2. Ballston Spa National Bank

Ballston Spa National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
0.35%1-year CD
2.60% - Capital One 12 Month 360 CDAdvertisement
0.10%Savings
1.90% - American Express National Bank High Yield Savings AccountAdvertisement
0.60%4-year CD
2.75% - Barclays 48 Month Online CDAdvertisement
View all Ballston Spa National Bank rates »

Overview / Commentary
www.bsnb.com
518-363-8150
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 80th largest bank in the state of New York. It is also the 1,424th largest bank in the nation. It was established in 1838 and as of June of 2018, it had grown to 131 employees at 13 locations. Ballston Spa National Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #6959
Year Established1838
Employees131
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD13.29%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$502.5MM$464.4MM
LoansQ2 2018vs Q2 2017$402.6MM$362.2MM
DepositsQ2 2018vs Q2 2017$421.3MM$376.7MM
Equity CapitalQ2 2018vs Q2 2017$39.0MM$37.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.2MM$4.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.1MM$3.4MM
Real Estate OwnedQ2 2018vs Q2 2017$0$849.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ballston Spa National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ballston Spa National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Youth Savings
0.10%$100-Statement Savings
0.05%$100-Holiday Club

Ballston Spa National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premier Money Market Investment Account
OTHER TIERS: 0.15% → Up to $25k | 0.20% → $25k - $100k
0.15%*$50k*-Diamond Money Market Investment Account
OTHER TIERS: 0.10% → Up to $50k

Ballston Spa National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking
0.05%$500-Business Interest Checking
0.05%--Community Checking

Ballston Spa National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier CD
0.60%$500$100k48-60 Months CD
0.60%$100k-48-60 Months Jumbo CD
0.55%$500$100k36-47 Months Premier CD
0.50%$500$100k36-47 Months CD
0.50%$100k-36-47 Months Jumbo CD
0.45%$500$100k24-35 Months Premier CD
0.40%$500$100k24-35 Months CD
0.40%$500$100k12-23 Months Premier CD
0.40%$100k-24-35 Months Jumbo CD
0.35%$500$100k12-23 Months CD
0.35%$100k-12-23 Months Jumbo CD
0.25%$500$100k180-364 Days Premier CD
0.20%$500$100k180-364 Days CD
0.20%$100k-180-364 Days Jumbo CD
0.15%$2.5k$100k7-31 Days Premier CD
0.15%$2.5k$100k32-89 Days Premier CD
0.15%$500$100k90-179 Days Premier CD
0.10%$2.5k$100k7-31 Days CD
0.10%$2.5k$100k32-89 Days CD
0.10%$500$100k90-179 Days CD
0.10%$100k-7-31 Days Jumbo CD
0.10%$100k-32-89 Days Jumbo CD
0.10%$100k-90-179 Days Jumbo CD

Ballston Spa National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier IRA
0.60%$500$100k48-60 Months IRA
0.60%$100k-48-60 Months Jumbo IRA
0.55%$500$100k36-47 Months Premier IRA
0.50%$500$100k36-47 Months IRA
0.50%$100k-36-47 Months Jumbo IRA
0.45%$500$100k24-35 Months Premier IRA
0.40%$500$100k12-23 Months Premier IRA
0.40%$500$100k24-35 Months IRA
0.40%$100k-24-35 Months Jumbo IRA
0.35%$500$100k12-23 Months IRA
0.35%$100k-12-23 Months Jumbo IRA
0.25%$500$100k180-364 Days Premier IRA
0.20%$500$100k180-364 Days IRA
0.20%$100k-180-364 Days Jumbo IRA
0.15%$500$100k90-179 Days Premier IRA
0.10%$500$100k90-179 Days IRA
0.10%$100k-90-179 Days Jumbo IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.