BAC Community Bank is headquartered in STOCKTON and is the 75th largest bank in the state of California. It is also the 1,157th largest bank in the nation. It was established in 1965 and as of June of 2023, it had grown to 111 employees at 10 locations. BAC Community Bank has a B health rating.
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So Happy I Found This Bank!
I am so happy with this bank -- BEST customer service and GREAT mobile app! I even get a monthly reward on my account without any fees!!!
5-stars for sure!
Is Not An Online Bank?
After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19434 |
| Year Established | 1965 |
| Employees | 111 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 5.64% |
| Annual Interest Income | $13.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $833.0MM$819.6MM |
| Loans | Q2 2023vs Q2 2022 | $418.6MM$403.3MM |
| Deposits | Q2 2023vs Q2 2022 | $729.4MM$766.6MM |
| Equity Capital | Q2 2023vs Q2 2022 | $54.6MM$45.6MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $6.6MM$6.4MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $2.8MM$5.0MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |