Ballston Spa National Bank

Overview / Commentary
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 72nd largest bank in the state of New York. It is also the 1,276th largest bank in the nation. It was established in 1838 and as of December of 2019, it had grown to 117 employees at 13 locations. Ballston Spa National Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #6959
Year Established1838
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.9%
Annual Interest Income$22.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$584.9MM$532.0MM
LoansQ4 2019vs Q4 2018$471.6MM$425.0MM
DepositsQ4 2019vs Q4 2018$446.3MM$419.9MM
Equity CapitalQ4 2019vs Q4 2018$52.1MM$47.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.2MM$5.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.8MM$2.9MM
Real Estate OwnedQ4 2019vs Q4 2018$135.00K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ballston Spa National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ballston Spa National Bank Savings Account Rates

0.05%$100-Holiday Club
0.05%$100-Youth Savings
0.05%$100-Statement Savings

Ballston Spa National Bank Money Market Rates

0.10%*$50k*-Diamond Money Market Investment Account
OTHER TIERS: 0.05% Up to $50k
0.10%*$50k*-Premier Money Market Investment Account
OTHER TIERS: 0.05% Up to $50k
0.10%*$50k*-Business Diamond Money Market Investment Account
OTHER TIERS: 0.05% Up to $50k

Ballston Spa National Bank Checking Account Rates

0.10%$500-Premier Checking
0.05%$500-Business Interest Checking
0.05%--Community Checking

Ballston Spa National Bank CD Rates

0.65%$500$100k48-60 Months Premier CD
0.60%$500$100k48-60 Months CD
0.60%$100k-48-60 Months Jumbo CD
0.55%$500$100k36-47 Months Premier CD
0.50%$500$100k36-47 Months CD
0.50%$100k-36-47 Months Jumbo CD
0.45%$500$100k24-35 Months Premier CD
0.40%$500$100k24-35 Months CD
0.40%$500$100k12-23 Months Premier CD
0.40%$100k-24-35 Months Jumbo CD
0.35%$500$100k12-23 Months CD
0.35%$100k-12-23 Months Jumbo CD
0.25%$500$100k180-364 Days Premier CD
0.20%$500$100k180-364 Days CD
0.20%$100k-180-364 Days Jumbo CD
0.15%$2.5k$100k7-31 Days Premier CD
0.15%$2.5k$100k32-89 Days Premier CD
0.15%$500$100k90-179 Days Premier CD
0.10%$2.5k$100k7-31 Days CD
0.10%$2.5k$100k32-89 Days CD
0.10%$500$100k90-179 Days CD
0.10%$100k-7-31 Days Jumbo CD
0.10%$100k-32-89 Days Jumbo CD
0.10%$100k-90-179 Days Jumbo CD

Ballston Spa National Bank IRA Rates

0.65%$500$100k48-60 Months Premier IRA
0.60%$500$100k48-60 Months IRA
0.60%$100k-48-60 Months Jumbo IRA
0.55%$500$100k36-47 Months Premier IRA
0.50%$500$100k36-47 Months IRA
0.50%$100k-36-47 Months Jumbo IRA
0.45%$500$100k24-35 Months Premier IRA
0.40%$500$100k12-23 Months Premier IRA
0.40%$500$100k24-35 Months IRA
0.40%$100k-24-35 Months Jumbo IRA
0.35%$500$100k12-23 Months IRA
0.35%$100k-12-23 Months Jumbo IRA
0.25%$500$100k180-364 Days Premier IRA
0.20%$500$100k180-364 Days IRA
0.20%$100k-180-364 Days Jumbo IRA
0.15%$500$100k90-179 Days Premier IRA
0.10%$500$100k90-179 Days IRA
0.10%$100k-90-179 Days Jumbo IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.