Featured Savings Rates
Featured Accounts

Bakersfield City Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.41%5-year CD60 Month CD
0.80%1-year CD12 Month CD
0.15%SavingsRegular Share Account

Overview / Commentary
661-861-6151
2817 16th St
Bakersfield, CA 93301-3210

Bakersfield City Employees Federal Credit Union is headquartered in Bakersfield and is the 234th largest credit union in the state of California. It is also the 2,830th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 8 employees and 2,431 members at 1 location. Bakersfield City Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bakersfield City Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1339
Year Chartered1936
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.34%
Annual Interest Income$727.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$32.1MM$30.4MM
LoansQ3 2016vs Q3 2015$16.4MM$17.3MM
DepositsQ3 2016vs Q3 2015$29.3MM$27.7MM
Equity CapitalQ3 2016vs Q3 2015$2.7MM$2.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$131.00K$134.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$62.00K$74.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$37.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bakersfield City Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Share Account
0.05%--Club Account

Bakersfield City Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$50k*-60 Month CD
OTHER TIERS: 0.90% $1k - $10k | 1.06% $10k - $50k
1.26%*$50k*-48 Month CD
OTHER TIERS: 0.75% $1k - $10k | 0.90% $10k - $50k
1.10%*$50k*-36 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.75% $10k - $50k
0.95%*$50k*-24 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.60% $10k - $50k
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.45% $10k - $50k
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k

Bakersfield City Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-2 Year IRA
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $50k
0.60%*$50k*-1 Year IRA
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
Locations


Bakersfield City Employees Federal Credit Union Locations
Branch Office2817 16th StBakersfield, CA 93301-3210