Featured Savings Rates
Featured Accounts

Ballston Spa National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.20%1-year CD12-23 Months Jumbo CD
0.10%SavingsStatement Savings
0.60%4-year CD48-60 Months Jumbo CD

Overview / Commentary
518-363-8150
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 84th largest bank in the state of New York. It is also the 1,581st largest bank in the nation. It was established in 1838 and as of September of 2016, it had grown to 105 employees at 11 locations. Ballston Spa National Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #6959
Year Established1838
Employees105
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.32%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$439.8MM$430.3MM
LoansQ3 2016vs Q3 2015$312.0MM$283.5MM
DepositsQ3 2016vs Q3 2015$398.9MM$380.3MM
Equity CapitalQ3 2016vs Q3 2015$36.3MM$35.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.0MM$4.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.5MM$5.5MM
Real Estate OwnedQ3 2016vs Q3 2015$840.00K$1.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ballston Spa National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Looney Tune Savings
0.10%$100-Statement Savings
0.05%$100-Holiday Club

Ballston Spa National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premier Money Market Investment Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.15%*$50k*-VIP Money Market Investment Account
OTHER TIERS: 0.10% Up to $50k
0.15%*$50k*-Diamond Money Market Investment Account
OTHER TIERS: 0.10% Up to $50k

Ballston Spa National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking
0.05%$500-Business Interest Checking
0.05%--Community Checking

Ballston Spa National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier CD
0.60%$500$100k48-60 Months CD
0.60%$100k-48-60 Months Jumbo CD
0.55%$500$100k36-47 Months Premier CD
0.50%$500$100k36-47 Months CD
0.50%$100k-36-47 Months Jumbo CD
0.35%$500$100k24-35 Months Premier CD
0.30%$500$100k24-35 Months CD
0.30%$100k-24-35 Months Jumbo CD
0.25%$500$100k12-23 Months Premier CD
0.20%$500$100k12-23 Months CD
0.20%$500$100k180-364 Days Premier CD
0.20%$100k-12-23 Months Jumbo CD
0.15%$500$100k180-364 Days CD
0.15%$2,500$100k7-31 Days Premier CD
0.15%$2,500$100k32-89 Days Premier CD
0.15%$500$100k90-179 Days Premier CD
0.15%$100k-180-364 Days Jumbo CD
0.10%$2,500$100k7-31 Days CD
0.10%$2,500$100k32-89 Days CD
0.10%$500$100k90-179 Days CD
0.10%$100k-7-31 Days Jumbo CD
0.10%$100k-32-89 Days Jumbo CD
0.10%$100k-90-179 Days Jumbo CD

Ballston Spa National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier IRA
0.60%$500$100k48-60 Months IRA
0.60%$100k-48-60 Months Jumbo IRA
0.55%$500$100k36-47 Months Premier IRA
0.50%$500$100k36-47 Months IRA
0.50%$100k-36-47 Months Jumbo IRA
0.35%$500$100k24-35 Months Premier IRA
0.30%$500$100k24-35 Months IRA
0.30%$100k-24-35 Months Jumbo IRA
0.25%$500$100k12-23 Months Premier IRA
0.20%$500$100k180-364 Days Premier IRA
0.20%$500$100k12-23 Months IRA
0.20%$100k-12-23 Months Jumbo IRA
0.15%$500$100k90-179 Days Premier IRA
0.15%$500$100k180-364 Days IRA
0.15%$100k-180-364 Days Jumbo IRA
0.10%$500$100k90-179 Days IRA
0.10%$100k-90-179 Days Jumbo IRA
Locations

Ballston Spa National Bank has 12 locations. Click to view all Ballston Spa National Bank locations.