Bank of 1889

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1889.bank

870-423-6601

305-307 Public Square
Berryville, AR 72616

Bank of 1889 is headquartered in BERRYVILLE and is the 50^th largest bank in the state of Arkansas. It is also the 2,488^th largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 90 employees at 11 locations. Bank of 1889's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3854
Year Established	1889
Employees	90
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	2.02%
Return on Equity - YTD	18.14%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$301.5MM$287.3MM
Loans	Q1 2025vs Q1 2024	$239.7MM$220.4MM
Deposits	Q1 2025vs Q1 2024	$264.2MM$253.2MM
Equity Capital	Q1 2025vs Q1 2024	$34.3MM$31.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.7MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.8MM$2.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$88K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of 1889 Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Regular Savings Account
0.10%	$1	-	Young Savers

Bank of 1889 Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$10k^*	-	Money Market
OTHER TIERS: 0.25% → $1k - $10k

Bank of 1889 CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.04%	$500	-	6 Month CD
3.79%	$500	-	1 Year CD
3.28%	$500	-	2 Year CD
2.77%	$500	-	3 Year CD

Bank of 1889 IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.79%^*	$500^*	-	24 Month IRA
OTHER TIERS: 0.10% → $0 - $500
3.28%^*	$500^*	-	12 Month IRA
OTHER TIERS: 0.10% → $0 - $500

Locations

Bank of 1889 Locations
West 62 Branch	1004 West Trimble	Berryville, AR 72616
Eureka Springs Office	149 Huntsville Rd	Eureka Springs, AR 72632
Marshall Branch	620 Highway 65 North	Marshall, AR 72650
Harrison North Office	204 East Rush	Harrison, AR 72601
First National Bank Of North Arkansas	305 Public Sq	Berryville, AR 72616
Yellville Branch	317 Hwy 62 West	Yellville, AR 72687
Huntsville Branch	403 West Main Street	Huntsville, AR 72740
Green Forest Branch	604 West Main	Green Forest, AR 72638
Harrison South Office	200 E. Rush Ave	Harrison, AR 72601

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