Bakersfield City Employees Federal Credit Union


Overview / Commentary
661-861-6151
2817 16th St
Bakersfield, CA 93301-3210

Bakersfield City Employees Federal Credit Union is headquartered in Bakersfield and is the 230th largest credit union in the state of California. It is also the 2,877th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 8 employees and 2,447 members at 1 location. Bakersfield City Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bakersfield City Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1339
Year Chartered1936
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.7%
Annual Interest Income$983.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$30.1MM$31.8MM
LoansQ4 2018vs Q4 2017$15.6MM$16.2MM
DepositsQ4 2018vs Q4 2017$27.3MM$28.9MM
Equity CapitalQ4 2018vs Q4 2017$2.7MM$2.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$101.00K$94.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$93.00K$329.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bakersfield City Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Share Account
0.05%$5-Club Account

Bakersfield City Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$50k*-60 Month CD
OTHER TIERS: 0.90% $1k - $10k | 1.06% $10k - $50k
1.26%*$50k*-48 Month CD
OTHER TIERS: 0.75% $1k - $10k | 0.90% $10k - $50k
1.10%*$50k*-36 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.75% $10k - $50k
0.95%*$50k*-24 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.60% $10k - $50k
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.45% $10k - $50k
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k

Bakersfield City Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-2 Year IRA
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $50k
0.60%*$50k*-1 Year IRA
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
Locations


Bakersfield City Employees Federal Credit Union Locations
Branch Office2817 16th StBakersfield, CA 93301-3210

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