Bakersfield City Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.41%	5-year CD	60 Month CD 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
0.80%	1-year CD	12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Regular Share Account 1.65% - Barclays Online Savings Account

View all Bakersfield City Employees Federal Credit Union rates »

Overview / Commentary

www.bakcityefcu.org

661-861-6151

2817 16th St
Bakersfield, CA 93301-3210

Bakersfield City Employees Federal Credit Union is headquartered in Bakersfield and is the 228^th largest credit union in the state of California. It is also the 2,826^th largest credit union in the nation. It was established in 1936 and as of March of 2018, it had grown to 8 employees and 2,432 members at 1 location. Bakersfield City Employees Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q1 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bakersfield City Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	1339
Year Chartered	1936
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.26%
Return on Equity - YTD	-3.16%
Annual Interest Income	$240.00K

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$32.4MM$32.6MM
Loans	Q1 2018vs Q1 2017	$15.9MM$16.2MM
Deposits	Q1 2018vs Q1 2017	$29.7MM$29.8MM
Equity Capital	Q1 2018vs Q1 2017	$2.7MM$2.7MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$124.00K$93.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$273.00K$3.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bakersfield City Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bakersfield City Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$100	-	Regular Share Account
0.05%	-	-	Club Account

Bakersfield City Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%^*	$50k^*	-	60 Month CD
OTHER TIERS: 0.90% → $1k - $10k \| 1.06% → $10k - $50k
1.26%^*	$50k^*	-	48 Month CD
OTHER TIERS: 0.75% → $1k - $10k \| 0.90% → $10k - $50k
1.10%^*	$50k^*	-	36 Month CD
OTHER TIERS: 0.60% → $1k - $10k \| 0.75% → $10k - $50k
0.95%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.45% → $1k - $10k \| 0.60% → $10k - $50k
0.80%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.30% → $1k - $10k \| 0.45% → $10k - $50k
0.65%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $50k

Bakersfield City Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$50k^*	-	2 Year IRA
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $50k
0.60%^*	$50k^*	-	1 Year IRA
OTHER TIERS: 0.40% → $1k - $10k \| 0.50% → $10k - $50k

Locations

Bakersfield City Employees Federal Credit Union Locations
Branch Office	2817 16th St	Bakersfield, CA 93301-3210

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.