BAC Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash 1.92% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.86% - National Average |
| 0.65% | 5-year CD | 60 Months CD 2.50% - Ally Bank High Yield 5 Year CD |
BAC Community Bank is headquartered in Stockton and is the 86th largest bank in the state of California. It is also the 1,176th largest bank in the nation. It was established in 1965 and as of December of 2017, it had grown to 106 employees at 11 locations. BAC Community Bank has an A health rating.
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Is Not An Online Bank?
After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19434 |
| Year Established | 1965 |
| Employees | 106 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 10.03% |
| Annual Interest Income | $20.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $623.7MM$582.7MM |
| Loans | Q4 2017vs Q4 2016 | $395.4MM$331.5MM |
| Deposits | Q4 2017vs Q4 2016 | $561.7MM$524.7MM |
| Equity Capital | Q4 2017vs Q4 2016 | $57.2MM$54.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $6.1MM$5.4MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.8MM$2.4MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $867.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BAC Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.03% | - | - | Select Savings | ||
| 0.03% | - | - | Commerce Savings | ||
BAC Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $250k* | - | Select Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.06% → $25k - $50k | 0.07% → $50k - $100k | 0.08% → $100k - $250k | |||||
| 0.15%* | $250k* | - | Commerce Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.06% → $25k - $50k | 0.07% → $50k - $100k | 0.08% → $100k - $250k | |||||
BAC Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.01% | $1k | - | Select Interest Checking | ||
| 0.01% | $1k | - | Commerce 200 with Interest Checkinig | ||
| 0.01% | $1k | - | Commerce 500 with Interest Checking | ||
BAC Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | 60 Months CD | ||
| OTHER TIERS: 0.50% → $2,500 - $50k | 0.55% → $50k - $100k | |||||
| 0.45%* | $100k* | - | 48 Months CD | ||
| OTHER TIERS: 0.30% → $2,500 - $50k | 0.35% → $50k - $100k | |||||
| 0.40%* | $100k* | - | 36 Months CD | ||
| OTHER TIERS: 0.30% → $2,500 - $50k | 0.35% → $50k - $100k | |||||
| 0.30% | $2,500 | - | 24 Months CD | ||
| 0.20%* | $10k* | - | 18 Months CD | ||
| OTHER TIERS: 0.18% → $2,500 - $10k | |||||
| 0.18% | $2,500 | - | 12 Months CD | ||
| 0.10% | $2,500 | - | 6 Months CD | ||
| 0.10% | $2,500 | - | 7 Months CD | ||
| 0.10% | $2,500 | - | 8 Months CD | ||
| 0.10% | $2,500 | - | 9 Months CD | ||
| 0.10% | $2,500 | - | 10 Months CD | ||
| 0.10% | $2,500 | - | 11 Months CD | ||
| 0.08%* | $50k* | - | 1 Month CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 2 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 3 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 4 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
| 0.08%* | $50k* | - | 5 Months CD | ||
| OTHER TIERS: 0.07% → $2,500 - $50k | |||||
