BAC Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 2.06% - National Average |
| 0.50% | Reward Savings | 0.93% - National Average |
| 0.65% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
BAC Community Bank is headquartered in Stockton and is the 82nd largest bank in the state of California. It is also the 1,107th largest bank in the nation. It was established in 1965 and as of September of 2018, it had grown to 107 employees at 12 locations. BAC Community Bank has an A health rating.
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Is Not An Online Bank?
After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19434 |
| Year Established | 1965 |
| Employees | 107 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 12.71% |
| Annual Interest Income | $17.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $668.0MM$632.0MM |
| Loans | Q3 2018vs Q3 2017 | $426.9MM$379.4MM |
| Deposits | Q3 2018vs Q3 2017 | $605.4MM$571.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $57.0MM$56.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $6.1MM$6.1MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.9MM$2.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BAC Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.03% | - | - | Select Savings | ||
| 0.03% | - | - | Commerce Savings | ||
BAC Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $1m* | - | Select Money Market | ||
| OTHER TIERS: 0.07% → $2.5k - $100k | 0.08% → $100k - $250k | 0.15% → $250k - $500k | 0.18% → $500k - $1m | |||||
| 0.25%* | $1m* | - | Commerce Money Market | ||
| OTHER TIERS: 0.07% → $2.5k - $100k | 0.08% → $100k - $250k | 0.15% → $250k - $500k | 0.18% → $500k - $1m | |||||
BAC Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Free Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.01% | $1k | - | Select Interest Checking | ||
| 0.01% | $1k | - | Commerce 200 with Interest Checkinig | ||
| 0.01% | $1k | - | Commerce 500 with Interest Checking | ||
BAC Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 0.50% → $2.5k - $50k | 0.55% → $50k - $100k | |||||
| 0.45%* | $100k* | - | 48 Month CD | ||
| OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k | |||||
| 0.40%* | $100k* | - | 36 Month CD | ||
| OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k | |||||
| 0.30% | $2.5k | - | 24 Month CD | ||
| 0.20%* | $10k* | - | 18 Month CD | ||
| OTHER TIERS: 0.18% → $2.5k - $10k | |||||
| 0.18% | $2.5k | - | 12 Month CD | ||
| 0.10% | $2.5k | - | 6 Month CD | ||
| 0.10% | $2.5k | - | 7 Month CD | ||
| 0.10% | $2.5k | - | 8 Month CD | ||
| 0.10% | $2.5k | - | 9 Month CD | ||
| 0.10% | $2.5k | - | 10 Month CD | ||
| 0.10% | $2.5k | - | 11 Month CD | ||
| 0.08%* | $50k* | - | 1 Month CD | ||
| OTHER TIERS: 0.07% → $2.5k - $50k | |||||
| 0.08%* | $50k* | - | 2 Month CD | ||
| OTHER TIERS: 0.07% → $2.5k - $50k | |||||
| 0.08%* | $50k* | - | 3 Month CD | ||
| OTHER TIERS: 0.07% → $2.5k - $50k | |||||
| 0.08%* | $50k* | - | 4 Month CD | ||
| OTHER TIERS: 0.07% → $2.5k - $50k | |||||
| 0.08%* | $50k* | - | 5 Month CD | ||
| OTHER TIERS: 0.07% → $2.5k - $50k | |||||
