Featured Savings Rates
Featured Accounts

Ballston Spa National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12-23 Months Jumbo CD
0.10%SavingsStatement Savings
0.60%4-year CD48-60 Months Jumbo CD

Overview / Commentary
518-363-8150
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 77th largest bank in the state of New York. It is also the 1,426th largest bank in the nation. It was established in 1838 and as of December of 2017, it had grown to 124 employees at 13 locations. Ballston Spa National Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #6959
Year Established1838
Employees124
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.72%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$499.1MM$442.2MM
LoansQ4 2017vs Q4 2016$391.6MM$326.1MM
DepositsQ4 2017vs Q4 2016$406.1MM$401.4MM
Equity CapitalQ4 2017vs Q4 2016$37.9MM$35.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.8MM$4.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.6MM$2.7MM
Real Estate OwnedQ4 2017vs Q4 2016$139.00K$675.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ballston Spa National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Youth Savings
0.10%$100-Statement Savings
0.05%$100-Holiday Club

Ballston Spa National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premier Money Market Investment Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.15%*$50k*-Diamond Money Market Investment Account
OTHER TIERS: 0.10% Up to $50k

Ballston Spa National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking
0.05%$500-Business Interest Checking
0.05%--Community Checking

Ballston Spa National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier CD
0.60%$500$100k48-60 Months CD
0.60%$100k-48-60 Months Jumbo CD
0.55%$500$100k36-47 Months Premier CD
0.50%$500$100k36-47 Months CD
0.50%$100k-36-47 Months Jumbo CD
0.45%$500$100k24-35 Months Premier CD
0.40%$500$100k24-35 Months CD
0.40%$500$100k12-23 Months Premier CD
0.40%$100k-24-35 Months Jumbo CD
0.35%$500$100k12-23 Months CD
0.35%$100k-12-23 Months Jumbo CD
0.25%$500$100k180-364 Days Premier CD
0.20%$500$100k180-364 Days CD
0.20%$100k-180-364 Days Jumbo CD
0.15%$2,500$100k7-31 Days Premier CD
0.15%$2,500$100k32-89 Days Premier CD
0.15%$500$100k90-179 Days Premier CD
0.10%$2,500$100k7-31 Days CD
0.10%$2,500$100k32-89 Days CD
0.10%$500$100k90-179 Days CD
0.10%$100k-7-31 Days Jumbo CD
0.10%$100k-32-89 Days Jumbo CD
0.10%$100k-90-179 Days Jumbo CD

Ballston Spa National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier IRA
0.60%$500$100k48-60 Months IRA
0.60%$100k-48-60 Months Jumbo IRA
0.55%$500$100k36-47 Months Premier IRA
0.50%$500$100k36-47 Months IRA
0.50%$100k-36-47 Months Jumbo IRA
0.45%$500$100k24-35 Months Premier IRA
0.40%$500$100k12-23 Months Premier IRA
0.40%$500$100k24-35 Months IRA
0.40%$100k-24-35 Months Jumbo IRA
0.35%$500$100k12-23 Months IRA
0.35%$100k-12-23 Months Jumbo IRA
0.25%$500$100k180-364 Days Premier IRA
0.20%$500$100k180-364 Days IRA
0.20%$100k-180-364 Days Jumbo IRA
0.15%$500$100k90-179 Days Premier IRA
0.10%$500$100k90-179 Days IRA
0.10%$100k-90-179 Days Jumbo IRA
Locations

Availability



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