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  2. Ballston Spa National Bank

Ballston Spa National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.20%1-year CD12-23 Months Jumbo CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.10%SavingsStatement Savings
1.00% - Ally Bank Online Savings AccountAdvertisement
0.60%4-year CD48-60 Months Jumbo CD
1.40% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
View all Ballston Spa National Bank rates »

Overview / Commentary
www.bsnb.com
518-363-8150
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 85th largest bank in the state of New York. It is also the 1,656th largest bank in the nation. It was established in 1838 and as of June of 2016, it had grown to 106 employees at 11 locations. Ballston Spa National Bank has a B+ health rating.

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Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #6959
Year Established1838
Employees106
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.33%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$413.5MM$403.8MM
LoansQ2 2016vs Q2 2015$291.9MM$277.6MM
DepositsQ2 2016vs Q2 2015$362.0MM$343.9MM
Equity CapitalQ2 2016vs Q2 2015$36.4MM$34.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.0MM$4.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.1MM$5.3MM
Real Estate OwnedQ2 2016vs Q2 2015$1.5MM$1.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ballston Spa National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Looney Tune Savings
0.10%$100-Statement Savings
0.05%$100-Holiday Club

Ballston Spa National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premier Money Market Investment Account
OTHER TIERS: 0.15% → Up to $25k | 0.20% → $25k - $100k
0.15%*$50k*-VIP Money Market Investment Account
OTHER TIERS: 0.10% → Up to $50k
0.15%*$50k*-Diamond Money Market Investment Account
OTHER TIERS: 0.10% → Up to $50k

Ballston Spa National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Premier Checking
0.05%$500-Business Interest Checking
0.05%--Community Checking

Ballston Spa National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier CD
0.60%$500$100k48-60 Months CD
0.60%$100k-48-60 Months Jumbo CD
0.55%$500$100k36-47 Months Premier CD
0.50%$500$100k36-47 Months CD
0.50%$100k-36-47 Months Jumbo CD
0.35%$500$100k24-35 Months Premier CD
0.30%$500$100k24-35 Months CD
0.30%$100k-24-35 Months Jumbo CD
0.25%$500$100k12-23 Months Premier CD
0.20%$500$100k12-23 Months CD
0.20%$500$100k180-364 Days Premier CD
0.20%$100k-12-23 Months Jumbo CD
0.15%$500$100k180-364 Days CD
0.15%$2,500$100k7-31 Days Premier CD
0.15%$2,500$100k32-89 Days Premier CD
0.15%$500$100k90-179 Days Premier CD
0.15%$100k-180-364 Days Jumbo CD
0.10%$2,500$100k7-31 Days CD
0.10%$2,500$100k32-89 Days CD
0.10%$500$100k90-179 Days CD
0.10%$100k-7-31 Days Jumbo CD
0.10%$100k-32-89 Days Jumbo CD
0.10%$100k-90-179 Days Jumbo CD

Ballston Spa National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500$100k48-60 Months Premier IRA
0.60%$500$100k48-60 Months IRA
0.60%$100k-48-60 Months Jumbo IRA
0.55%$500$100k36-47 Months Premier IRA
0.50%$500$100k36-47 Months IRA
0.50%$100k-36-47 Months Jumbo IRA
0.35%$500$100k24-35 Months Premier IRA
0.30%$500$100k24-35 Months IRA
0.30%$100k-24-35 Months Jumbo IRA
0.25%$500$100k12-23 Months Premier IRA
0.20%$500$100k180-364 Days Premier IRA
0.20%$500$100k12-23 Months IRA
0.20%$100k-12-23 Months Jumbo IRA
0.15%$500$100k90-179 Days Premier IRA
0.15%$500$100k180-364 Days IRA
0.15%$100k-180-364 Days Jumbo IRA
0.10%$500$100k90-179 Days IRA
0.10%$100k-90-179 Days Jumbo IRA
Locations

Ballston Spa National Bank has 12 locations. Click to view all Ballston Spa National Bank locations.