, Oakley, Stockton

Antioch Branches
Antioch Branch	3448 Deer Valley Road	Antioch, CA 94531

Brentwood Branches
Country Club Branch	2251 Balfour Rd	Brentwood, CA 94513
Brentwood Branch	740 First Street	Brentwood, CA 94513

Concord Branches
Concord Branch	2090 Diamond Boulevard	Concord, CA 94520

Discovery Bay Branches
Discovery Bay Branch	14804-A Highway 4	Discovery Bay, CA 94505

Lodi Branches
Lodi Branch	1610 West Kettleman Lane, Suite C	Lodi, CA 95242

Modesto Branches
Modesto Branch	1625 J Street	Modesto, CA 95354

Oakley Branches
Oakley Branch	1070 Laurel Road	Oakley, CA 94561

Stockton Branches
Bank Of Agriculture and Commerce	517 E Weber Ave	Stockton, CA 95202
Downtown Branch	2001 West March Lane	Stockton, CA 95207

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