BAC Community Bank


Overview / Commentary
209-473-6800
517 East Weber Avenue
Stockton, CA 95202

BAC Community Bank is headquartered in Stockton and is the 83rd largest bank in the state of California. It is also the 1,181st largest bank in the nation. It was established in 1965 and as of September of 2021, it had grown to 112 employees at 10 locations. BAC Community Bank has an A health rating.

Reviews (2)

So Happy I Found This Bank!

Posted by: |

I am so happy with this bank -- BEST customer service and GREAT mobile app! I even get a monthly reward on my account without any fees!!!
5-stars for sure!

Is Not An Online Bank?

Posted by: |

After weeks of not hearing from them, I call them and they inform me that my application was not accepted for reasons they can not tell me...but...I can go try in a branch! Excuse me...this as an online application for an online account! And you can't even tell me why my application didn't get approved? I have no problem getting approved by other banks!



Health

Health Grade Components

Overall
FDIC Certificate #19434
Year Established1965
Employees112
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.07%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$809.9MM$755.9MM
LoansQ3 2021vs Q3 2020$424.5MM$525.5MM
DepositsQ3 2021vs Q3 2020$724.7MM$662.7MM
Equity CapitalQ3 2021vs Q3 2020$77.8MM$76.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$6.8MM$6.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$2.4MM$4.5MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not BAC Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BAC Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.02%--Select Savings
0.02%--Commerce Savings
0.02%--Minor Savings

BAC Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$1m*-Select Money Market
OTHER TIERS: 0.04% $2.5k - $100k | 0.07% $100k - $250k | 0.14% $250k - $500k | 0.16% $500k - $1m
0.18%*$1m*-Commerce Money Market
OTHER TIERS: 0.05% $2.5k - $100k | 0.07% $100k - $250k | 0.14% $250k - $500k | 0.16% $500k - $1m

BAC Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kFree Kasasa Cash
OTHER TIERS: 0.25% $10k+
0.01%$1k-Select Interest Checking
0.01%$1k-Commerce 500 with Interest Checking

BAC Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2.5k-60 Month CD
0.20%$2.5k-24 Month CD
0.20%$2.5k-36 Month CD
0.20%$2.5k-48 Month CD
0.18%*$100k*-18 Month CD
OTHER TIERS: 0.15% $2.5k - $100k
0.15%$2.5k-12 Month CD
0.10%*$100k*-6 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.10%*$100k*-7 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.10%*$100k*-8 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.10%*$100k*-9 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.10%*$100k*-10 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.10%*$100k*-11 Month CD
OTHER TIERS: 0.09% $2.5k - $100k
0.07%*$100k*-1 Month CD
OTHER TIERS: 0.05% $2.5k - $100k
0.07%*$100k*-2 Month CD
OTHER TIERS: 0.05% $2.5k - $100k
0.07%*$100k*-3 Month CD
OTHER TIERS: 0.05% $2.5k - $100k
0.07%*$100k*-4 Month CD
OTHER TIERS: 0.05% $2.5k - $100k
0.07%*$100k*-5 Month CD
OTHER TIERS: 0.05% $2.5k - $100k
Locations


Cities: Antioch, Brentwood, Concord, Discovery Bay, Lodi, Modesto, Oakley, Stockton

Antioch Branches
Antioch Branch3448 Deer Valley RoadAntioch, CA 94531

Brentwood Branches
Country Club Branch2251 Balfour RdBrentwood, CA 94513
Brentwood Branch740 First StreetBrentwood, CA 94513

Concord Branches
Concord Branch2090 Diamond BoulevardConcord, CA 94520

Discovery Bay Branches
Discovery Bay Branch14804-A Highway 4Discovery Bay, CA 94505

Lodi Branches
Lodi Branch1610 West Kettleman Lane, Suite CLodi, CA 95242

Modesto Branches
Modesto Branch1625 J StreetModesto, CA 95354

Oakley Branches
Oakley Branch1070 Laurel RoadOakley, CA 94561

Stockton Branches
Bank Of Agriculture and Commerce517 East Weber AvenueStockton, CA 95202
Downtown Branch2001 West March LaneStockton, CA 95207

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