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3 Macarthur Place
Santa Ana, CA 92707

Banc of California is headquartered in Santa Ana and is the 13th largest bank in the state of California. It is also the 122nd largest bank in the nation. It was established in 1941 and as of September of 2017, it had grown to 720 employees at 37 locations. Banc of California's savings rates are 92% higher than the national average, and it has a B+ health rating.

Related Posts

Banc Of California 18-Month And 11-Month CD Specials - Socal - 9/22/2017

Saw this ad in yesterday’s San Diego Union Tribune 18-Month CD, 1.50% APY 11-Month CD, 1.40% APY Fixed Term and Rate Minimum balance to open is $1,000 Preferred Savings Account 1.00% APY Rate guaranteed through 3/31/18 Savings account with no term Minimum balance to open is $25,000 Minimum balance to earn 1.00% APY is $100,000 http://bancofcal.com/greatrates

Banc Of California 11-Month CD Special - Socal - 6/6/2017

Saw this special advertised in today’s San Diego Union Tribune Banc of California - Making Your Money California Strong 1.30% APY Term of 11 Months or Greater Minimum balance to open is $1,000 Also, they're advertising their interest checking account: The One Account 0.50% $250,000+ 0.40% $100,000 to $250,000 0.30% $25,000 to $100,000 0.20% $10,000 to $25,000 0.10% under $10,000 http://banking.bancofcal.com/earnmore

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Reviews (7)

Preferred Account Rate Drop

Posted by: unmesh | Oct 24, 2014

I'm one of the depositors from the PacTrust days and had transitioned to a Preferred Account at Banc of California with a 1.25% starting rate. It dropped to 1.15%, then to 1.09% and very recently to 1%, each time with no prior notice.

Hope this helps other existing customers of the institution.

Rates Dropped To .75% As Of June 2014

Posted by: Sperry8 | Aug 17, 2014

Without notice this bank dropped my rate from 1% to .75%. I logged into my account and saw the drop (no email or notice was provided in advance or after. Very poor form.

Rates Dropped To 1%

Posted by: Sperry8 | Jun 25, 2014

They dropped their rates to 1% unless you are willing to make them your primary bank (direct deposit and a certain number of checks or bill pay). If you do that you can receive 1.25 APY%.

Their online interface is one of the worst - it took an in-person visit to the bank to stop mailed accounts and even then they didn't stop until additional contact with online CS.

However, I rarely interact with their online interface directly and use alternate websites to push/pull funds.

Rate Continuing In 2014 At 1.1%

Posted by: Sperry8 | Jan 2, 2014

Although this bank had no info in my prior post - they confirmed they are offering a 1.1% APY in 2014. Since that's the best available, I'll keep my money with them. Haven't had any issues and with that sort of rate willing to deal with the lack of CS answers. I use Ally to push/pull - so no issues getting money in/out.

Great Rates - No Info

Posted by: Sperry8 | Dec 19, 2013

I opened an account with them when they were Pacific Trust Bank. Banc of California bought them out in the interim. They offered a special 1.25% APY til 12/31/2013. That deal ends in 2 weeks. I called today to find out the new rate and they will not provide the new rate until Jan 1, 2014. They "believe" it will drop .15%, although that is undetermined. I asked a variety of add'l questions all of which were met with vague answers. I've never heard a bank rep who had so little information. For example, the rep stated they would keep the rate 1.25% if I made them my 'main' bank. But they were unable to tell me what that meant. They didn't know if 1 bill pay or 20 was required. They said they didn't have that information. They said I needed to write checks. I asked how many? They said they didn't have that information. Hard to decide if I would switch to a bank that has no information.

Clueless Staff, Unable To Open Deposit Acct In Person

Posted by: CalBear49 | Jul 4, 2017

This "Banc" is clueless, don't waste your time like I did trying to open a simple deposit account and a safe deposit box. I had called in advance and made a midmorning weekday appointment at a local branch office. I was provided with the terms/conditions for these items over the phone, and I arrived with full intent to complete the transaction. Upon my arrival, I was the only customer in the brach. The tellers greeted me, and referred me to the "new accounts" clerk. The "new accounts" clerk appeared to me like he had just got off his shift at Jiffy Lube or someplace similar. He was unable to open either the deposit account or the safe deposit box, and he was unable to contact anyone by phone to assist him. It is unbelievable that they can remain in business when they are so totally unprepared to accommodate new customers in person, with an appointment, and unable to reach anyone in their management chain by phone to figure it out. I departed and never returned.

B Of C Has Little Regard For Clients

Banc of Calif has little regard for its clients.
Rates dropped with no notice from 1.20% to 1% to .70% with no notice. I closed my acct the end of Nov 2014 and was promised I would receive a check
by Dec. 4. It is now Dec 5. Josh of the LJ branch has informed me that "for some reason" he failed to send it by 1-day UPS express..as a result, I am losing abt $10 day in interest. Check Bankrate.com for a more reliable bank


Health Grade Components

FDIC Certificate #35498
Year Established1941
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.91%
Annual Interest Income$292.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$10.28B$11.18B
LoansQ3 2017vs Q3 2016$6.29B$7.37B
DepositsQ3 2017vs Q3 2016$7.45B$9.19B
Equity CapitalQ3 2017vs Q3 2016$1.15B$1.06B
Loan Loss AllowanceQ3 2017vs Q3 2016$45.1MM$40.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$79.7MM$89.6MM
Real Estate OwnedQ3 2017vs Q3 2016$3.7MM$275.00K
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Banc of California Savings Account Rates

1.00%$100k-Preferred Savings Account

Banc of California CD Rates

1.50%$1k-18 Month CD
1.40%$1k-11 Month CD