Bank 21

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

onlinebanking.bank21.com

660-542-2000

One West Washington Avenue
Carrollton, MO 64633-1257

Bank 21 is headquartered in CARROLLTON and is the 138^th largest bank in the state of Missouri. It is also the 3,236^th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 34 employees at 5 locations. Bank 21's money market rates are 7X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8560
Year Established	1912
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.97%
Return on Equity - YTD	17.86%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$173MM$172.1MM
Loans	Q1 2025vs Q1 2024	$152.4MM$141MM
Deposits	Q1 2025vs Q1 2024	$145.1MM$146.6MM
Equity Capital	Q1 2025vs Q1 2024	$19.5MM$17.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.2MM$2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$88K$117K
Real Estate Owned	Q1 2025vs Q1 2024	$2MM$3.7MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank 21 Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$0	$50k	Kasasa Saver
OTHER TIERS: 1.17% → $50k+
1.00%	$1	-	Christmas Club
0.25%	$25	-	Statement Savings
0.25%	$25	-	Business Savings

Bank 21 Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$250k^*	-	Money Market
OTHER TIERS: 1.75% → $1k - $25k \| 2.00% → $25k - $50k \| 2.50% → $50k - $100k \| 2.75% → $100k - $250k
2.00%	$1k	-	IRA Money Market

Bank 21 Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	$0	$25k	Kasasa Cash
OTHER TIERS: 1.20% → $25k+

Bank 21 CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$500	-	12 Month CD
3.50%	$500	-	18 Month CD
3.25%	$500	-	24 Month CD
3.00%	$500	-	182 Day CD
3.00%	$500	-	36 Month CD
3.00%	$500	-	48 Month CD
3.00%	$500	-	60 Month CD
1.00%	$500	-	91 Day CD

Bank 21 IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$500	-	12 Month IRA
3.50%	$500	-	18 Month IRA
3.25%	$500	-	24 Month IRA
3.00%	$500	-	182 Day IRA
3.00%	$500	-	36 Month IRA
3.00%	$500	-	48 Month IRA
3.00%	$500	-	60 Month IRA
1.00%	$500	-	91 Day IRA

Locations

Bank 21 Locations
Sedalia Branch East	1650 East Broadway	Sedalia, MO 65301
Bank 21	3301 Sw Highway Seven	Blue Springs, MO 64014
586 West Arrow Branch	586 West Arrow	Marshall, MO 65340
Bank 21	1 W Washington St	Carrollton, MO 64633

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