BAC Community Bank is headquartered in Stockton and is the 86th largest bank in the state of California. It is also the 1,182nd largest bank in the nation. It was established in 1965 and as of December of 2020, it had grown to 114 employees at 11 locations. BAC Community Bank has an A health rating.
I am so happy with this bank -- BEST customer service and GREAT mobile app! I even get a monthly reward on my account without any fees!!!
5-stars for sure!
After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!
Overall | |
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FDIC Certificate # | 19434 |
Year Established | 1965 |
Employees | 114 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.21% |
Return on Equity - YTD | 11.48% |
Annual Interest Income | $25.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $748.4MM$625.0MM |
Loans | Q4 2020vs Q4 2019 | $508.8MM$445.3MM |
Deposits | Q4 2020vs Q4 2019 | $657.8MM$549.3MM |
Equity Capital | Q4 2020vs Q4 2019 | $78.2MM$69.7MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $6.7MM$6.0MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $4.5MM$3.0MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | - | $10k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.03% | - | - | Select Savings | ||
0.03% | - | - | Commerce Savings | ||
0.03% | - | - | Minor Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Free Kasasa Cash | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.01% | $1k | - | Select Interest Checking | ||
0.01% | $1k | - | Commerce 500 with Interest Checking |