2. BAC Community Bank

BAC Community Bank


Overview / Commentary
www.bankbac.com
209-473-6800
517 East Weber Avenue
Stockton, CA 95202

BAC Community Bank is headquartered in Stockton and is the 87th largest bank in the state of California. It is also the 1,181st largest bank in the nation. It was established in 1965 and as of June of 2019, it had grown to 112 employees at 12 locations. BAC Community Bank has an A health rating.

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Reviews (2)

So Happy I Found This Bank!

Posted by: ardi18 | Dec 28, 2018

I am so happy with this bank -- BEST customer service and GREAT mobile app! I even get a monthly reward on my account without any fees!!!
5-stars for sure!

2

Is Not An Online Bank?

Posted by: Jan234 | Feb 8, 2018

After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!

3


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19434
Year Established1965
Employees112
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD13.82%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$633.4MM$625.4MM
LoansQ2 2019vs Q2 2018$442.9MM$423.5MM
DepositsQ2 2019vs Q2 2018$560.3MM$548.2MM
Equity CapitalQ2 2019vs Q2 2018$66.7MM$57.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$6.1MM$6.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.9MM$3.0MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BAC Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% → $10k+
0.05%--Select Savings
0.05%--Commerce Savings
0.05%--Minor Savings

BAC Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Select Money Market
OTHER TIERS: 0.07% → $2.5k - $100k | 0.08% → $100k - $250k | 0.15% → $250k - $500k | 0.18% → $500k - $1m
0.25%*$1m*-Commerce Money Market
OTHER TIERS: 0.07% → $2.5k - $100k | 0.08% → $100k - $250k | 0.15% → $250k - $500k | 0.18% → $500k - $1m

BAC Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kFree Kasasa Cash
OTHER TIERS: 0.25% → $10k+
0.01%$1k-Select Interest Checking
0.01%$1k-Commerce 200 with Interest Checkinig
0.01%$1k-Commerce 500 with Interest Checking

BAC Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-60 Month CD
OTHER TIERS: 0.50% → $2.5k - $50k | 0.55% → $50k - $100k
0.45%*$100k*-48 Month CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k
0.40%*$100k*-36 Month CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k
0.30%$2.5k-24 Month CD
0.20%*$10k*-18 Month CD
OTHER TIERS: 0.18% → $2.5k - $10k
0.18%$2.5k-12 Month CD
0.10%$2.5k-6 Month CD
0.10%$2.5k-7 Month CD
0.10%$2.5k-8 Month CD
0.10%$2.5k-9 Month CD
0.10%$2.5k-10 Month CD
0.10%$2.5k-11 Month CD
0.08%*$50k*-1 Month CD
OTHER TIERS: 0.07% → $2.5k - $50k
0.08%*$50k*-2 Month CD
OTHER TIERS: 0.07% → $2.5k - $50k
0.08%*$50k*-3 Month CD
OTHER TIERS: 0.07% → $2.5k - $50k
0.08%*$50k*-4 Month CD
OTHER TIERS: 0.07% → $2.5k - $50k
0.08%*$50k*-5 Month CD
OTHER TIERS: 0.07% → $2.5k - $50k
Locations

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