Bakersfield City Employees Federal Credit Union is headquartered in Bakersfield and is the 210th largest credit union in the state of California. It is also the 2,905th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 6 employees and 2,084 members at 2 locations. Bakersfield City Employees Federal Credit Union has a B health rating.
Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.
See current membership details
Overall | |
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NCUA # | 1339 |
Year Chartered | 1936 |
Employees | 6 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 8.75% |
Annual Interest Income | $327K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $29.9MM$32MM |
Loans | Q1 2025vs Q1 2024 | $16.4MM$17.2MM |
Deposits | Q1 2025vs Q1 2024 | $26.7MM$29.4MM |
Equity Capital | Q1 2025vs Q1 2024 | $3.1MM$2.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $52K$52K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $45K$64K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Bakersfield City Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Regular Share Account | |
0.05% | $5 | - | Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $1k | - | 60 Month CD | |
0.60% | $1k | - | 48 Month CD | |
0.50% | $1k | - | 36 Month CD | |
0.40% | $1k | - | 24 Month CD | |
0.30% | $1k | - | 12 Month CD | |
0.20% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.80%* | $50k* | - | 2 Year IRA | ||
OTHER TIERS: 0.60% → $1k - $10k | 0.70% → $10k - $50k | |||||
0.60%* | $50k* | - | 1 Year IRA | ||
OTHER TIERS: 0.40% → $1k - $10k | 0.50% → $10k - $50k |
Bakersfield City Employees Federal Credit Union Locations | ||
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Branch Office | 2817 16th St | Bakersfield, CA 93301-3210 |
Branch Office | 1717 Truxtun AVe | Bakersfield, CA 93301 |