Ballston Spa National Bank is headquartered in Ballston Spa and is the 84th largest bank in the state of New York. It is also the 1,581st largest bank in the nation. It was established in 1838 and as of September of 2016, it had grown to 105 employees at 11 locations. Ballston Spa National Bank has an A health rating.
|FDIC Certificate #||6959|
|Return on Assets - YTD||0.52%|
|Return on Equity - YTD||6.32%|
|Annual Interest Income||$11.1MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$439.8MM$430.3MM|
|Loans||Q3 2016vs Q3 2015||$312.0MM$283.5MM|
|Deposits||Q3 2016vs Q3 2015||$398.9MM$380.3MM|
|Equity Capital||Q3 2016vs Q3 2015||$36.3MM$35.1MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$4.0MM$4.2MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$2.5MM$5.5MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$840.00K$1.3MM|
Rates for Ballston Spa National Bank are currently being reviewed.