Bakersfield City Employees Federal Credit Union


Overview / Commentary
661-861-6151
2817 16th St
Bakersfield, CA 93301-3210

Bakersfield City Employees Federal Credit Union is headquartered in Bakersfield and is the 231st largest credit union in the state of California. It is also the 2,897th largest credit union in the nation. It was established in 1936 and as of June of 2019, it had grown to 8 employees and 2,454 members at 1 location. Bakersfield City Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bakersfield City Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1339
Year Chartered1936
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.28%
Annual Interest Income$503.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$29.8MM$31.8MM
LoansQ2 2019vs Q2 2018$15.4MM$15.3MM
DepositsQ2 2019vs Q2 2018$26.8MM$29.2MM
Equity CapitalQ2 2019vs Q2 2018$2.9MM$2.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$104.00K$148.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$191.00K$324.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$236.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bakersfield City Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Share Account
0.05%$5-Club Account

Bakersfield City Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$50k*-60 Month CD
OTHER TIERS: 0.90% $1k - $10k | 1.06% $10k - $50k
1.26%*$50k*-48 Month CD
OTHER TIERS: 0.75% $1k - $10k | 0.90% $10k - $50k
1.10%*$50k*-36 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.75% $10k - $50k
0.95%*$50k*-24 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.60% $10k - $50k
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.45% $10k - $50k
0.65%*$50k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k

Bakersfield City Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-2 Year IRA
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $50k
0.60%*$50k*-1 Year IRA
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
Locations


Bakersfield City Employees Federal Credit Union Locations
Branch Office2817 16th StBakersfield, CA 93301-3210

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