Featured Savings Rates
Featured Accounts
Overview / Commentary
87 Front Street
Ballston Spa, NY 12020

Ballston Spa National Bank is headquartered in Ballston Spa and is the 84th largest bank in the state of New York. It is also the 1,581st largest bank in the nation. It was established in 1838 and as of September of 2016, it had grown to 105 employees at 11 locations. Ballston Spa National Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #6959
Year Established1838
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.32%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$439.8MM$430.3MM
LoansQ3 2016vs Q3 2015$312.0MM$283.5MM
DepositsQ3 2016vs Q3 2015$398.9MM$380.3MM
Equity CapitalQ3 2016vs Q3 2015$36.3MM$35.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.0MM$4.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.5MM$5.5MM
Real Estate OwnedQ3 2016vs Q3 2015$840.00K$1.3MM

Rates for Ballston Spa National Bank are currently being reviewed.


Ballston Spa National Bank has 12 locations. Click to view all Ballston Spa National Bank locations.