First Bank of Alabama

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fbal.bank

256-362-2334

120 North Street East
Talladega, AL 35160

First Bank of Alabama is headquartered in TALLADEGA and is the 15^th largest bank in the state of Alabama. It is also the 933^rd largest bank in the nation. It was established in 1848 and as of March of 2025, it had grown to 141 employees at 13 locations. First Bank of Alabama has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	2832
Year Established	1848
Employees	141
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.6%
Return on Equity - YTD	22.62%
Annual Interest Income	$15.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.12B$1.03B
Loans	Q1 2025vs Q1 2024	$694.2MM$684.5MM
Deposits	Q1 2025vs Q1 2024	$1.03B$949.6MM
Equity Capital	Q1 2025vs Q1 2024	$80.6MM$70.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8MM$11.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$8.6MM$6.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$71K$200K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of Alabama Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	$0	$50k	Kasasa Saver
OTHER TIERS: 0.25% → $50k+

First Bank of Alabama Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$0	$15k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $15k+
2.50%^*	$0	$15k	Kasasa Cash Checking w/ Kasasa Saver
OTHER TIERS: 0.25% → $15k+

Locations

Cities: Ashland, Clanton, Lincoln, Munford, Oxford, Roanoke, Sylacauga, Talladega, Wedowee, Woodland

Ashland Branches
Ashland	83183 Alabama Hwy 9	Ashland, AL 36251

Clanton Branches
102 5th Street North Branch	105 5th Street North	Clanton, AL 35045

Lincoln Branches
Lincoln Branch	47743 Us Highway 78	Lincoln, AL 35096

Munford Branches
Munford Branch	44388 Alabama 21	Munford, AL 36268

Oxford Branches
Oxford Branch	815 E. Hamric Drive	Oxford, AL 36203

Roanoke Branches
Roanoke Branch	3500 Highway 431	Roanoke, AL 36274

Sylacauga Branches
Sylacauga Branch	126 N Norton Ave	Sylacauga, AL 35150

Talladega Branches
The First National Bank Of Talladega	120 North St E	Talladega, AL 35160

Wedowee Branches
Bank Of Wedowee Branch	111 West Broad Street	Wedowee, AL 36278

Woodland Branches
Woodland Branch	24514 Highway 48	Woodland, AL 36280

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